Elizabeth
Appearances
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Not a ghost story. When I was graduating college, I wanted to do something fun summer after. And my professor reached out and was like, I'm going to climb Mount Kilimanjaro over the summer. And I was like, oh, seems like a great opportunity. Something I would never do. Honestly, I love a shower at night, love to sleep in my bed, like not a camping girl.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
But for some reason, I was like, this is great. This is exactly what I need. I'd taken some classes with her. She was great. And she was like, I'm taking students from my last institution. We get there and she was like, oh, one more thing. After we hike the next day, I really like to go and get a massage. I was like, oh, that's awesome. I can get on board with a massage.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
We climbed the mountain. Honestly, the climb itself wasn't awful.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Seven days up, two days down. So nine in total. Yuck. No wonder you get a massage after.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
No, you're in a tent. I don't know why I wanted to do this. I would never do it again. I mean, I had a great experience.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
The whole nine yards. When we were at camp, they would set up these little tent porta potties. But if you had to go on the hikes during the day, you just had to find like a rock.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
You wipe with the rock? I brought toilet paper. Good for you. There's no way. But a lot of people really struggled with altitude. And so their stomachs were super messed up and they were just having to find rocks and stuff. And the higher you get, the less rocks.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
there are so less things to really hide behind and it was really more of just like a distance thing whenever you had to go i'm not doing this so that was interesting but the hike itself was great but the whole time i was really looking forward to the massage like at night when i was cold in my tent i was like this is gonna be worth it i'm gonna get this massage at the end yeah
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Or like when my shoulders or my feet were hurting, I was like massage at the end. So we finish and the next day I wake up and I was like, today is the day. They didn't have one big place for everyone to go. So they dropped us off around Tanzania to get these massages in pairs of two. And so I get dropped off in the strip mall with the girl that I shared a tent with.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
It looks spa-like on the inside. They did tell me not to expect a massage like I would get here, which I was like, that's fair. I am here for the experience. I do enjoy traveling. Whatever is going on there, I'm good for. So I get into the room. and I wait for the lady to leave, and she doesn't. And I was like, okay, cool. And she just starts undressing me.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Oh, wow. This is interesting, but again, going with it. And I turn around, and she's like, get on the table, face down, and it's just a table.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
I was wearing leggings, so I wasn't wearing anything under the leggings. I was expecting some coverage, so there was just nothing there. Just on a table. Oh. Also, yeah, not comfy. So cold. Oh, okay. Oh my God. I'm laying face down and I'm kind of taking in the room as she's getting things ready. And I'm looking at the walls because the lights didn't turn off either. It's like bright lights.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
There was no real relaxing, no like music playing. Surgery room. And I'm noticing oil all over the walls.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
As I'm thinking, this is so weird. I hear like splurt and then all over my back, there's oil.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
whatever you're thinking triple it and that's probably how much and so i'm lying on my stomach and she's massaging my back and i'm trying to like really enjoy it i'm kind of relaxing by the time we're done with being on my stomach and she's like flip over i flip over and i'm alarmed at how naked i am the lights are all on and we make eye contact and she looks at my boobs and she goes how old are you
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
I was like 22 and she was like, little girl, I don't have big boobs.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Yeah, she grabbed them. She said very flat chested. Oh my. I'm trying to recover from that. And she's like massaging my shoulders. She finds her way back to my boobs and just continues there for like 10 or 15 minutes. She likes that part. Maybe she thinks she'll make them bigger.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
I was just kind of going with it. I was like, this is going to be funny when I meet up with my friend that I share this tent with. And I was like, we're going to laugh about this because I bet she's getting the same treatment. This is how it is here. And I was like, this is really uncomfortable for me. personally, but we're not going to say anything. I don't want to offend this nice lady.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
So, I mean, she's like playing with my nipples, the whole nine yards. She kept making eye contact with me every time I opened my eyes.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
It became a lot. And so she continues to move down my body. And I realize she's going down there. Finally said something. I was like, we're going to get her. And she was pretty good. I felt bad. She's like, well, where would you like to spend this extra time? I was like, I guess my feet really hurt. I was like, I'm going to get anything out of this.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
My feet were hurting that whole nine days on that mountain. So I'm going to need a little extra love there.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
I think she was going for happy ending.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
At the time, that was where my mind was. I was just so confused. It went from, I'm just going to let this slide on my boobs. So like, this is a really weird situation. It went from this is cultural to now it's not. Yeah, this is an erotic massage. Fuck. So he finishes up on my feet. She did a great job down there.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
We're wrapping things up and she's like, would you like to go to the shower with me? And I was like, although my body is covered in all of this oil, I'm good. We're done. So I go to try to dress and she again wants to dress me. The leggings and the oil, it was the longest.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
No, but she didn't know about this place.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
I thought the boot part was normal. Honestly, I was just like, this is so weird. We're going to laugh about this. I was just really trying to make this a funny situation, I guess. I don't know. I didn't want to think about it too hard. She finally dresses me. I used to wear like all these friendship bracelets. She's trying to get those back on.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
And I finally said, let me just put them in my pocket. So we get done and I'm in the lobby and I pay. I meet up with my friend and I was like, wow, that was like a really weird massage. And she's like, what are you talking about? I was like, did they touch you? And she was like, touch me? Yeah, it was a massage. I was like, did they play with your boobs? She was like, no. Oh, no.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Wait, she's like, I think that lady was trying to give you a happy ending massage. And I was like, oh, that was the first time that it clicked.
