The Ramsey Show
You Have To Mentally Take Debt Off The Table If You Want Financial Peace
07 Mar 2025
๐ย Are you on track with the Baby Steps? Get a Free Personalized Plan Jade Warshaw & Rachel Cruze answer your questions and discuss: "My husband is a dentist and we're still broke" "I went into debt for my sister's car" "Cancel my vacation after losing my job?" "How do I get out of a debt settlement contract?" "How do I get caught up on retirement?". Support Our Sponsors: ๐ฑ Get 10% off your first month of BetterHelp ๐ฅ Learn more about Christian Healthcare Ministries ๐ก Get started today with Churchill Mortgage ๐ Get 20% off when you join DeleteMe ๐ฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐ฅ Save 15% on your first Field of Greens order with code RAMSEY โจ Find top Health Insurance Plans at Health Trust Financial ๐ธ To find out more about student loan refinancing, check out Laurel Road ๐ป Visit NetSuite today to learn more ๐๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐ต Learn more about Timothy Plan ๐ Get started with YRefy or call 844-2-RAMSEY ๐ Visit Zander Insurance for your free instant quote today! Next Steps ๐ฑย Watch the full episode for free in the Ramsey Network app. ๐ Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here๐ผFor business and leadership insight, listen to The EntreLeadership Podcast. ๐ Preorder Build a Business You Love Now at Ramsey Solutions ๏ปฟ๐ต Start your free budget today. Download the EveryDollar app! ๐๏ธ See Dave Ramsey and Dr. John Delony LIVE in a city near you ๐ฐ File your taxes with 100% accurate software thatโs 20% of the price Listen to more from Ramsey Network ๐๏ธ The Ramsey Show ย ๐ง The Dr. John Delony Show ๐ธ Smart Money Happy Hour ๐ก The Rachel Cruze Show ๐ธ The Ramsey Show Highlights ๐ฐ George Kamel ๐ช Front Row Seat with Ken Coleman ๐ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Full Episode
Hey guys, Dave Ramsey here. Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour. It's happening soon, so don't wait. Get your tickets at ramseysolutions.com slash tour.
From the Ramsey Network app, it's The Ramsey Show, where we help people do work that they love, build wealth, and create amazing relationships. I'm Jade Warshaw. Next to me is Rachel Cruz. We're taking your calls all hour long, talking about your life, your money. It is a live show, so call in. We want to hear your calls, and we'll get started, Rachel. It's going to be great. Let's get into it.
All right, we've got Emily from New York City, New York. What's going on, Emily?
Hi, thanks for taking my call. I'm mainly calling because my husband and I feel like we make pretty good money, especially for where we live. And we're in a lot of debt, mostly from him going to dental school. And I would love to be a stay-at-home mom. We had to be over the summer. I would just love to not have to work and just be home with her all day.
But I just don't feel like that's the right decision financially until we get out of debt. So I guess I'm just calling to see If that's even feasible for me to do or kind of your thoughts on that.
I mean, it might be. Let's let's run the numbers out. So you said your husband has got it's a dentist. Is that what he is? Yeah. Dental debt. So how much debt is there?
Like around three hundred and fifty thousand.
And what's his salary now that he's working?
He makes like two fifty and up.
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