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Full Episode
Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work, that they love, and create actual amazing relationships. I'm Dave Ramsey, your host, Rachel Cruz, Ramsey personality, number one best-selling author, host of The Rachel Cruz Show, and my daughter is my co-host today. Open phones here at 888-825-5225. That's 888-825-5225.
Marie's in Sacramento. How are you, Marie?
Hi, I'm doing good. Thank you guys for taking my call.
Sure, what's up?
So me and my husband just finished up Baby Step 3D, and we are buying our first home. So we just put in an offer for a house that we really like. It was very reasonably priced. We have about 5% down that you guys recommend for the first home. And in negotiations, the sellers weren't willing to give up their appliances because And so that was going to be an extra $3,000 cost.
We have like the 5% down, a little bit extra for closing costs, and our emergency fund. And I'm not sure if that $3,000 should come from taking a little bit less down, our emergency fund, or if it's a sign that we're just not ready to buy a house yet.
Okay. So it's not an emergency.
Yeah.
So it doesn't come from the emergency fund. That's an easy one, right? Yes. And I don't know if I go so far as it's just not a sign to not buy the house. What's your household income?
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