Armchair Expert with Dax Shepard
Armchair Anonymous: Wild Card VII
Especially because they gave me the warning. I was just like, oh, this is just what they do. Because everything else besides not having like a blanket or anything was a very regular massage. A lot of extra oil, but just a regular massage. Right.
Darknet Diaries
144: Rachel
Elizabeth, sorry, need my passport number because the Ukraine trip is on. Can you read that out to me?
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
Yes. Hi, Charlie. How are you today?
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
I'm all right. Actually, I'm very upset because long story short, my father died in a nursing home during COVID in April of 2020. And When it first happened, we assumed that like everyone else, oh, a nurse had gotten COVID and it spread throughout. We didn't find out until months later that Andrew Cuomo literally and deliberately put COVID positive patients into nursing homes.
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
And I want people to understand every single person with a family member in a nursing home got a phone call on March 9th saying we are shutting down the nursing homes for their safety and you cannot come see your family. So they locked me out. Because I may or may not have COVID. And then 15 days later, they deliberately put COVID positive patients in the nursing homes.
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
He was told, if you do this, thousands of people will die. How is this man still politically viable and running for the mayor of New York City?
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
And so they got him out on me, too, instead of the mass murder, because Murphy is Governor Murphy and Governor Wolf in Pennsylvania, both did the exact same thing he did. But if they got Cuomo out on it, they would have had to taken out the other governors on this. So did Whitmer up in Michigan. So like four governors did this.
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
no one's being held accountable there was an investigation by the department of justice under the trump administration when biden came back and came in unfortunately the first thing they did was they squashed that investigation and i don't know if are they going to start that up again that's a good question i don't know new york state was 15 300 people it was like 9 000 people in new jersey and 8 000 people in pennsylvania and rachel levine whatever her first real name is she
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
Also did the same order in Pennsylvania for Governor Wolf. She pulled her mother out of the nursing home the day before that order was going to take place.
The Charlie Kirk Show
Ask Charlie Anything 214: Picking Campus Visits? Vegas Shooting Truth? 2025's Most Crucial Election?
Thank you, Charlie.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
So some quick context. I have a daughter who is nine, and then I have a son who's 11. And my husband loves our kids in the best way that he knows how, but he lacks the tools to know how to really connect with them kind of on a deep level. And since fathers are the examples for their daughters of how a woman should be treated...
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I want to address an issue now so that she won't settle in the future for less than she deserves. So my question is, how can I help my husband and my daughter build a better, more trusting, stronger relationship?
