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The Ramsey Show

Stop Letting Money Conflicts Tear Your Relationships Apart

24 Dec 2024

Description

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!  While we're out for the Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: ‘Father-in-law is selling us whole life insurance’ 'Brother isn't buying us out of an inherited home’ ‘Open a food truck or a brick and mortar?’ ‘My wife & I don't share the same views financially' ‘Am I hurting my family's financial future?’ 'Will I even be able to become debt free?' Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏆 Take control of your money in 2025! Register for the free livestream. 🎟️ Get $100 Off Money & Marriage Getaway with code CHRISTMAS. 💵 Start your free budget today. Download the EveryDollar app! 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Transcription

Full Episode

28.647 - 58.163 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work. that they love and create actual amazing relationships. Open phones this hour at 888-825-5225. Multiple number one bestselling author and Ramsey personality, Rachel Cruz, my daughter, is my co-host today. Open phones here. You jump in. We'll talk about your life and your money.

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58.623 - 62.365 Dave Ramsey

Victor is with us in Irvine, California. Hi, Victor. How are you?

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63.897 - 65.279 Victor

I'm doing well, Dave. How are you?

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65.619 - 67.601 Dave Ramsey

Better than I deserve. What's up?

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69.183 - 99.51 Victor

Hi. So three years ago, me and my wife was buying a life insurance policy from our father-in-law. We both make a pretty good income, but essentially we're like three years in now and I've just I know we've maxed out our 401k, our Roth IRA, but I was talking to my father-in-law and he essentially said it's like a good tax-free investment that we can do with our custom whole life policy.

100.525 - 117.371 Victor

Um, and since we already maxed out our 401k and our rock IRA, and, um, we even like bought a house recently. We're just not sure if that's like the best way moving forward to put our money in at least with our extra money. So that's our situation.

119.052 - 123.453 Dave Ramsey

Um, Victor, you've been married three years, you said?

125.034 - 127.875 Victor

Yeah, we've been married for about three years. Yeah.

128.035 - 131.393 Dave Ramsey

Okay. All right. So you're in your mid twenties, I assume.

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