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The Ramsey Show

Be the Tortoise Not the Hare

Wed, 29 Jan 2025

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πŸ“ˆΒ Are you on track with the Baby Steps? Get a Free Personalized Plan Dr. John Delony & George Kamel answer your questions and discuss: I'm bringing a ton of debt into our new marriage," "Should I keep putting my money into Bitcoin?" "Should I sell the truck I bought with my grandfather?" "When should I move out of my mom's house?" "Should I help my husband pay off his debt?" "Is Webull a good platform to start investing?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp β—Ž Get 10% off Byrna product bundles and more! πŸ₯ Learn more about Christian Healthcare Ministries 🏑 Get started today with Churchill Mortgage πŸ”’ Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! πŸ₯— Save 15% on your first Field of Greens order with code RAMSEY πŸ’Έ Learn more about opening a high-yield savings account with Laurel Road πŸ’» Visit NetSuite today to learn more πŸ—‚οΈ Use promo code RAMSEY for 18% off at The Nokbox πŸ’΅ Learn more about Timothy Plan πŸ› Get started with YRefy or call 844-2-RAMSEY πŸ” Visit Zander Insurance for your free instant quote today! Next Steps πŸ“±Β Watch the full episode for free in the Ramsey Network app. πŸ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🎟️ Get Tickets to the Money & Relationships Tour πŸ’Ό Connect with a RamseyTrusted tax pro for help with payroll and more πŸ’΅ Start your free budget today. Download the EveryDollar app! πŸͺ‘ Check out Front Row Seat with Ken Coleman! πŸ’ͺ Invest with confidence! Get tickets to Investing Essentials Listen to more from Ramsey Network πŸŽ™οΈ The Ramsey Show Β  🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’Έ The Ramsey Show Highlights πŸ’° George Kamel πŸͺ‘ Front Row Seat with Ken Coleman πŸ“ˆ EntreLeadership Learn more about your ad choices.Β https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Transcription

Full Episode

14.893 - 33.248 Dr. John Deloney

Live from Franklin, Tennessee, from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people with their money, their relationships, their work, their mental and emotional health, with just about everything. I'm John Deloney, joined by my good friend George Camel, and we're taking your calls live, 888-825-5225.

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33.969 - 48.998 Dr. John Deloney

If you were born in the last century, the call is toll-free, and if you were born in this century, you don't even know what that means. 888-825-5225. Let's go out to Orlando, Florida and talk to Grace. Hey, Grace, what's up?

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50.359 - 51.859 Grace

Hi, how are you guys?

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52.3 - 55.161 Dr. John Deloney

I mean, I don't know a way we could be better. We're actually doing pretty good right now.

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56.275 - 58.496 Grace

I love that. I love that. Thanks for having me.

58.576 - 58.836 Dr. John Deloney

What's up?

59.256 - 80.325 Grace

I was calling in because I am getting married later this year. My fiance has no debt, but I am bringing in quite the load. I have about $180,000 in student loan debt. That's all private. And about $15,000 in credit card debt. And I've been told multiple things. I've been told to file for bankruptcy while I'm single. No!

80.345 - 83.347 Dr. John Deloney

Who's telling you this? You can't even discharge that $180,000.

84.938 - 93.341 Grace

Yeah. So I just, I feel a lot of options. I've been grinding. I got a higher paying job and I'm really trying, but I'm just curious, you know.

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