Rebecca from California
Appearances
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
uh three years three years and what kind of money were you making during that time um joint 350 000. okay oh my gosh you guys okay that still doesn't cover i mean y'all we had savings okay so part of the process was uh letting go of the savings i was more of the hoarder because i came from really humble beginnings and so i felt like having a large safety net
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
made me feel warm and fuzzy in that security blanket. So when Tommy got me into the Financial Peace University, it was kind of like he had to explain, babe, this is crazy what we're paying in interest on the mortgage. Yeah.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
Oh, he came in hot. And I was like, what? I was like, you are crazy. What are you talking about? Like everyone has a mortgage. Like this is no big deal. But as we went through Financial Peace University, I was like, oh, this kind of makes sense. Like, okay, all right. I think we could do this. But it was kind of more of getting me on board because it was crazy.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
I haven't known anyone to pay off their house. So to me, it was crazy.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
Well, for me, it's, you know, it's a different lifestyle. We just, we do really well and we're very blessed. But at the same time, we still have those same traditional feelings. Like we both wear socks with holes in them, you know, like we don't want. We're both the savers.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
And so it's crazy to have so much money and income and be able to pay off the house when we're still like, you know, the saver type. It's almost like your emotions haven't caught up to the math. No, no. To sit in the reality of what it's really reality.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
We just paid off the house last month because we knew he booked this money in marriage and we were like, we gotta pay it off and do this death rate scheme. And so it hasn't even sunk in yet. Like this is still so fresh for us that it's like, this is crazy.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
Yeah, no. We had one, yeah. We got to skip one house payment by the time of coming here. So it was like, what?
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
Yeah, I think for me, I was always like, oh no, we need the mortgage to have the tax write-off, right? And he's like, what are you talking about? And then to get to this side, it's like, oh, we don't have the mortgage anymore. This is, I mean, the way I would describe it is just mind blown. And especially because I don't know anyone else who's paid off the house. And so for us, it's totally...
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
um no big purchases we want to retire early so we keep we're just both savers so like why not fuel off of that and build towards early retirement will you make a commitment to me and rachel yes before you leave nashville yes y'all here for the money marriage weekend before you leave i like to think of nashville as the sock and underwear capital of america we all go get some socks
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
How much did you involve the kids in this? So they were involved in the sense of like saving, like, hey, we need to cut back on eating out this, you know, that really builds up over time. And they're like, but why? And but we did keep this kind of private for ourselves. Yeah, we wanted to do the journey. And when they're old enough, we'll explain it to them and the importance of it.
The Ramsey Show
Break the Cycle of Financial Self-Sabotage
But we didn't really get them too deep involved. Yes.