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Morning Wire

Trudeau Mulls Next Move & Wisconsin School Shooting | Afternoon Update | 12.16.24

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Morning Wire

Trudeau Mulls Next Move & Wisconsin School Shooting | Afternoon Update | 12.16.24

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This episode is brought to you by ZBiotics. Take ZBiotics pre-alcohol before your first drink, enjoy your evening, and wake up ready for whatever tomorrow may bring. Head over to Z-B-I-O-T-I-C-S dot com slash wire today.

The Ramsey Show

Be the Tortoise Not the Hare

3074.465

People tell me about their experiences with big banks all the time. Bad service, fees that nickel and dime them to death, and predatory lending that tries to catch them in never-ending cycles of debt. So if you're ready for a bank that puts people over profits, check out Fairwinds Credit Union. I recommend Fairwinds because they share our Ramsey values of helping people

The Ramsey Show

Be the Tortoise Not the Hare

3100.706

Get out of debt and live generously. If you go to fairwinds.org slash Ramsey, you'll see the combined checking and savings account bundle they created just for Ramsey fans. This account bundle is designed to help you take control of your finances and stay out of debt. And Fairwinds also has a great mobile app that's safe and secure for so you can manage your transactions with peace of mind.

The Ramsey Show

Be the Tortoise Not the Hare

3129.666

Fairwinds has been helping people avoid big bank traps for 75 years. So go to fairwinds.org slash Ramsey to learn more. It's easy to join, no matter where you live. That's F-A-I-R-W-I-N-D-S dot org slash Ramsey. Hey, Dave Ramsey here. Dr. John Deloney and I are coming to a city near you on the Money and Relationships Tour.

The Ramsey Show

Be the Tortoise Not the Hare

3155.811

You, the audience, will vote to choose the topics we talk about, things that impact your life, like investing in your future, money, stress, and marriage, and more. We're coming to Louisville, Durham, Atlanta, Kansas City, Fort Worth, and Phoenix in April and May 2025. Tickets are at their lowest price right now. Grab yours at ramsaysolutions.com slash tour.

The Ramsey Show

Be the Tortoise Not the Hare

3761.129

Self-defense can be a complicated issue, but there's one solution that makes it a lot easier. A Burna launcher. Burnas look like firearms, but they're not. They're non-lethal self-defense tools. They shoot chemical irritant projectiles that stop a threat in its tracks without the fatal consequences of a gun.

The Ramsey Show

Be the Tortoise Not the Hare

3784.426

Berna launchers have been vetted by government agencies, police forces, and private security agencies worldwide, and no permits or background checks are required to buy or own one. Plus, Berna's are lightweight, easy to carry, and give you the power to protect yourself and your family, even if you're not comfortable with traditional firearms.

The Ramsey Show

Be the Tortoise Not the Hare

3807.481

Not to mention, they have more than 15,000 five-star reviews. And right now, Ramsey fans can get 10% off an exclusive bundle, which includes a Burna pistol, CO2 cartridges, and ammo. And other Burna products like safety alarms, defense sprays, and body armor are also 10% off for our listeners. Just go to Byrna.com slash Dave to learn more. That's B-Y-R-N-A dot com slash Dave.

The Ramsey Show

Be the Tortoise Not the Hare

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Statistics show that half of Americans don't have enough life insurance or they don't have any at all. I don't understand this, John. Why don't people want to take care of their family? They think they're not going to die or something?

The Ramsey Show

Be the Tortoise Not the Hare

553.656

And they don't know what to do next. Terrifying. You're going to have a crisis here. You know, you got two options while you're sitting and talking to a young widow. She's concerned about how she's going to invest all this money properly and not mess this up, or she's concerned how she's going to eat tomorrow. That's exactly right. These are the two options. It's saying I love you to your family.

The Ramsey Show

Be the Tortoise Not the Hare

569.586

Term Life Insurance. Jeff Zander and the team at Zander Insurance makes it easy and affordable. I've used them personally for 25 years. They're the only people I trust. Go to Zander.com or call 800-356-4282.