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The Ramsey Show

It’s Not Too Late to Get Back on Financial Track

15 Apr 2025

Description

πŸ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan πŸ“± Watch the full episode for free in the Ramsey Network app. Dave Ramsey and George Kamel answer your questions and discuss: "Should I settle with the creditor who sold my repossessed car?" "How do I get out of my real estate investments?" "When can we spend money on a vacation?" "I'm 25 years old and $165,000 in debt," "I'm 64 with no retirement and I owe the IRS $70k," "Why do houses go up in value while cars go down?" Next Steps: βœ… Help us make the show better by taking this short survey! πŸ“ž Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.Β  πŸ›’ Get your copy of Build a Business You Love today πŸ’΅ Start your free budget today. Download the EveryDollar app! 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today πŸ’° File your taxes with 100% accurate software that’s 20% of the price Connect with our Sponsors: πŸ›’ Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp πŸ“±Go to Boost Mobile to switch today! πŸ₯ Learn more about Christian Healthcare Ministries 🏑 Get started today with Churchill Mortgage πŸ”’ Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! πŸ₯— Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial πŸ’Έ To find out more about student loan refinancing, check out Laurel Road πŸ’» Visit NetSuite today to learn more πŸ—‚οΈ Use promo code RAMSEY for 18% off at The Nokbox πŸŽ₯ Get your tickets for The Chosen Season 5! πŸ’΅ Learn more about Timothy Plan πŸ› Get started with YRefy or call 844-2-RAMSEY πŸ” Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: πŸ’Έ The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’° George Kamel πŸͺ‘ Front Row Seat with Ken Coleman πŸ“ˆ EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Full Episode

0.229 - 24.549 Dave Ramsey

Hey guys, Dave Ramsey here. Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour. It's happening soon, so don't wait. Get your tickets at ramseysolutions.com slash tour. Brought to you by the EveryDollar app. Start budgeting for free today.

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31.463 - 59.324 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships. I'm Dave Ramsey, George Camel, number one bestselling author, host of The George Camel Show, co-host of Smart Money Happy Hour, and Ramsey personality. He is my co-host today. Open phones here at 888-825-5225.

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63.709 - 86.104 Dave Ramsey

Big day, a lot of happenings around this show today, and give you a couple of heads up on that. We don't usually do that first thing off the block, but I'm going to do it today. It is launch day for my brand new book, Build a Business You Love, teaching small businesses the clear path through the five stages of business. We've worked with 10,000 small businesses across America, and we are one.

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86.904 - 106.049 Dave Ramsey

And we have survived 2008. We've survived tariff wars. We've survived everything. And you have, too, if you're fighting and scratching out there running a business, it's hard. But we're going to give you the clear path on how to get there. Build a Business You Love is launching officially today. Thank you for that. Congrats on the launch, Dave. Well, thank you.

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106.149 - 107.07 George Kamel

And happy tax day.

107.65 - 132.427 Dave Ramsey

Perfect timing. We needed some good news today. Someone said, did you do that on purpose? And I went, absolutely not. But, you know, so anyway, we're doing it. And Amazon Music is now carrying the Ramsey show and have been in the podcast world now. So if you haven't checked out that, be sure and do. That's the way to go. And as a part of them celebrating that, they are –

132.967 - 153.819 Dave Ramsey

putting us and this book on one of the big digital billboards in Times Square. Oh, that's cool. This week. So in a couple of days, if you happen to be walking through Times Square with the 8,000 different digital billboards that are there, you'll see our shining face up there as one of them this week. Thank you to Amazon Music for doing that for us and for carrying our show. We appreciate it.

154.66 - 179.742 Dave Ramsey

Also, basically, this show is broadcast in podcast and video anywhere they'll let us. That's the rule. And so anybody that has it, anybody that does it, we put it out there. So obviously a lot of you are on Spotify. A lot of you are on YouTube. A lot of you are on Apple podcast and talk radio. And thank you for all of that. Spotify this week has gone to a video as well.

180.402 - 198.456 Dave Ramsey

So you can now watch the show on video. We're one of their first video products as well. And so if you don't want to watch it on YouTube for whatever reason and you're a Spotify person, you'll like that. We appreciate that. So you can find us there. So just a lot of things happening, a lot of things going on. This show has exploded.

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