Katie
Appearances
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So she comes up to the door, starts doing her typical routine. But then she gets angry at the dogs and screams again. And then she throws a bag of charcoal at the window where the dogs are barking at her. And then on her way back to her house, she knocks the grill over. Oh. Again, all this on video. The cops come and then this time they do make contact and they do criminally ban her.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And basically they say she's being really nice. Like, I just wanted to see if someone still lived there. I hadn't seen them in a while. Oh my God. And then they said, the second that they said, ma'am, there's video evidence of you doing this. She like flipped and was like, I don't care. Arrest me then. Oh. Immediately had this weird reaction. So I don't know if there's a dementia element going on.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Kind of sounds like it. It's sad.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
After this, the cops are basically like, if I were you, I would file an affidavit and basically say that you want her to be charged with discharging a weapon in city limits, harassment, and trespassing. She does get charged. As far as I know, she had to appear in court.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
so i guess she has a record now from then on we really have not seen much of her other than her going to get her mail and then also apparently she had been walking around the neighborhood during a heat advisory and knocking on doors asking for help one lady this is the one that came and talked to us answered the door and she said something about i don't know where my husband is they took him away from me and so she was like okay well i can't really help with that but i can at least drive you back to your house
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And then she showed up the following night in the middle of the night saying the same thing. Yeah, there's some, yeah.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
She could have knocked during this. It would have been so great. My dream is that someone at the end of their crazy neighbor story just goes, I have a shout out. Can I just bring in real quick? And it's their neighbor. Well, you're the first, so it might happen. Okay.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
It sucks. It's like, oh, we have this sweet old lady and we just had this baby.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
I'm going to give a quick shout out. My mother-in-law, Lee, was sad that she couldn't be up here to pop in at the end.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
She started listening to this with me on like a road trip.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
No, I'm in Jonesboro. It's like northeast, close to Memphis.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
It's all right. It's just okay. If I were going to be like Northwest, that's like Ozark. That's a place to really be, I think.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Yeah, I was like, that's so cute. That'd probably be second for me to Northwest Art. Yeah, if we had to rank, which is what this podcast is about, is me ranking the different places in Arkansas.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
I do. I kind of had to make myself some notes to keep all of this straight. We have a lot of timeline info going on. Okay, great. So my husband and I moved here in September of last year from South Arkansas, where we're from. And I was very pregnant. I was due in December. Our house that we ended up buying is like a split level. It's got like a wraparound deck on the top level.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And that's where the primary bedroom is, the living room, the kitchen. And then our driveway has two entrances and exits. And then so does our neighbor's driveway. And we share one of those entrances and exits. So on move-in day, our trash can was in the shared drive roped off to keep people from going in that drive, which we thought was odd. Like, have we already pissed somebody off?
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And so we were like, oh, let's do something nice, like go get cookies and introduce ourselves to that neighbor. But before we could do that, we actually saw her go to get her mail. And my husband, humble brag, he's pretty cute and he's really nice.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So, you know, I'm like, let's send him out there to talk to this old lady.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Yeah, go schmooze a little bit. Go rub elbows with this old lady neighbor. And so he goes out. She's wearing a muumuu. She has a walking stick and some big cataract glasses. Oh, wow. already kind of giving off character energy.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
I'm trying to remember what character. There's a weird old lady in Harry Potter. Yes, Mrs. Squibb or something like that. Creepy, like jump scared. Rob also has images of this lady.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So anyway, he goes and he talks to her and he comes back. He's like, oh, she's nice. She put the trash can there because there was a small pothole and there had been people looking at the house. She didn't want someone to get their car damaged, something, something. Okay, great. She said her husband was in the hospital with a bladder infection.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Check up on her, you know, if we don't see her for a while or something because she was there by herself right now. She did say some kind of kooky old lady things. One example was she said, don't you just love the night?
