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The Ramsey Show

There’s Always a Way out of a Financial Spiral

Tue, 14 Jan 2025

Description

💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Ken Coleman & Jade Warshaw answer your questions and discuss: "Should I buy less healthy food to save money?" "What should we do with a large financial gift?" "I just started college and I hate it," My sibling got an inheritance and I didn't..." "We're $500k in debt and the interest is killing us" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Listen to the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 💰Watch 90 Day Money Makeover. 🎟️ Get Tickets to the Money & Relationships Tour 🏠 Get organized and prepared to buy or sell a home.  💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Transcription

Full Episode

14.668 - 38.487 Ken Coleman

Welcome to the Ramsey Show, America. Thrilled to have you with us. We're here to help you win in your life. We want you to win with your money, win in your professional life, and win in your relationships. Alongside Jade Warshaw, I'm Ken Coleman. The phone number to jump in is 888- 825-5225. 888-825-5225. Let's get to the calls. You ready to go, partner?

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38.507 - 40.468 Ken Coleman

You got a little something in the throat there?

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40.488 - 41.949 Unidentified

A little verklempt, but I'm ready to go.

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41.989 - 55.835 Ken Coleman

Cleared the throat? Let me clear my throat, she said. Come on, Kim Coleman. We're already getting it started. I know. We're going to have a lot of fun today, by the way. Just a sheer warning to you. We're going to have fun while we coach you up. Lauren starts it off in Knoxville, Tennessee. Lauren, how can we help?

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57.704 - 80.25 Lauren

Hi. I just have been tracking my budget for the last year, asking friends who have similar families as me living in the area how much they're spending on groceries every month. And I am over by a couple hundred dollars every month. I've tried to bring it down, but I just am not willing to compromise on certain healthy foods. And I've already made several compromises the past couple years.

80.31 - 85.993 Lauren

So I just want to know how much should I be willing to compromise on healthy food in order to keep a budget?

86.053 - 95.857 Ken Coleman

Look, you called the right place. This is a great question. And I can't think of a better person to be sitting beside on this one because I'm in the middle here.

96.057 - 96.417 Jade Warshaw

You are.

96.437 - 100.758 Ken Coleman

I don't know where I'm at on this. What are you going to say? I'm going to lean on you.

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