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Matthew Cox | Inside True Crime Podcast

Matt Cox on the Smartest Bank Heists in History

Thu, 29 May 2025

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Best Bank Heist Stories from Matthew Cox Inside True Crime Podcast.Follow me on all socials!Instagram: https://www.instagram.com/insidetruecrime/TikTok: https://www.tiktok.com/@matthewcoxtruecrimeDo you want to be a guest? Fill out the form https://forms.gle/5H7FnhvMHKtUnq7k7Send me an email here: [email protected] you want a custom "con man" painting to shown up at your doorstep every month? Subscribe to my Patreon: https: //www.patreon.com/insidetruecrimeDo you want a custom painting done by me? Check out my Etsy Store: https://www.etsy.com/shop/coxpopartListen to my True Crime Podcasts anywhere: https://anchor.fm/mattcox Check out my true crime books! Shark in the Housing Pool: https://www.amazon.com/dp/B0851KBYCFBent: https://www.amazon.com/dp/B0BV4GC7TMIt's Insanity: https://www.amazon.com/dp/B08KFYXKK8Devil Exposed: https://www.amazon.com/dp/B08TH1WT5GDevil Exposed (The Abridgment): https://www.amazon.com/dp/1070682438The Program: https://www.amazon.com/dp/B0858W4G3KBailout: https://www.barnesandnoble.com/w/bailout-matthew-cox/1142275402Dude, Where's My Hand-Grenade?: https://www.amazon.com/dp/B0BXNFHBDF/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1678623676&sr=1-1Checkout my disturbingly twisted satiric novel!Stranger Danger: https://www.amazon.com/dp/B0BSWQP3WXIf you would like to support me directly, I accept donations here:Paypal: https://www.paypal.me/MattCox69Cashapp: $coxcon69

Audio
Transcription

Chapter 1: What are the most notorious bank heists in history?

0.249 - 16.019 Guest Speaker

if i do this i'm gonna take enough money so that i won't have to ever come back i'm gluing on fake beards wearing sunglasses and these crazy disguises pulled out of the bank and took off and i turned again and the car turns again as well

0

17.26 - 22.465 Matt Cox

I could hear the sirens of the police and he goes, what's that? Do you hear that?

0

22.825 - 27.89 Jane Doe

At 1231 in the morning, I came to and I was laying in a field on my back.

0

28.19 - 32.795 Guest Speaker

I'm eating lunch in Mexico by the time the news breaks.

0

34.516 - 56.898 Matt Cox

He decides he's going to rob a bank, but he doesn't want to go into the bank. He's like, you know, you have to tell a lot of these places, you know, going in, it's a major problem. It's one way in, one way out. You can't see around you. Like, it's fucked up. He's like, it's easier if you rob the armored truck. So he decides he's going to start.

57.279 - 75.96 Matt Cox

He's like, but, you know, of course, most bank robbers get the money, but they just don't get away. Like, that's the problem. He's like, you know, getting the money, great. Like, it's getting away that's a problem. So, he ended up... First, what he did was he staked out... He told me this later, by the way. I'll tell you something.

75.98 - 90.371 Matt Cox

He actually knew a guy that worked at... I don't know if it was Brinks. I'm going to say Brinks. He worked... I don't know that it was Brinks, but I'm going to say it used Brinks. He actually knew a guy that worked in the Brinks warehouse.

90.391 - 90.571 Guest Speaker

Mm-hmm.

91.846 - 100.162 Matt Cox

that guy had explained to him the procedures, the whole thing, and that these guys are told to just give them the money. Like they're not going to fight you.

Chapter 2: How did the planning of the bank heist unfold?

348.015 - 369.831 Matt Cox

So he, he, once again, he's watching the place. He knows when they're, the guy's going to show up with the money. He's assuming it's going to be around a hundred thousand because his buddy said it's always around a hundred thousand. And so, but here's the problem. Once again, the problem is it's funny because he and I very much, um, you know, kind of looked at our crimes the same.

0

369.851 - 390.015 Matt Cox

Like I started figuring out what are my issues? How do I solve these problems? Sure. And so you end up solving, like this solves this, this solves this, this solves this. The next thing you know, you think, oh great, all you're trying to do is solve the crime. Not realizing when you look at it from another perspective, from other people's, from you and I's perspective, it turns out brilliant.

0

390.795 - 409.944 Matt Cox

Like to me, my crime, I was just trying to solve some problems. Other people look at it and they go fucking brilliant. Same thing with him, bro. So there was a movie called the Thomas crown affair. So Anthony had seen the movie and he thought that's a perfect way. Like, here's the problem running up and getting the bag. Anybody can do that. It's getting away. That's the problem.

0

409.984 - 423.712 Matt Cox

Like running up and getting anybody can go up to the, to the teller and point a gun at them and say, give me the money. And they're going to get some money. It's getting out of the bank, getting in your car, getting away. That's an issue. Well, first of all, you're in a car.

