Menu
Sign In Search Podcasts Charts People & Topics Add Podcast API Blog Pricing
Podcast Image

The Ramsey Show

Delayed Gratification Is a Key Ingredient to Building Wealth

16 Dec 2024

Transcription

Full Episode

16.286 - 47.837 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's the Ramsey Show. We help people build wealth, do work that they love, and create actual amazing relationships. Ken Coleman, Ramsey personality, number one best-selling author of the book Paycheck to Purpose, is my co-host today. Open phones at 888-825-5225. Leon is with us in San Francisco. Hi, Leon. How are you? Hi Dave, how's it going?

0

48.197 - 49.658 Dave Ramsey

Better than I deserve. What's up?

0

51.038 - 70.522 Leon

So I've been fortunate enough to amass some money over the years through just working and some very nicely timed company acquisitions. And now I would like to make one of my childhood dreams come true. I like to buy a super car that's worth about $250,000. Cool. Which car?

0

74.611 - 97.384 Leon

uh specifically the lamborghini um huracan a used one that's a beast yeah usually 250 you're right news what 450 yeah i think so yeah yeah okay cool so what your model would that be Well, looking on some of these websites, anywhere from a 2015 to a 2017, 2018.

0

98.025 - 109.894 Dave Ramsey

Okay, so a 10-year-old has lost $200,000 in value. Yes. That's about right. Okay. And what's your net worth? You sound like you're a bazillionaire or something.

111.235 - 119.401 Leon

My net worth, so I can break this down. I have a net worth, if you include the mortgage, about $3.66 million.

121.215 - 123.555 Dave Ramsey

Okay, and what do you make in a year?

125.216 - 162.102 Leon

I make about $300,000 a year, which doesn't include a 30% bonus. It's a single income. I am married with a one-year-old child, but my wife is a stay-at-home mom. And how old are you? I'm 39 and she is 41. Okay, all right. 39.

163.523 - 189.766 Dave Ramsey

Okay, good. Well, you've done really well. Congratulations. Thank you. There's a couple of rules of thumb. Generally speaking, you do not want to own all the things you have with motors or wheels to be more than about half your annual income. Now, your income is a little wacky because you've made big chunks of money doing a few deals here or there that don't really include your $300,000.

Comments

There are no comments yet.

Please log in to write the first comment.