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And he was like, okay. She said something about how she just loves to stay up and she watches TV. And so, of course, then we continued to say, don't you just love the night? It's like a weird thing to creep each other out.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
They exchanged phone numbers just so that we could contact her if we hadn't seen her in a while. She's in her late 70s. We just saw Wicked, so we're going to call her Mrs. Glenda. Okay. Okay. A couple weeks later, after we move in, we go to dinner. We come back and we're dilly-dallying around the house and we see a bullet hole through the window. Oh, my.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
We did call the police and we said we think there's a bullet hole. There's also an image of this. It went all the way into the dining room.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So next to that pasta painting, there's like a nick in the drywall. And then if you look at those three windows to the left there, it came from one of those windows. So it literally went like all the way across and then into that drywall that we had to then patch up.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Yeah, they took a report, but they also basically were like, well, you're in the South. You're kind of in a wooded area, even though you are in city limits. So it might be someone hunting where they're not supposed to. Nothing we can really do. Time moves on. October, my husband called to check on her because we hadn't seen her in a bit. Usually we would see her going to get her mail almost daily.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And she said, actually, there is something you can do for me. You can call the police. Okay. I want to file a report. There have been people watching me and trespassing on my property. So we're kind of getting weirded out because we just had this bullet hole. So we call, they come out, they talk to her. We don't hear anything about that because it's not really our business. But we get to November.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
We came home from an OB appointment. And as I was walking back out to the car to get something out of the car, my husband rushed me back inside and said, Miss Glinda's dancing around with a gun. Go back inside. Oh, oh, oh. Oh my God. And I was like dancing around with a gun. And he was like, go downstairs and I'll come get you.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
He comes back in and he's called the police, obviously. And he said she came out from behind the side of her house where we can see her from our house and said that she was wearing like a helmet. And he said she had a rifle slung over her shoulders. Oh my God. And was yelling and doing almost like a scarecrow looking sort of movement. Very odd.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Then he said that the helmet kind of tilted down over her face and then she tripped and almost dropped the rifle.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
If it wasn't a gun, it would be like a different situation. But once the gun is in the mix, we're having an issue. So the police come, they talk to her apparently, and then they come talk to us since we're the ones that called. And they said that she definitely seemed kind of off, but they didn't see the firearm.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And they said she was holding a cardboard box with the words birth control scribbled on it. What? She told the cops that she had been filming a video for her kids. Uh-oh.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So we're already getting into weird territory.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
bizarre. So we get to February. One day she came and banged on our door. We weren't home, but when we did get home, we saw her like walking out around her house and she kind of yelled across the yard, Hey, don't use my driveway anymore. Oh. And we were like, okay, no problem.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
At this point, I'm two months postpartum. So I'm like literally whatever I can do to not have you talk to me. Awesome.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So we stop using that driveway. We don't even walk up it when we get our mail, even though our mailbox is on that side. Now we go like all the way around. So later this month, my husband shoots bows. We have like a target in the yard. And so he's standing out in the driveway area shooting this target. And he had our baby in the bassinet stroller situation just out with him.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
I'm inside and I hear a gunshot. I'm immediately freaking out because I know that this woman has a gun and I know that my husband and my baby are outside. Ugh. And so I run out. I don't see either one of them. So now I'm even more panicked. And then I realize he's down the street on the phone with who I assume at the moment is the cops. And so I'm like, okay, thank God they're okay at least.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
But I did see her holding a pistol, like walking into her house.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Yes, which isn't abnormal in the South, but this is when we get into an issue where it's like, how do you take away someone's guns when they are not mentally sound enough to have them, which she clearly is not. The cops come, they file a police report, and literally in the police report, it says, cops advise the suspect that it is illegal to discharge a weapon in city limits.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
FYI, that's illegal. And she did admit she was like, oh, I was just shooting at the woods. Oh, my God. Okay. I have to figure out who this person... Does she actually have children? What about the husband that was in the hospital?
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
To this day, we have never seen the husband.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
That's not right. We... Have a lot of theories, obviously. You know, did she kill the husband? We don't know. Also, those bladder infections can get you.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
I do some online sleuthing and I do find that she has two adult children. One, at least I knew, lived in town. He was a realtor. And so I found his cell phone on his realtor website and I called him and I explained the situation. I'm like, hey, we live next door to your mother. She's firing guns. Can we figure this out? And he was like, oh, we're estranged.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
he says a few years ago he tried to talk to her about her mental health and she basically said you're trying to steal my money and my house and put me in a home don't talk to me oh boy and so he suggests calling the sister he says last i heard they were still talking maybe give her a call so he gives me her phone number i call her she says we're estranged talk to my brother oh my god cool i am on my own
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
but he did tell me that his father had had a stroke a few years back and he said to his knowledge the father is still alive and wasn't in a home okay in march my husband leaves the house he's a director of a soccer club can i ask a quick question the time you came out where you're shooting the bow and he was down the road did he tell you what had happened had she come out and just start firing in his direction
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
He also heard the gun and then he saw her walking around the house. But anyways, he leaves to go to soccer practice. I'm home alone with the baby. And here comes Miss Glinda to the house. She starts ringing the doorbell and banging on the front door. I'm not going to answer because I don't know if she has a gun. I don't know what's happening. And I'm by myself with the baby. Oh my God.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And this is where the upper deck wraparound deck comes into play. So essentially she's ringing the bell. She's banging on the door. I have two big dogs. They start going absolutely nuts. So I'm like, okay, I'm just going to take me and the dogs and go into the bedroom. She'll think we're not home. Also, I have a sleeping baby downstairs. I'm trying not to wake the baby.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And she's banging on every single door. She's jiggling door handles. She's banging on every window. She's looking in. She laps the entire deck two times. She goes out to the garage area. She goes like she's going to maybe even go into the downstairs backyard area. And at this point, I'm freaking out. I don't know if she has a gun on her. I don't know if I've accidentally left a door open.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
What if I've done that and she comes into my house thinking that I'm in her house? Sure. Yeah. So I'm calling my husband. I'm in tears. And he immediately rushes home. He's on the phone with me the whole way. And I have this on video, even though he wouldn't want me to share it. But my husband's very non-confrontational. I'm very confrontational.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
You just see in the video, like he squeals up into the driveway. She's coming around at the front door and she's like, hey, neighbor, how's it going?