0

424.332 - 448.426 Matt Cox

You're in Seattle, which is made up of these little tiny islands, and there's all these little bridges, and they can be closed. And typically on these little islands, there's a canal system, so there's only one or two ways out of every little subdivision, every little island, every little whatever you want to call those things. There's very few... entrances and exits. So it's not hard to stop.

449.167 - 474.243 Matt Cox

If they see you jump into a red BMW, it's not hard to say, okay, great. Put a cop here and a cop here. He's in this area. We're gonna see a red BMW drive by. We're gonna grab him. So he said, so I can't be in a vehicle. So one question is, I can't be in a vehicle. Second one is, I can't get caught because I don't want them to chase me or see me or anybody to be able to figure out who I am.

474.864 - 493.48 Matt Cox

And when the cops show up, they're going to know immediately, the guy ran that way, jumped into a red BMW. So all of these are problems. So he said, how do I get around that? He had seen the Thomas Crown Affair and what he decided was, I need decoys. And what he decides to do to get around decoys

494.758 - 522.862 Matt Cox

The police being able to track him is he decides, I'm going to put a mask on and I'm going to wear like a white, like I think I said, a blue long sleeve shirt and blue jeans. Anybody has that in their closet. And I'm going to get one of the sweepers, a little sweeping brush sweeper and a little pickup thing and a bag or a bag. Those cost like 40 bucks.

523.784 - 542.99 Matt Cox

And so what he does is he puts an ad on Craigslist from the Clean Up Seattle Foundation, which is made up. And he says, look, we're paying like $15 an hour. And this is 10 years ago, right? 10, 12, 10, 15 years ago.

Chapter 3: What strategies do bank robbers use to avoid capture?

2772.085 - 2776.647 Matt Cox

Okay, so when she came to you, you just trusted her, you were friends. But she wasn't there anymore, though, right?

0

2776.687 - 2783.764 Guest Speaker

Yeah, she had quit, got fired. I'm not really sure. Once again, it's one of those things where it didn't concern me. I didn't look into it.

0

2785.325 - 2787.727 Guest Speaker

So you decided you were going to do it. You talked to her.

0

2787.947 - 2820.765 Guest Speaker

Talked to her. What was the plan? The basic plan was for them to get me a fake ID, which we did, which back then was way easier. And what I would do was we'd pick a Saturday, and I would basically empty the vault. At first, they only wanted me to take, I think he said $250,000, and then he came back, I'll get $1 or $2 million. I'm like, no, we're not doing that.

0

2821.365 - 2857.059 Guest Speaker

If I do this, I'm going to take enough money so that I won't have to ever come back because I won't be able to. Okay. And as it worked out, the original plan was I wanted to get at least 15, which worked out pretty good. And it was like, here's your five. Here's your five. Just make sure you deliver my five. Anything that's left after that, you can have. You can keep it. I only want my five.

2858.14 - 2865.475 Guest Speaker

And they were, oh, yeah, that'd be great. And I didn't know that they were already planning to vote me off the island. Right.

2866.436 - 2873.462 Matt Cox

This is like almost 30 years ago? Close to it, yeah. The $5 million 30 years ago. Yeah.

2873.482 - 2882.991 Guest Speaker

That's a ton of money. Imagine if we'd have got that money to the Cayman Islands back then. Because back then, the Cayman Islands were wide open and paying really good interest.

2885.135 - 2902.855 Matt Cox

You could have gotten it. I mean, they would have issued you a citizenship and a passport probably with just – Yeah. Like, I mean, they've got St. Kitts right now. I think if you buy a – you just buy a piece of property for like $350,000, they'll give you a passport. They'll make you an economic – they have economic citizen.

Chapter 4: How do bank employees respond during a robbery?

8740.309 - 8756.142 Guest Speaker

She wouldn't have heard me start robbing the bank. I'm leaving the bank with the money and I'm walking down the sidewalk past the other stores and I get in the getaway car and now we drive away. We're driving in the wrong direction.

0

8756.222 - 8771.813 Guest Speaker

We want to be in the other direction, but because he got out of the parking spot, we're no longer able to just pull out and take a right leaving the restaurant to get towards the highway. We're kind of stuck going in the direction we're pointed. Well, she also sees the getaway car

0

8772.648 - 8795.26 Guest Speaker

the description of the car, gets the plate number and all that because she's on the phone with 911 and he parked where he parked instead of parking somewhere else. So now they immediately know what car they're looking for. This road takes us all the way around town in a very slow way. So we finally circle underneath the highway.