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I was just going to say there's definitely like an urgency in my heart to address this now because she's halfway to adulthood. So I'm sensing that urgency now.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I guess there is just not a lot of connection or intentional interaction with them. And I say them, this question is about my daughter, but it kind of applies to both of them.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Yep, that or he goes to the garage and, you know, does his thing in the garage for a while. It's just, yeah, it's like there's no, there's not really any intentional interaction. And then, like, you know, he, if he comes home from work and they're not in the room that he's in, you know, he doesn't, like, go seek them out. He doesn't go find them.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I mean, it may be two or three hours that they're home. or that he's home, I'm sorry, before he has any interaction with them. Like there's just not a ton of intentionality there. Now when they do interact, you know, it's for the most part, it's good. It's, it's normal, but you can just, it's pleasant. Most of the time it's pleasant. Yeah. Not always, but sometimes.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I don't. I mean, I don't think so. Maybe. I don't. Maybe. No, I mean, okay, so... this is my perspective and I realized that there's two sides to this story, but he has a lot, I can tell. And I know for a fact, he has a lot of internal struggles with his own like self-worth and, you know, depression. He, he hasn't been diagnosed with anything, but it's pretty obvious.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Um, he's very like moody and irritable most of the time, or at least, you know, at least half the time. And so I guess I've, I've, assumed that the disappearing is like his way of coping. You know what I mean? Like he doesn't have to interact. He doesn't have to interact. Then he can't be asked questions or can't be burdened with anything. That's sort of how I have interpreted what's happening.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I don't know how to properly answer that. Just vomit.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Oh, boy. I would say there's definitely a lack of emotional security. I just... Yeah, I kind of, he seems like a ticking time bomb. Not that an explosion would be anything like, you know, he's not abusive or anything like that, but his moods are very unsettling to me.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Yeah. Yeah. Kind of. Yeah. His is not, he doesn't scream, but he is very, um, like very harsh, very critical in his tone. And it's, he, he treats, I gotta back that up a little bit. The way, the way that he speaks to me and the way that I see him speak to our kids makes me feel very much like a burden or an inconvenience. Um, he's just very quick to be irritable, very quick to be, um,
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Not judgmental, but just, I don't know, just very like irritated. Very, yeah, but dismissive in a way that's like, oh, you know, like I, he was, yeah.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
I know. And I have worried that that's been part of my thing.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Yeah. Yeah. I think I would agree.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
He did, yeah. Yeah, pretty bad.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Right. Right. And I can, that's what I'm sensing.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Right. Yeah. Yeah. I totally agree with that.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
Yeah. Okay. So I guess then my question would be, so I have in the past, and it's been a long time because he was so dismissive of it, but I have in the past said, based off of your childhood, you have a lot of things you need to tackle, you need to address. And And he does not think that he has a problem. He does not see the issue.
The Dr. John Delony Show
How Do I Tell My Wife to Get off Her Phone?
So do you have any thoughts or suggestions then on how I can bring it up to him again in a way that maybe he'll understand?
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Sarah. Hi, how are you doing today?
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Okay, so my question is, I went straight to culinary school from high school back in 2003. Thank you. My mom took out a loan for me because I was 17. Okay. The original loan was $30,000. We agreed to split it 50-50. Soon as I graduated, I was giving her... Money every month. I was staying with her because I didn't have the money, but I was giving her money every month.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
I eventually realized that she was not paying on the student loan at all. When I found out, she apologized and she said that she would start paying. I continued to give her money every month. As you can imagine, I wasn't making very much money at that time. And I then again discovered she was not applying any of that money towards the student loan.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Yeah. So I'm not sure exactly because I wasn't counting, but I do know that I gave her, when we talked, I gave her at least $5,000.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
I was giving her cash. I was giving her $200 every month towards that.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Every month towards that. Well, I was making minimum wage. I was working. Yeah, yeah, yeah. Anyway. Is your name on the loan or your mom's name? Yeah.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Only my mom. It's a parent plus loan. So the reason why I know now all this information is because recently she came to me and she brought up this loan because after a while I just stopped giving her money. How long has it been? So, 2003. Oh, girl. Wow. Okay. So, recently, she brought up this loan, and she asked me for a lump sum of money. She asked me for about $20,000.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
I'm like, I don't have that kind of money. I can't give you that. And we didn't agree. I've been giving you money, blah, blah. Long story short, I looked into the loan. She owes over $70,000 on it.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
It's $70,000 and some change. And now she's making me feel like... No, no, no, no, no, no, no.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
OK, so directly to the if I if I give it directly to the place, will they now want my information?
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Hi, Jade and John. My question is, does it make sense to accept a gift of $1 million from my in-laws to purchase a house? And I can dive into some more context.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
My husband and I are in our late 20s. Our income is $194,000 per year. We have no debt. And we would like to start a family in a couple of years. I would anticipate our income dropping down to $120,000 if I reduced my hours to take care of a baby. If the gift didn't exist, we would just keep renting and saving for five more years while my husband finishes a PhD.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
And then we would move somewhere more affordable because we really don't ever anticipate being able to buy a house in Santa Cruz, California. However, yeah, my in-laws offered to give us this $1 million as a gift specifically to buy a house here in Santa Cruz. And that money is coming from my husband's deceased grandmother's trust.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
I guess I'm just concerned that a $1 million house in our financial context is just a little out of proportion. And it really would be nearly 100% of our net worth. Even though it's just a normal house, like a three bedroom, nothing too crazy. It's just that it's Santa Cruz.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
It is theirs, and it would be a gift.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
To be honest, I'm not sure the full amount, but I think it's less than a fifth.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
I am intimidated. Just imagining our net worth increase. like ballooning and exploding like that overnight filled me with some anxiety. Um, I would just want to take care of that money very well. And can I ask, can I ask you where that anxiety comes from?
