Rick

That also helps me in the preparation, because then I can fly over pretty quickly whether there is still any nonsense in it. But in that case, I think it speaks to us from the soul. We just talked about acoustic phenomena and psychoacoustics and how difficult it is to listen to people. Yes.

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And I still have to learn the hard tour. Sometimes I'm ashamed to ask for the third time, but especially if you could look into my eyes that they might drift in one direction or another. My strategy was, I just told you, to just stare at the mouth. I don't know, do you think all the other people are also so fixed and look where the other people are looking at the conversation?

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Nice try, but I don't know, you might get the linguistic quality of Martha. I'm always very jealous.

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For example, I see people looking at me in certain areas of the face. where a pickle is or something like that. And I think to myself, my eyes are up here, not far.

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It's not a person, it's a cat. Because I read that when they look at the wall, they just hear noises that we can't hear. For example, a water pipe or something. Or the neighbors.

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One of the two devils who sit on my respective shoulders.

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Oh no! Oh no! And I'm already doing it with... I thought that would be the neutral point where I look in.

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Because as someone who deals with eyes and two-eyed vision and three-dimensionality, I noticed that People always look at you in one eye, they don't look at you in both. And then I thought, okay, I'll break through this terrible habit and I'll stare at people on their noses. And that means I've kind of now all... slightly driven into madness?

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It's been a long year for the fandom.

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...spent a lot of time. And I overcame that today and you said, oh, I don't know anything about science. And so don't worry, we have something special planned. Today there is a music special. That means we talk relatively little about futuristic and science fiction that we encounter in everyday life, but we listen to music and talk about it in between.

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Cheers to fantastic science with a Harry Potter sampler. Or a Harry Potter-inspired sampler. And it's also a Christmas sampler called Jingle Spells 6. So maybe it's even the sixth edition. From The Leaky Cauldron, which I think we already had here in the show. In any case, under the license, Creative Commons, attribution, non-commercial and no derivatives.

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That was just the Fangirl Riot Fellow Fandom Winter. In the background is Miranda Pufskin in Godric's Hollow. And I think that's extremely funny, because it's just a Christmas song and at some point the last word just comes, Harry. And I inspired you to go to Bandcamp Give the people money.

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It's better to have Bandcamp Friday, because Bandcamp doesn't get anything from them, who now belong to bad, bad companies. And I think here it also applies to good, non-J.K. Rowling purposes, namely, yes. That's the opposite of what J.K. Rowling says. How do you feel about Harry Potter? How do I feel about Harry Potter?

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It's in me so much that I had to hold back not to say anything. Yes, yes, I know. I saw it in your eyes flash.

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Yes, the previous song is also about how to deal with something like that. And it's amazing how... Not clever, but how... Clever is a strange word. How many different ways people can take it back for themselves, where it then... is okay again, in big quotation marks, because what is okay and what is not okay, hey, people, read.

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And as always, this is music that my robot, my bot, found on Bandcamp. And it is free music under Creative Commons license. That means the copyright is a bit different. This is music that is designated as such in order to be able to continue to use it for projects. And I will always announce what the license conditions are. And how does this selection come about? I mentioned the robot.

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Oh, yes, yes, yes.

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It's a paratactical acronym. Look, that was almost like such a generalized linguistic term, because it probably doesn't exist at all, but it sounds too realistic. Yes, yes. You see, you don't even need Chatty, but then you come to KUBI, Bay Fantastische Wissenschaftlichkeit, the show for... Futuristisch ist im Alltag und so. Ja, ihr könnt ja so bald einen Podcast zusammen machen. Chatty und Kubi.

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Oh nein, nein, nein. Dieser Podcast ist übrigens KI-frei. Ja, ja. Ich finde immer schöne Themen und dann gräbst du ein bisschen und dann merkst du so, oh, programmiert mit der Hilfe von Claude und so und dann You have to be tough. Also no AI-generated music here. Not allowed.

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I think, yes, let's continue with this song, because that is probably in one way the most handmade thing I've heard in a long time.

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At some point I noticed that there is a lot of Creative Commons music on Bandcamp. So Bandcamp is a portal for Music for artists who can upload their stuff. People can pay for it. Please do that too. And there is a field for licenses, but the search engine that is installed there cannot search for a license. That means you would have to click through. And I'll let a machine do that.

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Yeah, it's a fakeout. Hello, back at Fantastische Wissenschaftlichkeit, the music special episode with Rick. Hey. Thank you for being there, by the way. I didn't even imagine it. Were you ever in this episode or were you only in the last episode, the predecessor episode called Coop Show?

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Du musst auch mal vorbeikommen, wenn Martha da ist.

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Du bist ein Wiedergänger und du bist außerdem, machst Kunst, machst Machtest. Podcasts. And you do drawing.

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That's right. And linguistics we just learned in the last podcast.

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You have with Mike, Mike was already in this show, presented his book, it was a fantastic show. By the way, you can listen to all of them on our website. Auch sieben Tage nach dem Hören immer in der Radio Blaue Miniathek. Da kann man das auch als Podcast abonnieren und so. Uns separat dann auch für immer, immer und immer, immer. Und ihr hattet einen Podcast namens Hattet, Habt.

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Transphilosophisch über Trans und Philosophie. Richtig. Und ich habe den sehr gerne gehört, weil es eine gute Mischung aus Ernst und Blödsinn? Blödsinn mit Blödsinn, wenn ich so Alltagsquatschen, so wie wir das hier auch versuchen, das Highbrow-Lowbrow zu kombinieren.

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Und jetzt, wo du tatsächlich angefangen hast, Philosophie zu studieren, guckst du auf die 100 Folgen, die ihr gemacht habt, zurück und denkst dir, ich habe alles mit Pythagoras verwechselt.

