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The Ramsey Show

Hope Is the Difference Between Victim and Victor

Tue, 18 Mar 2025

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Dave Ramsey & George Kamel answer your questions and discuss: "Every time we talk about getting out debt, it turns into a fight," "Should I invest in real estate or look for a job?" Dave explains wealth inequality in 2025, "Getting my parents to work the Baby Steps," "Should I set up a line of credit for my business?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ❤️‍🩹 Get trusted insurance coverage that fits your budget. 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you. 💵 Start your free budget today. Download the EveryDollar app! 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price Listen to more from Ramsey Network 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

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Transcription

How can I manage conflicts over budgeting with my spouse?

0.209 - 42.622 Dave Ramsey

Hey guys, Dave Ramsey here. Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour. It's happening soon, so don't wait. Get your tickets at ramseysolutions.com slash tour. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show. We help people build wealth. do work that they love, and create actual amazing relationships.

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43.423 - 64.095 Dave Ramsey

I'm Dave Ramsey, your host, George Camel, Ramsey personality, number one best-selling author, host of the George Camel YouTube hit. He's my co-host today. Open phones here at 888-825-5225. The call is free, and some say the advice is worth exactly what you pay for it. Adam starts off this segment in Knoxville, Tennessee. Hey, Adam, what's up?

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65.407 - 69.048 Adam

Hey, Dave. We've been listening to you guys since about last May.

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69.668 - 70.468 Dave Ramsey

Awesome. Thank you.

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72.408 - 95.053 Adam

We've gotten started on the budget and everything. We started using the EveryDollar app right away. It seems like, though, that once we get... We've gotten things kind of ironed out in the budget, but now it always feels like there's a fight every time we go to discuss the budget, mostly because she feels like I just make the budget and...

95.757 - 100.461 Adam

then go over it with her, but she always feels like I just make it and don't give her any input.

103.363 - 107.566 Dave Ramsey

Okay, so you're like me. You're the nerd in the house, and she's the free spirit.

108.927 - 116.413 Adam

Yeah, I guess so, because for like the last six years, we didn't even do a budget. I would just work, and she would take care of the bills, and so now I've kind of taken that role.

116.433 - 136.952 Dave Ramsey

Sure, but if we were to ask you who the detail organized person is in your house that actually kind of has a love affair with spreadsheets, it would not be her. No, it would be you. OK, that's my point. OK, so, you know, we used to do this long riff in Financial Peace University about nerds and free spirits.

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