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And he's like, you have my phone number. There is no reason for you to be on our property over here banging on doors, jiggling door handles. She starts to get pissy. They get into a cussing argument. She's walking back to her house, like cussing him out. We call the police, file a police report, et cetera, et cetera. Like we do every one of these incidents.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And all of the days and weeks after this confrontation, she's walking out to her mailbox and like flipping us off. After this, I filed an APS report, Adult Protective Services, because I'm like, she's off her rocker. She might be her husband's primary caretaker. None of her kids can get through to her. I don't know what else to do.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And I do know that they came out for a visit because they accidentally came to our house. I'm not privy to the info after that. So this leads me to my final event. We get to April while my husband and I were out. Miss Glenda comes onto our property holding what looks like open mail. She's throwing the mail everywhere.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
She walked towards our front door and she's saying, hello, Katie and Rex are names. And she's proceeding to scream at our dogs through the window. That's that one photo where it looks like she's screaming.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
And she's saying, where are you? Walks around the entirety of the deck multiple times, doing the same thing, jiggling the door handles, knocking on everything. And then again, we call and report this to the police. When the police come this time, they're like, would you like us to go criminally ban her from your property? And I'm like, sure, great. Why are we just now doing this?
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
So they go, they attempt to make contact, but she doesn't answer the door. So they can't criminally ban her because she doesn't answer the door. Oh my gosh. That's the...
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Yes. I don't know if this is a state thing, but you can't file a restraining order unless there's already been evidence of physical altercation.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Exactly. Again, my husband leaves to go to soccer practice, and I am home alone with the baby. And here she comes again. This is later the same day. Oh, my God. She's back. I see her coming and I'm on the phone with 911 and I'm like, y'all better come here right now. I'm done with this lady. In my head, I'm like, I'm about to let my dogs out.
Armchair Expert with Dax Shepard
Armchair Anonymous: Crazy Neighbors
Yeah, exactly. And also they keep saying, well, we can't do anything unless we catch her on the property. And I'm like, I have video evidence of her being on the property. What's the point of the videos then? I don't know.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
And if you want to imagine the house from Animal House, rugged frat house vibes meets Celtics fan meets like deadhead sort of deal. Okay. He has this big open dining room and there's no dining room table. He's nailed a basketball net above the doorframe.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
He would totally own that. He was like 40 when he had me. So he was the type of dad that's a lot older.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
Fast forward to 2010. And for Christmas, he's gotten us tickets to go see the Celtics.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
Yes. This is the same team essentially as the 2008 championship team. So the big three, Kevin Garnett, Ray Allen and Paul Pierce and Shaq's on the team.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
One season only. Wow, what a great window you got in there.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
This is a big deal. So we're flying to Boston. It's the night of the game. Typical Boomer energy. Dad wants us to go to dinner before the game at the oldest restaurant in the country. It's a seafood establishment. Oh boy. So I actually decide to not get seafood. I get a burger.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I'm not sure about that. Maybe now for getting to tell you guys the story, but at the time.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
Flash forward again. It's the fourth quarter of the game. We're courtside, baby. Oh, wow. We're behind home bench. The energy is electric. It's a close game. It's everything you could ask for. And then I turn and look at my dad and my face goes green. And I'm like, dad, I think I got a puke. Oh, no. Not great timing.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
And so something you don't think about with the closeness of the seats is that the bathroom proximity is going to be a major problem.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
And so I'm booking it. As soon as I say that, he's like, do what you need to do. So I just start like I'm sprinting up the stairs. All I can think about at that time is, oh my gosh, my Jumbotron debut is going to be me just projectile vomiting over all these people. But I made it. I'm going into the hallway of the bathroom and just kind of start spraying vomit down the mirrors, down the sink.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I called my dad yesterday to get some more details. He was trailing behind me as I'm running up. And I'm sure he stopped and wanted to check the scoreboard first before he took care of me. And he said that he could smell what was happening. Oh, boy. Before any vision. Oh, no.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I asked because I felt like you guys would want the details. I'm like, what did it smell like?
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
And you just said it was just out of this world. Oh. You can hear it. Women just screaming. Bloody murder. It's like something horrible happened.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
Yeah, I guess I haven't thought about that aspect of it. I didn't get as much sympathy as I would have.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
She's probably drunk. And then he finally gets up there and he sees women fleeing the scene out of the entrance and the exit. It's like mass exodus of the bathroom. While this chaos is happening, my dad thinks to go to the merch stand. Oh. She's probably going to need another Celtics sweatshirt because I'm like decked out.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I do. He's thinking of me, but he's really thinking of himself because he's like, I need to get back to the fucking game.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
He's a great dad. So he gets me a sweatshirt and it was funny him telling me yesterday. He was like, I felt so bad for you. You had been through so much. I got you the most expensive sweatshirt they had. So that was him like recapping it to me.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
the like demon exorcist moment was over and he kind of peeks his head in hands me the sweatshirt and he's like you know we should probably get back to the game it's a close one and there's only a few minutes left we should book it back to the seats as soon as you're changed out you're ready new sweatshirt on but i had really really long hair at the time and it's just caped but you know that's not a priority right now we have a basketball game to get back to
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
So I do the walk of shame down all those steps. At that age, I'm already really anxious and thinking everyone's looking at me and judging me all the time anyway. But I know that they were. I was acutely aware walking down those steps that everyone's like, that's the girl that was running to the bathroom. And you can smell me. But we made it back. They did lose everything.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
That was kind of what was weird about it.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
So I don't really know what the lesson in all that is. Maybe get the type of food that they specialize in.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