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Did you at least learn fancy words that help you think about things in a different way? Linguistic philosophy and stuff like that.

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An utopian design based on the language.

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And if you want, you can also follow this machine on Mastodon. Links on our blog www.fantastische-wissenschaftlichkeit.de. It posts a new album every two hours. Just a few days ago it exceeded 10,000 albums. This whole list is also published on the website, where you can search for licenses and tags. Unfortunately, the science fiction tag doesn't produce much. Too bad actually.

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Do you know how much I have to cling to this would have and would have and would have a certain word not to say? But that's probably the number one thing that follows me when I can't sleep. Yes, but the thing is, I think, you can already tell that talking about this kind of philosophy is actually totally boring.

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Or to listen to music that deals with that. And I wish the first track would fit, but it's actually... Well, a counter-design also says something. We heard Nicole McCarver with the track Fas-Mo-No-Ya. That sounds like a word you could have learned. Eudaimonia and stuff. Yeah, yeah, of course. And ontology. Nicole McCarver comes from Springfield, Missouri. Has a nice comic song in her banner.

Fantastische Wissenschaftlichkeit – Der Podcast

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The album is called House of Fogged Over Mirrors. So the house with the mirrors on which the steam sticks. Condensed. Wow. And in which you can't look inside. Wow. Nicole McCarver describes this album as a collection of instrumental tracks I made on August 1st to 3rd 2020. Don't expect this to be great, as this is my first musical output ever.

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Music is a shoe I will grow into and I hope that at least one person enjoys this album. And I think we've already done that, because we both thought it was pretty good. Yeah, it's really nice. And it also reminds me of the first time I had music software and a few sample packs in my hand. By the way, I'm in a very impressive studio room with such zaps on the walls.

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So I'm not at Radio Blau, but here in the outside studio Wedding. There are also so... Pyramids on the wall and there's a big 88... 88? buttons. Probably. I've never counted. And I have a microphone stand in front of me. But I'm sitting on a really comically small table. Especially on a comically little chair. That comes with it, because I mean, I have to sit on it.

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So, and then we heard from Balkanist Discourse from the album Last Dance. Also from the U.S.A., from Chicago. We heard a track called Resin Bowls Sa-Ti-Tom 1974. That was this guitar... how do you say it? I'd say a twang, but it sounds so harmless that it's not. We'll listen to it again soon. We'll listen to Mandy, which will be a bit more jazzy. Here, by the way, I have to add the license.

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Creative Commons Attribution No Derivatives. So, for commercial products, usable, but not remixing. Leave it in this form. And before that, the first attempts were under Creative Commons Attribution, not commercial, share alike. Remixes allowed. Alright, let's go. And as I said, here again Mandy from Balkanist Discourse. We'll be right back with fantastic science.

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Too bad actually, it's a lot. At some point I built in that I can exclude certain tags from the search. There's a lot of doom metal, a lot of ambient stuff. Ambient is, I think, easier to produce than more refined music.

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Yoko Geishu!

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I think we hear that in the background as well. In my opinion, this is one of the more interesting types. And now we come to what I threatened. I have to announce which music is playing and then I have to say which license it is, because otherwise I would violate the license requirements. And that wouldn't be nice. In this case,

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Hey, uff, das endet plötzlich. Zurück bei fantastischer Wissenschaftlichkeit mit Kuba und Rick. Heute mit weniger fantastischen wissenschaftlichen Themen, mit weniger futuristischen und science fiction, was in unserem Alltag beginnt, sondern einer Musiksondersendung. Und wir haben gerade eben Musik gehört von Lil Figurative aus Nashville, Tennessee.

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from the album History Repeats Itself like all music on Bandcamp from my bot found here under the Creative Commons license attribution so you just have to say that this is from Lil Figurative and you can film it for your projects otherwise podcasts parties television shows Abschlussbälle. Praxen verwenden, ohne der GEMA was zu bezahlen, sondern läuft einfach. Nur sagen.

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Hinstellen und sagen, das war Lil Figur.

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Mein Bot findet selten Hip-Hop. Stimmt nicht ganz, aber selten kommt Hip-Hop in die Sendung. This is one of those cases where I think to myself, my goodness, people, they just do it for fun, put it in for free, you can still use it without paying anything. In this case, for example, there is no field where I can say, here, donate 5 euros.

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Or something like that, but it's just what people do because they believe in the good of the world. Very well produced. Oh, maybe still with the warning always in advance. I don't think people always know what this field means when uploading to Bandcamp. That means, maybe they upload it under a free license, but it was intended and not meant that way.

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That means, before you put it into your practice, your film, check it out, write it down again and so on.

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I've practically never been rejected when I've flagged something, especially when you say, hey, this is a very small show here in Leipzig.

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And you don't get any complaints.

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I don't get any complaints, but sometimes I get ghosting. So people actually, especially guests that I invited and said, hey, can I interview you? And they just don't reply. And I don't take it badly. Maybe they googled us and so on. Hmm, did you actually have guests in your podcast?

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Habt ihr die immer abgeklärt oder hattet ihr einen Fall und du musst jetzt nicht... Habt ihr genug, dass es anonym sein könnte, wo es nicht ganz so gestimmt hat? Weil ich in der Vorgängersendung hiervon, gab es schon so Fälle, wo ich dann... I thought, oh, who did I invite here?

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is actually the absolute basic license that Creative Commons provides, namely by attribution, that is, with the mention of the artist I have fulfilled it. And the artist's name is Vivienne Ash. The album is called The Process of Disappearing. Wow. And the song is called Hadal Sludge. So a hadal slug. You know it. I'm not quite sure what hadal or hadality is. From New York or at least the label.

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And it's okay like that. Better like that than when it's published and we'll notice it later. Exactly. Let's hear something from here. Figurative. Yes, that was great. That was really great. And the tracks are all about two minutes long. That is... I also think the album is a bit conceptual, because all tracks are named after years and then in brackets something else.

