Menu
Sign In Pricing Add Podcast
Podcast Image

The Ramsey Show

Don’t Give All Your Money to Banks and Wonder Why You’re Broke

Wed, 02 Apr 2025

Description

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "Are my future in-laws committing fraud?" "My mortgage is 75% of my take home pay..." "Should we put a big down payment on a house or a smaller one and invest the balance?" "Should we move in with my Dad?" "Your investing advice doesn't line up with life expectancy statistics..." "I fight with my girlfriend about money" Support Our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Sign up for a free training with our EveryDollar team! 💼 For business and leadership insight, listen to The EntreLeadership Podcast. 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today. Listen to more from Ramsey Network 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Should you be concerned about potential financial fraud in a relationship?

17.938 - 48.953 Dave Ramsey

Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build wealth, do work that they love, and create actual, amazing relationships. Rachel Cruz, number one best-selling author, host of The Rachel Cruz Show, and Smart Money Happy Hour co-host. My daughter is my co-host today. Open phones at 888-825-5225. Cody is in Boston. Hey, Cody, what's up?

0

50.233 - 54.676 Cody

Hi, Mr. Ramsey and Mrs. Cruz. Thanks for having me on. Sure. I hope the cruise went well.

0

55.136 - 56.577 Dave Ramsey

It did. It was fabulous.

0

56.597 - 57.357 Cody

Great. It was good.

0

57.417 - 57.998 Dave Ramsey

We missed you.

59.619 - 85.032 Cody

Hopefully next year. So I have a question. I'm planning on proposing to my girlfriend here coming up soon. Um, but back in November she told me that her father had transferred all of her parents investments to her so that her sister could get a larger financial aid package. I basically said to not tell me anything more because I think this might be fraud.

85.952 - 103.158 Cody

Um, she said her dad talked to someone and he said it was all fine. And then a month ago I went to ask for hand to her parents. They said yes, but her dad kind of led me into saying that I would be willing to sign a prenup and he doesn't know that I know about the asset transfer.

104.058 - 128.554 Cody

Then last weekend I brought up the situation saying that I wasn't comfortable combining finances and signing marriage papers with these assets and putting my name under them. Again, she tells me their dad said it's above board, but I felt like it was maybe fraud. I told her that if she went to a lawyer and basically had him call me and said that it was a call above board, I'd be fine with it.

130.075 - 136.779 Cody

But I just kind of wanted to get your opinion on this. Is it fraud or am I just kind of being paranoid about this?

Comments

There are no comments yet.

Please log in to write the first comment.