Yes. Can I just tell you guys really quick? I'm a therapist and I started listening to you guys in 2020. I just started grad school at William & Mary. I was going there for clinical mental health counseling. And you have to kind of like pick a specialty when you start. And I had originally picked family therapy. quickly lost interest in it. I was thinking about changing to addiction.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I have a lot of family experience with that. I think that's what I should do, but I was unsure. Someone in my cohort had told me about armchair. I was commuting from the Eastern Shore to Williamsburg. It's like, almost three hours. I listened to you guys nonstop. And the first episode I ever listened to was day seven. And that was literally life changing a sign.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I thought that I should specialize in addiction. And I did.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
That's the funny part. So I got out, I started working at a practice specifically for addiction and it ended up being more prescription drug addiction, which is heavy, heavy stuff because it's usually co-occurring with all the other substance use. So I will say it was a little much for me.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
Oh my God, I love him. That family experience stuff was being activated. So needless to say, I did resign quickly from that, but I have my own practice now and I see everything and I do some substance use. I do a lot of eating disorder stuff too. So still in the addiction realm, but I just wanted to thank you guys.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
It was a great learning experience and it got me to what I'm doing now.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
This is my meditation slash creative closet.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
That's kind of what I was going for. Oh, good.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
This was perfect timing because a couple of weeks ago for the new year, I was working on a vision board and it kind of took a life of its own and it became a wall and then became a whole closet.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
No, that's James and the Giant Peach. Just a tapestry. It has a bunch of mushrooms. Just a lot of imagery.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
I'm on the eastern shore of Virginia. My story didn't take place here, but this is 2005-ish. My parents get divorced, and I'm going back and forth between their houses.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
10, 11, a perfect age for divorce. So going back and forth every weekend, two very different houses. I'm at my dad's house and he's a lifelong Celtics fan, just basketball fanatic in general, but specifically the Celtics. So he passes that on to me and that's kind of our bonding thing.
Armchair Expert with Dax Shepard
Armchair Anonymous: Sports Event
And so whenever I'm at his house every other weekend, all we're doing is watching the Celtics, talking about the Celtics, learning about the Celtics. He had these instructional tapes specific to Larry Bird. That's what an adolescent girl wants to do, right? Is like watch these instructional DVDs. Larry Bird, like talking into the camera.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I think so. I feel like I could speak to the fact that when working in the hospital or outpatient or on the supposed front lines of patient care, there's typically a eight to 15 year practice gap that we're all working under where the best practices or new research comes out. And it takes the average outpatient center or hospital eight to 15 years to be implementing that new cutting edge care.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
And for whatever reason, there are a lot of obstacles in the way of that. And I really want to be working on that. the cutting edge of the care. I want to be on the front end of finding out the best solutions and finding a faster way to get that information to providers, to get those practices to touch patients even faster.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Because with how much our population is aging, how much we're all changing, We just, we don't have that time to waste and our healthcare system can't afford for providers to be practicing with 8 to 15 year old information when they could be making amazing advances in their patient's care today if they had access to the right information and the right protocols for care.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
It really has been depending on the job listing and the job description posted, because I feel like product and project manager can be so many different things at so many different companies. And I don't want ones, I clearly am not qualified for ones that need Python or SQL or like knowing programming languages. I'm clearly not going to be the right fit for that. So
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I'm not going to waste my time, but I'm looking for ones that are specifically like have healthcare experience or tech experience or management experience or ones that are looking for people manager experience and tech experience or healthcare experience. Ones that have from the get-go broader experience. requirements that I could fit into, but I might not be their typical candidate.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
But it's been tough because every title can mean so many different things at different companies. So I'd love additional suggestions.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Of course. So my name is Katie and I'm a nurse and I've been working as a nurse manager for the past nine years or so. And I've mostly worked in healthcare, obviously, because it's the most easy profession and field to get into with a background as a nurse. But I'd really love to move into more of a tech role in like healthcare tech companies.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Yes, I have a few that I have reached out to and then a few where I know people. So that's helpful. And I feel like I could really start brainstorming and come up with a lot more than I would expect.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I think that sounds great. I feel like I could create a very big list of a wide ranging variety of problems. So I feel like that'd be a great list to start making.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I feel like there's such a boom right now with people really trying to creatively solve problems in wonderful ways with telehealth or with new and unique offerings. And I really love to move into more like project or product management with tech roles or in the tech field, and I'm just not totally sure how to do that.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Not right now. Okay.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
So right now I've been talking to people that I know that are working in companies that I am interested in. So that fortunately or unfortunately has been the only way that I think I've been securing these interviews. So I've gotten to three different hiring managers. I feel like it's gone pretty well, but in a really nice way, I feel like I'm getting better and better with each interview.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
So while you're right, it has been demoralizing. It has been a total blow to the self-esteem to get that sad email, like three weeks later, that's like, oh, we went with someone with a more relevant background, like such a blow. But at the same time, I feel like
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Each time I'm interviewing, I'm doing better at translating what experience I have that is relevant to them and why they need me on their team. And eventually, you know, it only takes one new job to be the right new job. And I feel like it's still out there, but.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