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We just heard 1973 in brackets Glasses. It starts with 1970 and ends with 1985. And I have the hard assumption that Lil Figurative These years were probably born after that. So another interesting look back maybe. Here too, you can read all the lyrics. Cool. This also makes it easier for us at Radio Blau to work, because we have to make sure that nothing is a big challenge for hip-hop.

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Nothing violates the statutes of Radio Blau. But in this show it's not a problem, because it's mostly the people we choose here. And people who put this under free decency, then the chance is greater that this is also cool. Sometimes not. We now hear from the same album, so to speak, nine tracks further skipped to 1982 in brackets, Purge.

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It's sometimes not that easy to read what the label and the artist is. Here is also another name, Seraph with leadspeak. And there is a Ko-Fi page, so you can leave a few dollars or euros behind. And before that we also heard from Rachel Underspoon. From the album Non-Binaural. Do you get it? So not binaural. Binaural means... Is that called stereo or is that a little bit more?

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And back to Phantastische Wissenschaftlichkeit. Hey, almost. I already told you that the software I use here to make the show is all open source, by the way. has just acquired the ability to stop playing after a track. But then you have to remember to press the corresponding button so that it is also the case. And I said, she just acquired the ability. No, three years ago. I noticed it.

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I made the effort today to hack it in, to compile it. And then I saw the code next to it. Stop after the song. Then I looked into the issues of the software on GitHub, where code is published. And I saw the issue that I posted three years ago, where the programmer of this software says, No, I don't think that's something I'll ever implement. I just did it a month later.

Fantastische Wissenschaftlichkeit – Der Podcast

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Hey, thank you anyway that I can use this here. Aqualung is the name of the software. Otherwise, by the way, we might also use time for shoutouts. Ardour, the whole thing runs on Linux. on the jack audio server. Cadence Katja for the plumbing, for the clamping between the programs. And we use the Carve plugin suite so that our voices sound better. Yes, thank you.

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Thank you to all of you who give the software for free, just like the music is also given for free, for free with stars, under a free license, Creative Commons, in this case attribution. And here, in this case, the musician also says very explicitly that it is under this license and reminds us that We should read the copyright license again so that there are no surprises.

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It's on their Bandcamp page. And the license, Creative Commons attribution, I follow by saying that it's from Le Morte d'Abi, so The Death of Abby. The album is called... 0P2, Op2 maybe. Also from Nashville, by the way. A musician who works a lot with synthesizers. In this case it's a Korg. Korg with presets. Op6. Does that tell you something? You also have a synthesizer, Rick.

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Like the people who collect comics and then leave them in the original packaging or collect toys in the original packaging.

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That reminds me, that reminds me. Hey! I also had a saved eBay search, as it was called back then. You could also write relatively complex queries. So it contains fisheye, but it doesn't contain so-and-so fisheye or ... I can't think of a good example. But you couldn't just say a few tags or simple words, but also filter exactly what you want to search.

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At some point I satisfied my 17-year-old collector thing, because a few years later you have more money, maybe not always, but in my case more money than my 17-year-old self. And then it was a nice feeling, but at some point I think I had to get rid of it, put it into the world and so on. Did you sell Synthesizer yourself and did collectors, people you knew would never play it?

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Yes, the similar result came with my fisheye lens, which you will find out at some point. Sometimes it was called Soligo, sometimes it was called Kenko, sometimes it was simply available under seven brand names. Someone did his branding on it, but it has the same optics and they are all just as bad, I think.

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Exactly, probably intended for a slightly hypnotic effect. Rachel Annerspoon from San Diego, California. Synths, guitars, vocals and samples. No gods, no masters, no genres. Slay. The tags definitely indicate genres here. And that is a more complicated license. We have here Creative Commons by NCSA attribution, not commercial, share alike, i.e.

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I also notice the description here. I think the presets are behind the tracks. I didn't name the track. It's called 0PX. It starts at XIV, so at 14, and at 20 it has another monomeric story like the last album. And there was the preset Tech Rhythms and Mixwell's Hot Sauce. The vocals are missing. And before that they were called Dark Sci-Fi and Tropical Pop and Neo Soul Stream.

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I guess that's a Korg preset, right?

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But I was looking forward to it. I just got that on the track. I think I've never had light sticks in my hand at a party, but I've already seen them in my hand.

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Is that a revival?

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Piercing from first principles. Exactly.

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I'm afraid that's just very...

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When I say postmodern, you can also hear that I don't have any pop protection on here. Postmodern. Excuse me, dear listeners. Well, we often discuss this topic. Science fiction that tries to be genuine, never been there, is either insanely rare or doesn't exist, because how do you want to ... Then you really have to throw a random generator and that's often not that interesting.

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Yes, and what was it fed from again? With which data?

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Science Fiction usually only talks about what's out there now in a bit of friendly clothes. And friendly clothes can hardly relate to clothes. It's hard not to get stuck somewhere. At the latest with the form of two hoses that hang on top of each other. I don't think we can get out of this.

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In short, just do what you like.

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In addition, we hear from Alex Walton in Loving Perpetuity. Wow.

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under the name of the artist, not commercial use and pass under the same license. That means, I have to announce who it was, this podcast and this radio show are not commercial, they are even anti-commercial. And under the same license, our podcast actually stands under this license. It's a bit more complicated, I've read about it. It's a kind of collection.

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And very carefully back to Phantastische Wissenschaftlichkeit. I don't think there will be any more surprises in this track. No, all good. We heard from Dear Laika. The track is called Granite. From the album Vision of St. Cross. Dear Laika from Cold Ash, United Kingdom. Young woman singing the music. Great description. I can also see the lyrics in front of me and they are dark.

