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The Ramsey Show

Skip the Scams, Build Real Wealth

Mon, 07 Apr 2025

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πŸ“ˆΒ Are you on track with the Baby Steps? Get a Free Personalized Plan πŸ“± Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "Over half my income goes towards legal debt," "My investments aren't doing well..." "My husband lost his 401(k) to a crypto scam," "How do I use proceeds from selling my cows?" "Does the house payment percentage go up if you're a high earner?" Why you shouldn't buy into the market drop fears. Support Our Sponsors: πŸ›’ Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp πŸ“±Go to Boost Mobile to switch today! πŸ₯ Learn more about Christian Healthcare Ministries 🏑 Get started today with Churchill Mortgage πŸ”’ Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! πŸ₯— Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial πŸ’Έ To find out more about student loan refinancing, check out Laurel Road πŸ’» Visit NetSuite today to learn more πŸ—‚οΈ Use promo code RAMSEY for 18% off at The Nokbox πŸŽ₯ Get your tickets for The Chosen Season 5! πŸ’΅ Learn more about Timothy Plan πŸ› Get started with YRefy or call 844-2-RAMSEY πŸ” Visit Zander Insurance for your free instant quote today! Next Steps βœ… Help us make the show better by taking this short survey! πŸ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! πŸ’΅ Sign up for a free training with our EveryDollar team! πŸ›’ Preorder Build a Business You Love Now at Ramsey Solutions ✏️ Enter the Teacher Appreciation Giveaway 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network πŸ’Έ The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’° George Kamel πŸͺ‘ Front Row Seat with Ken Coleman πŸ“ˆ EntreLeadership Learn more about your ad choices.Β https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Transcription

How can legal debt affect your financial health?

18.732 - 45.03 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's the Ramsey Show. We help people build wealth, do work that they love, and create actual amazing relationships. I'm Dave Ramsey, your host. Jade Walshaw, number one best-selling author, Ramsey personality. She's my co-host today. Open phones at 888-825-5225. Tanner's in Oklahoma City. Hey, Tanner, what's up?

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46.482 - 47.863 Tanner

Hi, Mr. Ramsey. How's it going?

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48.023 - 49.223 Dave Ramsey

Better than I deserve.

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49.303 - 75.494 Tanner

How can I help? I'm dealing with some family law issues, and it's kind of taken over half of every one of my paychecks. And I'm kind of dealing with a dilemma where I'm trying to find the balance between trying to do what's right for my kids and be financially responsible at the same time.

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77.369 - 78.509 Jade Warshaw

Can you elaborate a little bit?

78.529 - 104.878 Tanner

What are you going through? I had a son when I was 22, still in college, and I later divorced my wife that I had that son with. Then shortly before I graduated, I had a girlfriend and we got pregnant. She disappeared on me while we were pregnant. Okay.

104.898 - 122.03 Tanner

And shortly after I, right before I was about to graduate, you know, every month I was having to spend several hundred dollars towards attorney's fees to get, you know. To try to find her? That, yes, originally.

122.05 - 125.392 Jade Warshaw

Okay. So you found her, then what happened?

126.775 - 145.886 Tanner

So then around a couple months before I graduated, both of these custody disputes kind of started being simultaneous and in tandem. So my ex-wife, we had 50-50. When we divorced, I was seeing my son every week for the whole week, and I had him, and then we would trade off like that.

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