So for some additional background, I have interviewed with a couple of companies in the city that I live in, and I make it to the hiring manager round, and I hear them saying in the interviews, Like, oh, I can see that your experience leading a team is relevant to this, but you don't have experience using this technology or you don't have experience actually leading a product team.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Mm-hmm.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Yes. The vague feedback I've received that they went with candidates for additional interviews that have a more relevant background specifically. And I've been thinking there is a health tech startup incubator in my city with a large variety of health tech startups that are in various phases of their growth.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Whether they're brand new and they just created their logo or they have clients, they have backing and they might be on a further round of funding. I could create some sort of pitch and reach out to people that I see on LinkedIn and see if they need extra help or if it's a way that I can practice my skills.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I can also look through my LinkedIn connections, especially looking for those people with similar roles. And I feel like everybody loves talking about how they got to where they are and just seeing what different routes people took to get the positions that they had.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
But you have experience with this kind of team or you have a different experience with project management, but no formal title. And I guess I would love some... some guidance on the right way forward.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Cause I have a master's, I have the experience on my resume that I have and like how to present that in the best light so that people are willing to take a chance on me since I'm a more untraditional candidate frequently applying to these jobs.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
No, I think this does feel very invigorating and really exciting. And I also think it's such a good time of the year to get reinvigorated for looking for a job. Like everyone's budgets are brand new. People are posting lots more.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I feel like people have awakened after the holidays and I feel like it's a really good time to be reaching out to people, making connections, asking questions and seeing where that leads.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Great. Thank you, Claire.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I'm not sure. I think that a lot of times people who work in like health tech companies, even though they're further away from the actual healthcare delivery, really like to hear your why. And so I've been applying at a couple of places that are more oncology or cancer care focused. And I feel like I have a really strong why there as well.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
My dad passed away from a short battle with cancer four years ago. And that has been really motivating to me to work somewhere really innovative and that's working to do cutting edge work with caring for people with cancer. And I feel like that's a really strong argument. I'm not just a nurse who is looking for a change. I've got a good story, but that's not always applicable.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
So that's not always deployed.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Okay.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
Yes, I have spoken with a couple of different project and product managers. I actually am married to a product manager, but he is much more tech focused. So that I've been learning about what he's been doing for the past 10 years, but it's a lot different than the work I would want to be doing.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
And I've talked with a product manager that works for a health insurance company and done a lot of talking with her very recently about what leads people to be successful in that role. And something that she said that I really felt hopeful about was someone who's a clear communicator and able to drive meetings forward is a key skill that they need that her current team lacks.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
And that is something I feel like I have in spades. I am always the person in the meeting going, okay, we've talked about all these things, but what are we doing next? Okay, we're meeting again in two weeks. Who is going to have what piece of this puzzle done by then? What's getting in our way of getting these things moving forward? So that's been really great.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
And then I've also spoken with a long-term project manager in a large manufacturing type company. And She had wonderful things to say about not necessarily needing a certification to be qualified for the position and really using how to think and how to solve problems to your advantage of looking for dependencies, looking for things that
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
are unforeseen problems that a member of your team might miss that you need to make sure get addressed so that the project can move forward. And I've been trying to think of more and more examples in my current work of how to illustrate that when asked in interview questions, what kind of things I can relate from my previous jobs to these new project manager roles.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
I think I have more work to do with my network, hearing more from people specifically in these health tech companies. I think I need to get closer to what they are dealing with on a day-to-day basis to be able to speak to that.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
In my current position that I am currently working in, I was hired as someone who had all of the administrative soft leadership skills that they needed, but was lacking specific experience in my current specialty in healthcare.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
So I had all of the other background was really solid, but I was really new to my current specialty, the physiology, the anatomy, the expectations of care that was very new. And I feel like my newness to it really helped ask some clarifying questions so that we could really better create a great client experience. So the clients coming into our care, they are also not experts in that specialty.
Money Rehab with Nicole Lapin
"I Keep Hearing ‘No’—How Do I Pivot Careers Without Giving Up? Coach Me!" with Claire Wasserman
They have new diagnoses. They're encountering this kind of care provider for the very first time. How do we make sure that they too understand what's expected of them? How do we make sure that they understand what to expect of their providers? And I feel like I helped add a lot of clarity and not just have us work in this echo chamber of everyone who is an expert in the specialty.
Office Ladies
Peacock Superfan Episode: Hot Girl
How are you? Okay. Good. I'm Kate. Hi. Hi. Nice to meet you. What's your name? Pam. Hi. Nice to meet you, Pam. Let me ask you a question. Do you read a lot of fashion magazines? Because you look really fashion forward. And I just wanted to let you know. Hi. How are you? Hi. I have a great opportunity today to get in on some of the newest styles.
Office Ladies
Peacock Superfan Episode: Hot Girl
Because I know with your working hours, you don't really probably have a chance to go to the mall very often. So what I have to offer you today is some excellent purses. And if I could just have a space to set up, maybe show you what I have and some of your other... Here, feel that. Yeah. It really brightens you. Yeah. Don't you think that gives her a nice color? I don't.
Office Ladies
Peacock Superfan Episode: Hot Girl
It really suits you. I've got faux leather. I have some really great fakes. You wouldn't even be able to tell the difference. I don't want to. Just like all the movie stars.
Office Ladies
Peacock Superfan Episode: Hot Girl
Okay, is there somebody that I could talk to? Like, who would authorize? Is that you?
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
There was no ability to just, like, continue on with life as this was happening, like, everything was on hold. I was calling in sick from work. I told my boss, like, I have a friend going through an emergency. I need some time off.
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
My partner was like basically keeping me fed and like semi-functional and like having to explain to our families at that point too, of like, I was at my partner's house and his mom was like, Hey, why hasn't Katie left the basement in like a week?