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Um, but also nice. Um, under the license Creative Commons, attribution not commercial, share alike, extension under the same license, name naming not commercial, I already said that in German. Here the special edition of Fantastische Wissenschaftlichkeit, music special with Rigg. Hey, Rigg. Um, before that we had heard Alex Walton, Alex Walton, He's always on this show.

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I think he also has a label called Youth Against Satan. But I don't think it's as Christ-like as it sounds. From Boston, Massachusetts. That was the album Our Desire Lacks Knowing Music. It's too complicated to understand right away. And we heard from Alex Walton In Loving Perpetuity. Maybe I already said that. It sounds like I already said it. In the background, by the way.

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That's not the room tone here, but we have a remix. We hear a remix. I think I have to open the page first, because I don't want to take it too quickly. Released on Delicate Records. A label from Illinois. That's where the track gala ended. You heard it, right? I think I'll mix it in a bit louder.

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FW#52: Creative Commons Musik Special mit Rick

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And collections made it even easier for us. It's complicated. We are allowed to talk about it and that doesn't falsify the license that it is. Well, it's unlikely that these people will find us here at some point and won't complain anyway, but maybe complain and then I'll say, oh shit, oh no, sorry, sorry, sorry. By the way, Shit.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

5006.92

Delicate Records is an independent record label dedicated to all things alternative, alternative rock, electronic. The album is called Two Minute Silence. The artists are John Lennon and Yoko Ono. The first one is the original. But it's a kind of EP with three remixes of Two Minute Silence. Track 2 is Nightcore Remix. It's just 1 minute and 28 seconds long.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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The third one is Two Minute Silence Elements Mix. Two minutes to remix. The fourth one we just heard is Home Demo. Do you get it? I do.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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It's very funny. Written by John Lennon Yoko Ono. Produced by John Yoko and Phil Spector. So we're out there. I just saw the very good Lindsay Ellis video essay about Yoko Ono by her. Did you recommend Lindsay Ellis to me? No, I don't think so. But you recommended me to just watch things on YouTube.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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And I thanked her and then continued to hang out and then ended up with Lindsay Ellis, who talked a lot about... Disney did Bösewichtinnen. And now, like our mother, Country Points, they only release something once a year, because it's produced on such a high level. But it's worth waiting for it. It's just a bit heart-breaking.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Or you could just subscribe to Patreon and then the tangents to other topics that feel like they come out every week. You got me. I started with the... Let's Plays, you don't call them that anymore, but the Twitch... Twitch streams.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

5155.049

You don't call them Let's Plays anymore?

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

5159.05

People film themselves playing computer games and you see them in a small cage. ContraPoints does that too. Last but not least, Stray. The cat game, as she calls it. You can spend a good 7 hours there. It's nice when you're already mentally exhausted or do something else and then want to have something to do. Do you have any new hot YouTube tips?

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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In this show there are a few swear words and the music that my bot finds is often by tormented souls, by people who don't have it easy. That means the content, small content warning, it's a bit about depression, self-harm and so on. Most of it is in English. Judge for yourself. That's really mean when you say it in English. You already know, right? Turn it off when it doesn't work.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Is that possible? Because I'm very, very against true crime. Of course.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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an interesting gendered genre that is mostly heard by women. And I... I got carried away when I thought to myself, okay, then I have to give it a chance. Because I don't want to fall into maybe internalized prejudices that I have I just didn't make it. I can't deal with true crime. Crimes are bad, especially when they hit real people. Yeah, yeah. But maybe if there's still make-up on it.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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It sounds like it's at least reasonably packed. Yeah, definitely. Those are all cases. Many cases are simply historical.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

5383.9

I started listening to a podcast that appears on the iHeartRadio Label Podcast. It's a film podcast and it's called The Bechtel Cast. on the Bechdel test. We don't have to recommend it very much. The Slapshot episode was great. A hockey film. And the iHeartRadio network has a lot of advertising and they also host a lot of true crime podcasts.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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And I have to press the skip button very quickly at the beginning because there is a lot of What is cut out as advertising are the juicy pieces and then there is also the dum-dum laid underneath. Fast, fast, fast through to good content. Don't listen, don't listen, I don't want to hear it. But I definitely give, say it again, who do you have in Poland? Bailey Sarian. I give a chance. Yes, yes.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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I try to tap it into YouTube somehow.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Oh, oh yeah, okay. Yes, I guess where it's going.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Yes. Yes, I also became a little snobby. I'm always happy when people, I keep hanging out with people I know and then you hear something and it's just not so well spelled out and then a voice is quiet and my ears are not younger and then I can't hear anything anymore. That's what the guy who does the podcast says, in which you always hear the pops.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

5591.763

Notgedrungen. Es tut mir leid. Nein, nein. Hunderte an Poplauten. Hunderte. Tausende. Wir hören. Passend. Mhm, I've already noticed. From one of my absolute favorite bands, and I'm always happy when my buddy finds them. And I have to mention again and again how nice it is that they publish under a free license. They are Big Blood from Maine.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

