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Full Episode
Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create amazing experiences. I am Rachel Cruz hosting this hour with my good friend and best-selling author, George Camel, and co-host of the Smart Money Happy Hour. That's right. We do another podcast together. And so we are here to answer your questions.
So give us a call at 888-825-5225, and we'll be talking about your life and your money. So kicking us off this hour is Marissa in St. Louis. Hey, Marissa, welcome to the show.
Hi, happy to be on it. Love Smart Money Happy Hour. Thank you. Got your two favorite hosts then. You planned it right. It really is. My question is, should we get a high deductible, high premium health insurance plan or a traditional health insurance plan? My husband and I are on baby steps four, five, six, and we just had our third baby in November.
Oh, congratulations. So exciting. Thank you. Are you guys relatively healthy people, would you say? For the most part, yes.
Our two older kids have both had to have tubes in their ears twice. So that's not fun expense to have to pay. But other than that, we're mostly healthy.
OK, OK. Yeah, because I feel like for me, George, that's kind of how we've decided it overall of like health of the family.
Yeah.
I mean, that's kind of the way we've we've dictated it. I mean, I don't know.
Yeah, there's kind of like a spectrum, almost a bell curve. If you think about it and you go right is if there's a ton of health issues in the family, the high deductible health plan could be good. Because you'll hit your out-of-pocket max and it's going to be 100% covered. And if there's very little health issues in the family, it could also be good.
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