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
She told me that, you know, generally that she didn't have family or friends to support her, that it was just like as traumatic a scenario as it possibly could be because she had just found out that her baby didn't have a heartbeat as well.
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
I started reverse image searching stuff that she had sent us. The photo of a stillborn baby that she sent to Amy. And it was like something so ridiculous. Like if you type in 32 weeks stillborn baby on Google Images, it's like the second picture that pops up. Like she didn't even try that hard to hide her tracks. The picture of a tumor that she sent us that had supposedly come out of her.
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
Reverse search that. And it was like the Wikipedia picture for like colon cancer or something like that.
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
She said basically like she is just kind of a victim of the system, if you will, and had gone through like years of different forms of abuse and just was like somebody that had fallen through the cracks at kind of every point along the way.
Sea of Lies from Uncover
Uncover Introduces | The Con: Kaitlyn’s Baby
She ended up having contractions while I was on the phone with her, like working through contractions. They were timed out properly. When things would get more intense, her cognitive abilities would come and go, which is very normal. When her labor progressed, like, she would be throwing up.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
70%?
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Okay, so like, if you, how would it work? Because as you're, like, you know, talking to Sean about all this stuff, I have my questions over there. But I'm like, how would this work for a family that has to have a dual income? Or, like, you mentioned, like, single moms. Like, how do they do it? You know what I mean? Like, you could be a stay-at-home mom, and I'm assuming your husband was working.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Oh, okay. So you're both working?
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Thank you.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Thank you.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Thank you. Thank you.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Thank you. Thank you.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
, , , , , ,, P. P. P. P. P,實實 , , , , , , , , , , , , , , , , , , , , , gi to e e e e e e e e e e e e e e a P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P la� la essay la� la� la� la� la� la� la� la� la� la� la� la� la� la,த gi la,த gi,த gi,த gi,த gi,:" gi,G. g,G. g,G. g,G. g,G,G,G,G,G,G,G,G,
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
our three-year-old, he memorized how to spell our last name, how, like, our phone, my phone number, because I'm like, I must be on the phone with a lot of receptionists because I'm always repeating these things, and he says it exactly the way I say it to a receptionist. So I'm just like, oh, my gosh. But it's like what you said about, you know, fighting insurance companies or whatever.
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
Like, they're picking up on all of those things, you know? So...
Shawn Ryan Show
#188 Leigh & Robert Bortins - Why Parents Are Ditching Public Schools for Homeschooling
yeah one of his first words he ever said was duck and so you know where that led quickly we're enjoying your wife she's very smart future questions i'm all set for now yeah until the next break i'll have more all right guys i hope you uh enjoyed my wife there for a minute she she had uh
The Ramsey Show
Don’t Let Toxic Money Situations Keep You Trapped
So it was an agreement to open the credit card because I needed to build my credit. I had no credit at all. And so... That was the way that we were going to build the credit cards. I mean, the credit, using the credit cards.
The Ramsey Show
Don’t Let Toxic Money Situations Keep You Trapped
Just the history. I had no history of any credit use at all. And did he say that that was a good idea? Yes. Okay.
The Ramsey Show
Don’t Let Toxic Money Situations Keep You Trapped
Of course, because I don't have any knowledge in the finance area.
The Ramsey Show
Don’t Let Toxic Money Situations Keep You Trapped
I'm great. How are you guys doing?
The Ramsey Show
Don’t Let Toxic Money Situations Keep You Trapped
So I was just calling to see if this was normal. My boyfriend has used the credit cards that are in my name and two of them are in both of our names, but I don't use the credit cards. And I was wondering if that is a normal thing because he's saying it's normal and I don't have to worry about
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Yes, hello. What a great opportunity. I just want to say thank you guys for taking the call. Sure, thank you. I'm going through a divorce. I was married to somebody in the military. He brought me down to his hometown two weeks within arriving, left me with nothing. And because of jurisdiction, I can't leave. This town doesn't have a lot of work opportunities.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
I've managed to kind of make it on my own without any family or friends here. But in my current situation, I obviously want to get out. I'm getting paid $13 an hour and I'm living in an RV, but I am very thankful for the blessings that have come my way, but obviously I just want to see my way out.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
My thing is I want to go to school, and I don't want to get in debt, but I feel like that might have to be an option, and I just need to, I guess.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Yes, I have two little ones.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Six and a four-year-old.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
No, it's just been me. Right now, because of Florida being 50-50, I actually have the kids most of the time.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
He's... In daycare. So, yeah, this year he should be going to preschool. Okay. Okay, so you do have a daycare option.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
I mean, right, yes, and, you know, there's certain programs that help with that, but right now I'm paying the full tuition for both of my kids and not getting any assistance.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
I know child support.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Well, I just... It's not exactly what I want, but it's what pays.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
28, around 28. 28 an hour? Mm-hmm. Okay.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
From what I've seen...
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Yeah, this is at the local community college. I have the numbers, but I should have been more prepared. That's okay. But I did look into it, and I have the numbers. I just can't remember them, but it's absolutely the cheapest.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Okay, so Katie, I'm talking like... It would be for an associate's $13,000, $13,840, so around $14,000. So total with $14,000, that would allow you to become a nurse, $14,000.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
So I was able to get the military to pay me because he got out. Right now we're in a limbo with the courts.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Like the daycare, I'm paying for daycare and aftercare for my kids.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Because I don't. Yes.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Um, he's in daycare, the four year old's in daycare. And when does the six year old go to kindergarten?