5624.257

Album, also one of the, if not the best album of them, Do You Wanna Have a Skeleton Dream? We listen to Insecure Kids.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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So, Rachel Underspoon in the background.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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more meaning than the first level, which is just a sub-level.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Right, yes, yes.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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That's the one right? And back with the Insecure Kids of fantastic science. That's right this time, because Martha is not there. Hey, back here with Reagan and Kuba.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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For entertainment purposes. We heard Big Blood. From the album. Do you have... Do you wanna have a skeleton dream? Do you, Rick? I do. I'm not quite sure. I already had a lot of them. Voice, by the way. Colleen Kinsella. So it's actually Caleb and... No, crap. Here. Colleen and Caleb. A couple. Queenisa Kinsella Mulcairn is her daughter and she's singing now.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Next spoon adjacent spoon. Yes. Ich habe mich gerade versprochen, es ist nicht Rachel Anderspoon im Hintergrund. Das war Vivian Ash. Aber wir hören gleich weiter ein Song von Rachel Anderspoon, nämlich The Long White Theme. Wir hören uns gleich wieder bei Fantastische Wissenschaftlichkeit auf Radio Blau oder im Podcast.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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And I think she was 13 or something like that. And damn, I'd love to have a voice like that.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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In the background again from you Laika. That sounds right. Hey, that's it for this month at Phantastische Wissenschaftlichkeit. I have to step on the brake so hard every time I say Phantastische Wissenschaftlichkeit. That was better. Rick, vielen Dank, dass du co-hosted hast in dieser Sendung. Gute Besserung an Martha. Yes, gute Besserung. Ich hoffe, wir waren eine würdige Vertretung.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Yes, yes, yes, yes. I think I was much less smart when Martha was there. I also measure that to say. Wow. Because I pull you down so far that we don't... You know?

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Yes, yes, you can't really point that out intellectually. Yes. Do you want to be found on the internet if people wanted to do that?

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Okay, then that's good.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Exactly, that's what I often do.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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You could probably also listen to them at any podcasting. Transphilosophisch, great recommendation. Do you have something like an entry-level episode? I try to do my best every time that you can give people a hand. You have one of the 99 where you would say it has a low threshold, but I actually think all of them are relatively low. Accessible, right?

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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All right, so just type in transphilosophic happiness, download it. That's it. Thank you for tuning in. We'll see you again in four weeks. You can find us on www.fantastische-wissenschaftlichkeit.de, just the way you say it. To conclude, let's listen to a longer... I think it fits quite well. It's by Mia Aioi. It's called Side C. It's an album of four tracks.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Side A, B, C and D. I think it's more digital and it's not a real double LP, where there are four tracks. It's more of a virtual tetrahedron.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Come on with it. Mia Ioioi comes from San Francisco. Has this here under the Creative Commons Attribution Share Alike license published. So also for commercial purposes. I would be careful, because the byline here says, I sampled a lot of shit. That means, probably, when it comes hard to hard, hmm, maybe the samples aren't all cleared. But hey, if you don't say anything, we won't do it either.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Have fun with the following shows. They'll make it much cleaner. So, thanks for tuning in. Ciao. Ciao, ciao. Have fun.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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You've seen what I did for Rick Ross, my partner. Big shout out to Rick Ross.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Outro Music

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Cause I like to party.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

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Hey, welcome to Fantastische Wissenschaftlichkeit, the show for science fiction and futuristic things that we encounter in everyday life. Science fiction is everywhere and you don't even know it. My name is Kuba and your name is? Rick. It's not Martha. Martha is sick in bed and I got help.

Fantastische Wissenschaftlichkeit – Der Podcast

FW#52: Creative Commons Musik Special mit Rick

973.456

And back to fantastic science. Here on Radio Blau. That was just Botfly Mother. Song for the Pathetic and Damaged. That's exactly for us. Botfly Mother from Washington, D.C. is called the Bleeding Edge of Trenerco Pop. And all songs are released into the public domain. Copyright is illegitimate. Nice. Ignore the funny little link below.

Global News Podcast

Washington gears up for Trump inauguration

339.021

You want a side of turkey bacon or you want turkey bacon inside the omelette?

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1282.162

My mom told me about it and they were really upset. I mean, it was weird because it was like the first death that had happened. And at the time, it was like, well, here's the deal, you know. They weren't like, oh my God.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1325.49

It was more like my mom was calm at the time and she was like, okay, you know, he had been taken over by Black Lords and he needed to move on to the next plane of existence so that he didn't create bad karma for himself.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1344.488

And it was just like very matter of fact, you know, this is what we believe and this is what's happened. And not like, oh my God, this man just killed himself. It wasn't, it's like the reality, their reality had been skewed to think that this is okay because of this, because this is what we believe.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1376.446

He didn't really talk about it. He was kind of quiet. And my mom was always the one that would talk to me.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1393.41

Part of me is like doing the freak out thing, like this isn't right. And then the other part of me is like wanting to believe, well, this is what my mom said. And I had complete 100% trust in my mom. So like parents have so much control. Like they can convince you of anything. They can brainwash you. They can convince their children that this is okay because this is how it is.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1416.569

And this is the truth. This is the way, you know, this is it.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1453.339

We eventually became part of the middle circle, and then we became part of the inner circle.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1468.915

After Devereaux died, my mom was like, I'm out. This is really scary stuff.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1517.126

She realized how messed up this thing was. And she told me her thoughts on it. She wanted me to come to my own conclusion. After Devereux died, my mom was like, I guess because it was a child that they targeted, she just pulled out. She was like, just so you know, I don't think this is right, and I'm not going to the meetings anymore.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1543.829

She goes, you're welcome to go to the meetings if you want to, but I'm not going to go. This is what was happening. This is what had happened. And she told me after Devereaux had passed away what had happened.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1565.979

Sandy Cleaver was very wealthy and Devereaux had a pretty big trust fund. And so I know Terry wanted to eliminate both of them because she knew the money would just go to her daughter. So she told Sandy that her daughter had been taken over by Black Lords and she needed to move on to the next plane of existence, but she was gonna need help transitioning.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1591.172

And they went out on that little raft in a no-swim area in Hawaii where all the coral reefs were. And the idea was they would both make it look like an accident because they'd come in and they'd get all cut up and drown. Well, Devereaux drowned.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1618.906

Yeah, she told me what had happened. And she said that Devereaux and Sandy were both supposed to die in that accident. But somehow Sandy didn't end up dying, ended up in the hospital.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1652.784