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Maybe. Maybe a little bit of the feeling is ill-gotten gain somehow.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
He I think he's also a little bit anxious about being able to maintain and take care of a one million dollar house on on our income.
The Ramsey Show
The Hardest Decisions Are Often About Money & Relationships
Okay. I'm feeling better about it already.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
$2,100 purchase of headphones. What do you mean you got into it? I, uh, it did not take very much convincing to be truthfully honest. Um, I love, I love music and stuff like that. So it didn't take much convincing for me to buy them. Um, I was leading emotionally rather than thinking rationally. And that's when I kind of realized I've got a problem and I just, I cannot, um,
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
I just can't get out of it. Okay.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
I believe desire would probably be the best thing I can come up with. Just the sheer desire of wanting to get, you know, anything that I've always wanted, stuff that I didn't get when I was growing up.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
Childhood came from a family of divorced parents. Thrust it very quickly into a different setting with my stepfather. Money was always tight growing up. Just not having enough money. Didn't have much, did you? No, no, no. Very strict upbringing. Nothing wrong with that, of course.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
It wasn't until I went to Austin for culinary arts for college that I realized that I was free and I can make any and all decisions. And I've kind of been carrying that philosophy for the better part of the last 10 years.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
How are you doing, guys? Thank you for taking my call. Man, I'm not even quite sure where to begin, but I seem to have a ginormous problem handling my finances. I am 27 years old with a wife and two kids and I have one on the way in July and I'm just kind of like up to my throat in stress on trying to figure out what I got to do to stay the course in trying to be debt free.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
Uh, me personally, I have about $24,000 in total debt, uh, about 2,500 in credit cards, 7,000 is in purchase finances, uh, four to 5,000 in student loan. And then the rest is personal loans.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
They went through a firm. A firm? Yes. Oh, that's like buy now, pay later. It's one of those buy now, pay later. Yes, correct. Like Karna and stuff like that. Can you sell those? Probably more than likely so. That ain't my world.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
OK, I got you. I do believe I'd go back. I do believe I have a 30 day warranty of some sort where I can exchange them or return them for a refund. But I'd have to double check on that just to make sure that is accurate.
The Ramsey Show
The Key to Transformation Is Admitting You Have a Problem
I've been a part of the show for about six months now. I even bought Dave Ramsey's The Total Money Makeover. And everything was going well. I had Baby Steps 1 working into 2. I had everything listed from smallest to largest, paying the smallest stuff off. And then right around the holidays, I kind of just fell off a cliff, started buying things I didn't need. And just recently, I got into a...
The Ramsey Show
If You're Intentional With Money, You Can Win With Money
Oh my gosh, hi. I'm so nervous. Okay, so... I've been with my boyfriend of four. I've been with a man for four years now. He's 17 years older than I am. And it's been quite emotionally abusive and I'm trying to leave, but I have $23,000 in debt. I only really count $6,000 of that because 17 of it is car, which I'm, I feel like y'all are going to tell me to get rid of it, but I don't want to. Um,
The Ramsey Show
If You're Intentional With Money, You Can Win With Money
I'm just trying to figure out how to navigate like paying off this $6,000 because it's affecting me from getting a place of my own right now. And I have a bonus from work coming up and I'm just like, I don't know how to navigate. How old are you? I'm 27.
The Ramsey Show
If You're Intentional With Money, You Can Win With Money
I work for a very, very large health insurance company as a customer advocate.
The Ramsey Show
If You're Intentional With Money, You Can Win With Money
Well, I technically make like $19.75 before taxes.
The Ramsey Show
If You're Intentional With Money, You Can Win With Money
Yeah, yeah. I live like two hours from Dallas, so it's like pretty good for here.
The Ramsey Show
If You're Intentional With Money, You Can Win With Money
My dad lives in a motel about an hour away, and my mom lives in Missouri, and she lives off the government, so she's not very...