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Uh, the aftercare for my six year old is at the school. So, because I get out around 4.30 and she gets out a lot earlier, so I don't have anybody to watch her. I've only been here, I think, a year. All right, I understand. Trying to get to know people, yeah.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
It should be this fall. Preschool. Oh, you mean kindergarten? Yeah, kindergarten.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Right. So I've been...
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Alexandria, Louisiana. Sorry, I'm a little emotional.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
It took me five years and a lot of hurt and heartache and a lot of prayers.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
side hustles and gifts and everything. First year when I started this, it was about $45,000. Last year I ended right around $67,000.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
I'm a pediatric occupational therapy assistant as well as a medical billing specialist.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
That's awesome. You've been a huge motivation to keep going.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Everything except for a payday loan. That is the only thing that I didn't do. In a house, I didn't go that far. Lots of medical bills. The majority of it was student loans. Looking back, that was the worst mistake of my life. And bought a car, second worst mistake. Bought a car a month before starting this. Fortunately, I did buy a used car, so it was not a huge loan, but it was a loan.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Um, just the amount of time that it took.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Yes, my goal was two years. And right before starting, I mean, sorry, right during the time that pushed me to start this, I was dealing with some medical things that was unexplainable at the time. There was no explanation at the time. I'd spent 10 months going back and forth to doctors, saw three or four specialists, did not know what was going on. And in October...
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
I had already been a side hustler since I was, you know, since I started working at 16 before I even knew about knew what a side hustle was. And I was dog sitting and I stumbled across the Ramsey show on YouTube and I was dog sitting. So what else do you do? I mean, I binge watch.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Yes, yes. And actually, the family that I was dog-sitting for, they are a pediatric therapy center about two hours from where I live. I worked for them in college. And they're Ramsey. They do all the entree leadership. They've been to Summit, I think, when you guys were in Florida.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
And in Christie. And they have Believe and Achieve Therapy in Monroe, Louisiana. And so I was dog-sitting for Christie, their therapy dogs. And... I, I just, I watched the show, I think for 18 hours one day, because I mean, what else do you do? You know? And so, um, I, I was like, this is what I need. Cause I had medical bills that had started pouring in.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Um, I had just bought a car, um, and I was just, I was very down and I was, I didn't know what to do, you know? And so, um,
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Right, and I will say, I tell everybody, I knew what you were going to say. I watched it so much, I knew what you were going to say before you knew what you were going to say.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Yes, I do that a lot, and so I got started, and I started saving my emergency fund, and Actually, a few weeks later, I was talking to my boss and I was sharing with her. We were close and worked for a very small clinic in Alexandria. Shout out to MB Therapy and all of my team. They may be watching or they're probably working.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
But I was talking to her and sharing with her that I had started, I had done my $1,000 emergency fund with actually the money that I made doing dog sitting and then a few other odd jobs. And she said, oh yeah, you need to do this. She said, my husband and I, Todd and Megan Bolton are their names. She said, my husband and I did it 20 years ago when Dave taught the class.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
And she said, and that's why we were able to, that's why we do things the way we do. And so that was in 2019 when I started. Well, you know what happened in 2020? And so looking back, I'm so grateful that you taught the class that they took in Monroe, Louisiana. 20-something years ago.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
They took it. I'm not sure if it was that specific event. I know it was through the employer that he worked for, but I'm not sure. I don't know all the details. But all I know is that we are about to build a multimillion-dollar clinic debt-free.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
and she was able to continue meeting payroll we never missed a payment um never missed i never missed a paycheck during covid and we actually um probably tripled our patient load during 2020 2021 because she was able never took one of the loans that was offered and guess what one of the paychecks was yours right and you're trying to get rid of 67 000 yes yes wow scraping that was actually what was the first thing you paid off
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
First thing I paid off was probably a medical bill.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Last thing was student loans. I did not realize until later that I was supposed to have broken those up into smaller loans, and so I always treated it as my biggest loan, but they're gone. So I did that, took care of that.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
You have no idea. I mean, you do, but it's just so amazing to me.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
It was amazing. It was supposed to have been February. We were celebrating, and that's another story, but we celebrated the adoption of my little boy in February. And the night before his party, I was bringing his cake back home for the party the next day, and he and I had a massive car accident, totaled our car. And I had so many people say, well, are you going to get a car?
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Are you going to have a car payment? And I said, nope. I said, God's going to provide.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
and um we had insurance didn't you I did but I didn't know you know I didn't know what kind of an insurance check I had an older car I was driving my the car that I was driving I had bought five years before and it was old when I bought it and so it was a good car but you know it wasn't worth a whole lot so um I talked to my brother about purchasing his car um he's in the military so we had a lot of um you know talked about that he doesn't need the vehicle and so that was kind of what I was thinking but it was
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
2000 I think it's a 2000 2001 something like that but my my parents reached out to me and said hey we're talking about getting a new vehicle so um you know we'll sell you this one for this amount and I said okay you know we'll see what my um what my insurance check is um because I don't know if I'll be able to swing it but you know and that they had agreed that they would give me um a small amount as well toward the purchase of whatever I bought and so um
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
A couple weeks later, I got a phone call from my insurance company, and it was almost to the penny of everything that I needed to pay for the car in full, as well as the registration. I paid $200 over to cover the registration.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
Yes, I went from a 2016 Sentra to a 2016 Rogue. I like it. I'm proud of you.