I still went with my dad a few more times to the meetings, and I brought my friend with me. And she was like, I had a dream, and Terry was literally like... blasting into flames, like she just burst into flames and she became this evil, evil person and she was laughing and it was just really interesting. And so she saw right through her and I was like, oh wow.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1680.102

So I really, after that, I didn't go anymore either. I decided that I didn't want to be part of that. It was just too, too crazy.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

1713.737

Terry kept a tightrope around him. She would always convince them that something bad has happened. Black lords have attacked you. You're not going to be safe. You're going to endanger your family if you stay alive. I remember screaming, going, that's a bunch of bullshit. You know, screaming that out, going, great. So she's done it again.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

526.995

I was nine years old.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

533.433

Mom blamed herself, of course, as any parent does, because he drowned. And then my parents were grieving a lot, and my mom was just, you know, sad all the time. And I guess, so we started going to church, and that helped a little bit.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

557.751

They were turning to God because, you know, they needed that comfort and they felt like as a family that would be a good thing to do.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

571.917

He was a yeller and you were not allowed to make mistakes. So that was kind of hard. And then my mom was kind of the opposite. She was more lenient to try to make up for him being so strict and hard on us. I was always really close to her. I can see now as an adult that he did love me, but growing up, I never believed that he loved me because he was so hard on me.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

601.488

He, I don't know if it's just losing a child, you appreciate the children you have.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

627.631

That was her thing is she would take people in that had just lost a loved one or that were grieving and that are vulnerable. And then she would prey on those vulnerabilities and give them answers that they want to hear to kind of string them along.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

673.1

We would go and we would do meditations and it seemed all innocent and you'd feel better afterwards. So it kind of like sucked you in a little bit like, okay, I still have my beliefs in God. This doesn't like go against that.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

700.287

Terry also sold jewelry, so she had this big line of her jewelry, like stones and that kind of thing, with gemstones and sterling silver.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

724.153

She made a bunch of stuff. So that was all lined up against the wall. And then we would go in and people would kind of look at that. And then they would, you know, talk. And then we would all sit down. And then she would talk just a little bit. But most of it was just the meditations. And she would have, sometimes you would sit in the chair.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

741.645

Sometimes you could, you know, find a spot on the floor to lay down and get comfortable. It's very relaxing. She would talk you through it, like, usually it was like, okay, let's, you know, envision a swimming pool and you jumping into that pool and cleansing all your bad energy out of your body and that kind of thing.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

768.256

I didn't really think much of her. She was kind of a large lady and she was actually kind of scary looking, to be honest. She had long black hair and she was a lot older than that picture that comes up on Google.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

815.98

Ben... He... Yeah... So he was this long-haired hippie. He came to my house and taught me how to play the guitar. Taught me a couple of things. I had an electric guitar at the time. House of the Rising Sun. The very beginning to Stairway to Heaven. He was probably a weed-smoking dude. Of course, at the time, I wouldn't have known that, but he was just very hippie, laid-back.

The Binge Cases: Baby Broker

Scary Terri | 3. Marital Issues

949.144

So he needed to move on to the next plane of existence. So Terry and one other person went to a cabin with him and he overdosed. I don't know who it was.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2183.482

Hey, hey, hey, how you doing, Dr. John? I'm doing all right, man. What's up? Hey, my reason for my call is I want to know how I can get professional help for my wife who's struggling with mental illness without having to get law enforcement involved.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2201.128

Paint me a picture here. So over the last couple years, there's a lot of behaviors that my wife has experienced in the house and with me that causes cause for concern. Some of them are she's had a lot of weight loss and no appetite. I have witnessed her like hitting at herself, like in her arm, like she's in pain. Something's bothering her. I've seen her hit her face. I've seen bruising on her.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2231.678

She walks the house continuously. There's tape over closet doors. She puts barricades up inside the pantry. Is she using? Not to my knowledge, no.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2248.226

The only prescription medication that I recall, and this was about a year ago, is she was taking Topamax for migraines. Yeah. And there was lots of calls for concern because of some of her behaviors. My daughter confronted her with it, and I did too as well, and I don't believe she's still taking that. But I do believe it had some impact on her.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2289.371

Not for 23 years. Me and my daughter have talked about it. She's brought up things in the past growing up that kind of like small indicators that some of this, some tendencies were there with the paranoia and the concern that, you know, that other people were doing things to her or she's always walked around, you know, scared to death of what other people think about her.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2313.4

Um, but here are the last two to three years it's gotten worse. And then here recently it's progressed that I was out of town one weekend, um, for work and my, I had my son come and stay at a concern for her safe for her. And while he was there, uh, He witnessed it firsthand, and he confronted me about calling the police because he felt like he needed to call the police with some of the behaviors.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2337.511

Okay. And one of the examples was there were some lights outside, and she swore up and down it was people stalking the house. Sure.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2584.785

What does that look like when she's still holding a job and has for the last couple years without incident? And that's the confusing part.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2604.639

Well, I know she's a healthcare professional. So she helps others at an assisted living, nursing home, caretaker, and has for her entire career. And my daughter is also a healthcare professional as well. And we've had the same conversation is she still holds a job. She still goes to work every day and everything seems fine. But as soon as she comes home, it's like,

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2634.452

She does all the things that I'm describing, and that's where I struggle.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2707.72

That's my fear is it's getting worse. And in all honesty, I believe she thinks I'm the... I'm the enemy. That's great.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2739.025

Well, that scares me too. Yeah. Yeah. I mean, it's almost a no-win because it's what's worse. Choose your heart.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2803.9

That's the scary part, but I do know that living like this now is not sustainable.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2845.729

Well, I know he's right. And I think, and he did convert her with that. And, She immediately replied, I don't have any mental problem. I don't need mental help. Me, him, and my daughter all believe that she needs something.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2900.376

So what does that look like? Do I just take her to the hospital? Well, if you, yeah. Or rearrange it?