0

8795.32 - 8820.49 Guest Speaker

We come back around from the other side and traffic starts slowing down. And as traffic starts slowing down, We see that there's a cop doing traffic control. He looks at the car, looks at the license plate, looks at me, looks at my co-defendant, and goes out in front of the car like this, like, stop. My co-defendant hits the breakdown lane and takes off. We're in a Dodge Avenger.

0

8820.57 - 8829.877 Guest Speaker

It's probably like a 98, something like that. But it was a V6 coupe. So it would get up and go when you wanted it to. This cop stops the vehicle behind him.

8830.703 - 8858.071 Guest Speaker

behind us gets in the passenger seat and does one of those right out of the movies follow that car the cops are on the other side of the highway and literally they're probably two football fields from the entrance to the highway and they're all there already because they've been robbed and it's been a minute since it took us to circumvent this town to get back to the entrance so now we're on 95 north no we're on 93 north in new hampshire

8860.746 - 8885.832 Guest Speaker

And it's rush hour on a Friday afternoon. And. We're in the breakdown lane, I'm throwing the clothes I'm wearing out the window over the railing, the few money bands we have, I'm throwing them out the window. Now I'm taking now I'm looking at the money and we really didn't get shit either. If we had hit the bank first thing in the morning, we would have got 15 grand out of that register.

8886.613 - 8911.823 Guest Speaker

Because we both fell asleep, it was like $850. It was just all bad. So we're getting to the next exit, which is like, I think it's like the Londonderry exit, exit four, and traffic is at a standstill. Except for us. And I know that they're about to spit us off the exit. Because we're in the breakdown lane, we have to get off the exit because of where we're at on the highway.

8913.003 - 8936.264 Guest Speaker

He's like, what are we going to do? I'm like, we got to get to 93 South. We got to get going South and going to Massachusetts. They can't cross state lines. I know this because I had just watched the movie public enemies, which became my favorite movie of all time with Johnny Depp, where they couldn't cross state lines back then.

Chapter 5: What were the consequences of the bank heists discussed?

10075.527 - 10098.074 Guest Speaker

And we picked that day because we felt like that's the day that the most money would be in the bank, in the tellers, because Friday is normally check cashing day. So, you know, we felt like that would be the best day to do it. So I pick him up around – 10, 10.30 or so.

0

10098.895 - 10121.474 Guest Speaker

I wanted to make sure I'm around there hitting the bank around, like, right before lunchtime when I feel like people was going to come and be doing their thing, getting the check cash, and it was going to be the most amount of money in the tellers at that time. So I picked him up. We go get our first vehicle, you know, a stolen vehicle that he used a screwdriver to get.

0

10122.421 - 10142.486 Guest Speaker

I think it was a Mustang 5.0. It was. It was a Mustang 5.0 with like a hellacious engine and it was all souped up and everything. So we go get in the first car and our second car was a Nissan Maxima that I had.

0

10143.823 - 10168.661 Guest Speaker

we had got from nissan or tampa or something we had keys to it and everything so we had parked that behind the publish because it was in like a public shopping center and the bank set up on the corner of hillsborough and havana so we're on our way heading west on hillsborough right before armenia i got me my other guy

0

10170.288 - 10193.508 Guest Speaker

and the person who originally wanted to do the paint and sitting in the car with me. So when we pull up to Hillsboro and Aminia, this guy, we already ready. We got the gloves on. We got the mat. We got the straps. We got the bag. We ready. We finna get down. So when we pull up to Hillsboro and Aminia, this guy tells me, he starts crying.

10193.528 - 10207.666 Guest Speaker

He starts crying. No, Rob, man, I can't do this, man. I can't do it, man. I'm on probation. I'm on probation with the feds, man. I can't do this, man. If something happens to me, I'm going to go away forever. I looked at him like, dang, hold on, just chill.

10209.166 - 10231.075 Guest Speaker

I'm thinking in the back of my head, is this some shit? I said, Dana, what's happening? What's up, bud? What you want to do? He's like, man, whatever, whatever you want to do, I'm going to do it. I said, fuck it, come on. I pulled over to him. There was a little Crystal's hamburger right there on the corner, like a million hills, bro. There's a Crystal. So I pulled into there. I dropped him off.

10231.115 - 10251.586 Guest Speaker

Bam. I said, just wait right here, man. We're going to do this. So me and Dana, Dana grabbed, jumped up in the front seat with me. We pull out of Crisp. We pull up to the bank. So when we pull up to the bank, we got dark tinted windows on the Mustang. So we sitting out front and we're waiting to try to get in because I know you had to be buzzed in.

10253.712 - 10271.701 Guest Speaker

So I said, Dana, you see these two old people right here? As soon as they get that door open, when they buzz in, he's going to hold the door open. We're going in. Bam. He said, all right. So we're waiting. The people, they're walking real slow. They walked up there. As soon as they pull the door open, they go in. Me and Dana are out of the car. Bam. I'm the first one in the door behind the people.

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