The Ramsey Show
Life Happens. Are You Going To Be Ready for It?
If I can survive cancer, move through an adoption, cash flow, a bachelor's degree, and part of a grad school degree that I quit because I just decided I was tired of paying for it. If I can do it through all of that, anybody can do it.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
So for me, a little over a year ago, I had, through prayer and promptings from the Holy Spirit, started to feel like this mortgage is such a weight on our shoulders. Like, why are we not just getting rid of this? And there had been a couple opportunities for us to give, and I wanted to give more, and we just didn't have that ability.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
And I had this whisper in my heart from God just saying, you know, if you didn't have that mortgage, you could have given more. And so I started crunching some numbers and we talked to Steve. We had a couple of meetings together and I was like, I think we can do this.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
And if we just really buckle down and get really focused and we thought we could do it in 12 months, that's what we thought it would take. And God is just so generous. Once we got started, we got really laser focused and we were able to do it in eight instead of 12 months. And I have to give a lot of credit to our daughters because we did tell them what we were doing.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
We had a meeting with them at the beginning and said, this is what we're going to do. This is the amount of money. This is how long we think it's going to take. And they were on board. They said that they were willing to make the sacrifices too.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
Yeah, I think it's kept us, the communication was key. It's kept us close. I think it's good to have these goals. You know, even going forward, we're going to have goals, goals for giving, you know, goals for our children, you know, setting aside money for their college education.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
And, you know, we're really focused on changing our family tree and making sure that they don't go into their 20s with what we went into our 20s with. Yeah.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
Well, yeah, we did the calculation right before we came here. It's a little over $700,000 in investments in cash.
The Ramsey Show
Your Life Is More Than Just a Set of Numbers
Well, this weekend we have an Airbnb in downtown Franklin, which we love downtown Franklin. It's so cute and quaint. So that's part of our celebration. Treat yourself. Yeah, we're going to some nice restaurants.
The Ramsey Show
Your Debt Should Make You Uncomfortable
I have a big problem. Well, I don't know if it's too big, but my question is, how do I tackle my debt while establishing an emergency fund and investing at the same time?
The Ramsey Show
Your Debt Should Make You Uncomfortable
So I've held on to this large amount of money in my savings account. I started saving since I was 16. And I just, I'm exhausted of seeing it just sitting there. I want to do something with it. My frustration is I'm not knowledgeable in investing and I don't even know where to start. I don't know.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Oh, my goodness. That's exciting to hear. It is.
The Ramsey Show
Your Debt Should Make You Uncomfortable
One credit card in the amount of 6563. Another credit card in 6783.
The Ramsey Show
Your Debt Should Make You Uncomfortable
monthly spending. I have a problem of I like seeing the money there. I like feeling secure. I like feeling safe. My problem is just letting go of that money.
The Ramsey Show
Your Debt Should Make You Uncomfortable
For him and me, myself together? Yeah, as a household. I want to say roughly $6,000. Okay.
The Ramsey Show
Your Debt Should Make You Uncomfortable
With finances, it's kind of you earn your money, you make your money. We share the mortgage. So you just sell me the money and we're OK with that. All right. My money is my money. And yeah.
The Ramsey Show
Your Debt Should Make You Uncomfortable
We're okay with working together. I'm sure he'd be okay with that too.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Yes. Okay. We don't, we really, I don't want to hear about, um, That's hard to say. His financial struggles. No, you're good.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Oh, gosh, that was unexpected. Yes, you've definitely unpacked it.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Yeah. My parents, they got divorced because of money. Ah. So that's a big fear. In the background, my husband, he has let a few credit cards go to collections recently, as soon as my daughter was born. He's been underwater for what feels like a long time, probably two years already. And if I mention this, you're going to say sell it. Well, tell us. The truck. It's the truck.
The Ramsey Show
Your Debt Should Make You Uncomfortable
He has $11,000 left on it, but it's these monthly payments of $600 that he wants to be free from.
The Ramsey Show
Your Debt Should Make You Uncomfortable
I want to say roughly it's $7,000. Okay. Anything else? Now you've opened my eyes. No, not that I know of. Maybe I need to have a discussion with him.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Yes, he is. Okay, let me dig deeper. It just came in. So we have this watercraft boat. It is under both of our names, but he takes financial responsibility for it, and the balance is $11,000.
The Ramsey Show
Your Debt Should Make You Uncomfortable
What else? Anything else? Aside from his truck, the car, and a few credit cards, there is nothing else.
The Ramsey Show
Your Debt Should Make You Uncomfortable
No idea. Okay, okay. We haven't looked into it. It's very precious. Okay.
The Ramsey Show
Your Debt Should Make You Uncomfortable
I'm pretty sure he will call the show tomorrow.
The Ramsey Show
Your Debt Should Make You Uncomfortable
What'd you say? 5,000 left. Yeah. I would have 5,000 left. So I'm paying off my two credit cards.
The Ramsey Show
Your Debt Should Make You Uncomfortable
I'm paying off my car. Yes. Selling the boat. And you suggested paying off the truck. Yes.