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2933.127

Right.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2944.395

And I've struggled with that, too. And I've told my son if she ever pulls off one of these again that I would do that. And she disappears into the back room or two. bathroom and starts crying and screaming and yelling and like she's in pain or something. And I don't know if that's the right time to do it because 20 minutes later, she's back to normal, it seems like, for a little bit.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

2966.205

And then she'll lay on the couch for 30, 45 minutes and something happens. It's exhausting. Correct. And it just wears me out. And I know, and I probably should have mentioned this earlier, is she does been diagnosed with fibromyalgia. And I don't know if that's tied to it or not, but I think sometimes that causes some pain. And that pain, she, in her mind, it's being caused by someone.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

3064.662

She's done well with this one. Now, I know previous to this one, there was a couple instances in previous work where, and she wouldn't tell me everything, where she left the work. She actually got in a leadership position and then something, it seemed like it was going south, a lot of the paranoia stuff that she would bring up. But then all of a sudden, she left, took another position.

The Dr. John Delony Show

I’m Tired of Supporting My Husband and His Daughter

3088.562

And then within a month, she was at home for a couple weeks. And then she came back and told me she, there were some differences and then she left and then got this one and she's had this one for about a year and a half.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

1.189

Hey, Ox. Hello. My name is Rick, and I sell financial planning services to young big tech employees, W2 employees. We do about half a million in revenue. I'd love to be at five million within the next three years or so.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

119.104

What's in it for them? Why do they contact us? Initiatives to get their financial house in order. We do a lot around getting people's financial independence by age 50.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

130.159

Yeah, fire movement. Real well.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

17.377

And what's currently stopping me is just a time resource management issue where I'm currently doing the fulfillment of meeting with our clients and I hired a new full-time associate planner to start to take over those relationships. And so I think my current constraint is figuring out how to replicate teams as I continue to grow the business.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

205.06

Uh, it is, it's sort of like our, our sort of bread and butter. So where we do a lot of accountability, a lot of like coaching, a lot of like, is that for them to like save more money and stuff?

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

221.231

Yeah.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

231.318

Yeah.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

258.786

Maybe.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

293.792

Can I ask you this? One of the reasons why I designed it that way was so that we could fish further upstream than most financial planning firms. So we start to work with people in their early 30s, right? Sure. When they're making, you know, a few hundred grand a year.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

304.562

And then, you know, a lot of those relationships that blossom into people, you know, doing big things at Meta, you know, making five million a year, right? Do you think that's a smart play or is that, you know...

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

40.355

We're doing, relatively, we're just doing organic marketing content, mostly on LinkedIn, and write a daily blog, which I post to the website, and an email list, a small email list.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

54.064

About two.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

58.627

No, and that was another question that I wanted to get your thoughts on was, One of the big swings that I took about four or five years ago is to change the traditional financial planning model. So instead of charging the 1% AUM fee, we charge a 25 basis point AUM fee and then a monthly subscription, which is 275. So it nets out to be about 5,000 per client per year on an annual basis.

The Game with Alex Hormozi

Business Scaling Workshop Live Q&A | Ep 827

83.545

And then obviously bigger clients pay more on the AUM.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

3870.931

Oh, man.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

3873.691

Just over five years. Good for you. And your range of income during that time? Started around $150,000 and up to $280,000. Good for you. What do you all do for a living? We're small business owners. We own a franchise, a security franchise, and we just started a consulting business on the side. Very good.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

3928.776

well done okay how does this story start how in the world do two people like you become weirdos by the time you're 40 well done well so we've always kind of lived by your principles avoided consumer debt um when we started our business i had the same mindset you know stay away from debt as much as we can we moved cross country from san diego from my previous job in federal law enforcement uh started our security company from scratch uh

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

3954.233

you know working long days long hours i think it was seven months in the beginning where i didn't have a day off uh she's at home with the kids just fully supporting us and yeah we make a great team and we're we're so thankful for the position we're in now man so security as in like alarm systems and cameras more security guards you know for apartment complexes walmart that kind of thing so you're utilizing your law enforcement background yes okay i got so smart so smart oh very good yeah that's a big deal

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4016.719

So we've listened to the show for years. I've always, like I said, lived kind of by the principles. No consumer debt. We just really wanted to get rid of this mortgage as fast as we can. I hated seeing the amount of interest that we're sending to the bank just for them to lend us some money. So our goal was to pay it off by 40, and we achieved it by a little over a year.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4035.056

So it was great to set that goal.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4040.62

By the time he got old.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4049.967

when you moved to louisville and you buy this house you had to go oh this is so cheap right i could pay this off that had to be part of the emotion yeah the the difference in the real estate markets are pretty significant obviously our house has gone up a little bit since uh you know 2020 and in the last few years but um yeah the just being able to pay off the the loan where We have no debt.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4072.231

There's so much peace behind that, and we love it.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4141.488

I'd say we did increase our lifestyle some, but not nearly as much as we could have. And I mean, we also finished our basement. We had a new roof that we put on the house. So lots of expenses that, you know, we were still having to, you know, live. But we didn't really have extravagant lifestyle. We did take a nice trip when we finally did pay off the house. We went to the Maldives.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4159.835

So that was our celebration trip. But yeah, we're just thankful to be able to be in this position.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4238.752

I would say just do something. You know, get control of the person behind the mirror because the person in the mirror, you know, most of it's your behavior. And if you can get control and spend less than you make, you know, get on a written budget, you know, you can set goals and achieve them sooner than you think.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4276.203

It feels great.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4277.904

And a side note, so you always talk about how the grass feels different, you know, walk through your grass barefoot. So the day that, you know, we made the final payment on the house, I decided I'm going to walk through the grass barefoot. You actually did it. I did. We did get 10 inches of snow on that day.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4295.715

So after I shoveled the driveway, I took off my boots. Oh, my God. Went for a quick little brisk walk in the grass.

