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The Ramsey Show

If You Want To Be a Millionaire, Do What Millionaires Do

10 Dec 2024

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๐Ÿ“ˆย Are you on track with the Baby Steps? Get a Free Personalized Plan ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I recover after a bankruptcy?" "Should I go into debt to visit my sick parents?" "Do I have enough saved to be self-insured?" "Should I go into a partnership with my attorney?" "Can you explain what a 'shared mortgage' is?" Support Our Sponsors: ๐ŸŒฑ Get 10% off your first month of BetterHelp โ—Ž Get 10% off Byrna product bundles and more! ๐Ÿฅ Learn more about Christian Healthcare Ministries ๐Ÿก Get started today with Churchill Mortgage ๐Ÿ”’ Get 20% off when you join DeleteMe ๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐Ÿฅ— Save 15% on your first Field of Greens order with code RAMSEY ๐Ÿ’ค Visit Helix Sleep for special offers! ๐Ÿ’ป Visit NetSuite today to learn more ๐Ÿ—‚๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐Ÿ’ต Learn more about Timothy Plan ๐Ÿ› Get started with YRefy or call 844-2-RAMSEY ๐Ÿ” Visit Zander Insurance for your free instant quote today! Next Steps ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐ŸŽ„Hurryโ€”Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! ๐ŸŽ Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts. ๐Ÿ’ต Start your free budget today. Download the EveryDollar app! ๐ŸŽŸ๏ธ See Dave and John LIVE in a city near you! Listen to more from Ramsey Network ๐ŸŽ™๏ธ The Ramsey Show ย  ๐Ÿง  The Dr. John Delony Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ก The Rachel Cruze Show ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿ’ฐ George Kamel ๐Ÿ’ผ The Ken Coleman Show ๐Ÿ“ˆ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Full Episode

15.137 - 43.352 Dave Ramsey

Live from the headquarters of Ramsey Solutions, this is The Ramsey Show, where we help people build wealth. do work that they love, and create actual amazing relationships. I'm Dave Ramsey, your host, number one best-selling author, and Ramsey personality Ken Coleman is my co-host today. As we answer your questions about your life and your money, the phone number is 888-825-5225.

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43.813 - 51.774 Dave Ramsey

Merry Christmas, America. We're so glad you're with us. Brittany is going to start this segment in Charlotte, North Carolina. Hi, Brittany. How are you?

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53.32 - 55.101 Brittany

Hi, I'm wonderful. How are you today?

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55.401 - 56.982 Dave Ramsey

Better than I deserve. What's up?

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58.643 - 79.254 Brittany

I've got a question for you. So my husband and I have started doing the baby steps. We have started our budget and we are just trying to figure out where do we put this leftover money that we have at the end of the month? I have quite a few student loans as well as our car payments.

80.188 - 94.773 Brittany

We have a credit card, and we have a $10,000 personal loan that my husband just had to take out because he had issues with his truck. So I'm just trying to figure out what's the best bang for our buck as far as this leftover money that we have at the end of the month.

96.594 - 100.895 Dave Ramsey

Okay. $10,000 worth of issues on a truck?

102.597 - 105.458 Brittany

Yeah.

105.759 - 106.019 Ken Coleman

What?

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