The Ramsey Show

Go Slow: Never Invest in What You Don’t Understand

4371.123

Count it down. Let's hear a debt-free scream. Three, two, one.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

2644.008

That's exactly right.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4103.727

From six weeks old to seniors around 700.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4118.481

That's correct.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4122.642

This is my ninth year or 18th semester teaching the curriculum. I did the DVDs, and then we transferred over to the digital, which has been great.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4149.358

I'd say that's what we call paychecks as teachers. You know, those stories you get from former students and even coaches for players. But that was her true paycheck. When she messaged me, she messaged me two years ago letting me know that she was going to be on the Dave Ramsey journey and she couldn't wait to get on the show for a debt-free scream.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4165.283

And then she messaged me that day saying, hey, we made it.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4199.403

I do. I text them from time to time. We have, I would say, 20 to 25 students that started a growth stock mutual fund since I've been here. Instead of spending the money, they've been in Arthur's story and now the Jake. Blake and Blake. I forget the other guys.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4217.057

Yeah, and I keep up with them. I get stories from all over, and it's been great. I tell them I teach to an 18-year-old invisible kid every day, and it sits at the front desk, and that's me 24 years ago that either wasn't taught or didn't listen to what I'm about to teach you in this class, and everyone is subjected to it.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4275.228

It's just all applicable day one of being a young adult and taxes, insurance, budgets, investing. Just stuff to do at 18 that's going to save you your next 30 years. But it's all applicable to life ASAP.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4316.203

Absolutely. Thank you very much.

The Ramsey Show

Budgeting Leads You out of Debt & Into Wealth

4567.147

Dave, that question's for you.

The Ramsey Show

It’s Not Too Late to Get Back on Financial Track

4115.149

$326,000 in nine years.

The Ramsey Show

It’s Not Too Late to Get Back on Financial Track

4265.123

Thank you.

The Ramsey Show

It’s Not Too Late to Get Back on Financial Track

4267.825

Amazing.

The Ramsey Show

It’s Not Too Late to Get Back on Financial Track

4385.149

And he taught FPU in Greece on our international mission trip.

The Ramsey Show

It’s Not Too Late to Get Back on Financial Track

4449.254

And both of our children are debt. Well, they have a mortgage, but other than that, they're debt-free.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4777.907

Hey, guys. How are you?

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4779.927

What's up, brother? Good, good. Say, a question for you. My wife and I are restarting the baby steps, and we currently have about $5,000 in our savings accounts and about $111-ish in debt. $58,000 of that is mortgage. $18,000 of that is credit card. $8,600 is a car. And 27 and a half of that would be a home equity loan.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4807.223

My question for you is, should I take that savings down to $1,000, use that $4,000 to put towards debt, or how do I go about tackling this?

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4823.609

Smallest balance is the car at $8,600 at 1.99%. Are the credit cards, did you do consolidation on those? It's just one credit card. Long story short, half of that is from some medical bills that insurance didn't want to cover, yada, yada, yada. You know how that goes.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4844.728

Correct.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4857.495

I think we could probably do that pretty good. My wife and I make $160,000 combined and probably bring home like $110,000. Awesome.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4946.746

Well, that's part of it. We'd have to get back to a budget. So honestly, I'm not going to say yes. I'm going to say yes because I want to, right? But we haven't been on a budget. I'll admit that to you guys. We just kind of fell off.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4965.259

So, yeah. Through mine, about 8.5% gets taken. That's not voluntary. That's through the Wisconsin Retirement System, the WRF. And then I have a 401k and I have a 457b that I have and my wife has two Roths as well through her work.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

4996.914

Okay. I'm going to write this all down here. So pause retirement.

The Ramsey Show

It’s Never Too Late to Clean Up a Financial Mess

5032.97

Okay. All right. Yeah, I appreciate it, gentlemen. That was my question. I just wasn't, you know, like everybody, we're always paranoid about money and finances, so that's why we weren't sure what to do with that additional savings we had. No, you got it.

The Ramsey Show

You Have To Mentally Take Debt Off The Table If You Want Financial Peace

2190.748

Hello, how are you doing? Doing good. I have an investment property that I own that's worth about $700,000, and I'm trying to decide. I have two offers. One offer is $600,000 at 6% for 25 years on a finance with 15% down, and one offer is a cash offer for $700,000. And or should I keep the property? I'm 62 and I'm getting ready to retire.

The Ramsey Show

You Have To Mentally Take Debt Off The Table If You Want Financial Peace

2219.28

And I have some money in my 401k, but I've worked with some financial people. And it seems like if I take this property and pay the depreciation and the capital gains and put the money into an IRA, I will leave more money for my kids in 25 years than if I hold on to the property.

The Ramsey Show

You Have To Mentally Take Debt Off The Table If You Want Financial Peace

2248.736

Because I've been told in the past that it would spread out the depreciation of capital gains and I wouldn't have to pay the taxes. One year I could spread it out over the length of the loan.

The Ramsey Show

You Have To Mentally Take Debt Off The Table If You Want Financial Peace

2264.067

It brings in about $9,400 a month.

The Ramsey Show

You Have To Mentally Take Debt Off The Table If You Want Financial Peace

2273.229

I've been doing it for 20 years. Yeah. And at one time I had two partners and 66 properties. We have split up and I'm down to 13 properties.

The Ramsey Show

You Have To Mentally Take Debt Off The Table If You Want Financial Peace

2319.75

I've had it for 20 years, and of course, we paid $400,000 for it. We really made no money on it until now, because all of the money went to the mortgage.