Ad Speaker
Appearances
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Listen, people, what you call organized chaos is still chaos. This year, build some room in your budget to get your life really organized. One tool that I recommend is a knockbox. As in next of kin, knockbox is a complete system that helps you organize important documents, accounts, IDs, tax returns, insurance policies, estate plans, and other personal history in one secure place.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
The 15 categories in your knockbox cover everything from health history and investments to your ancestry and even collectibles. So cut the clutter with a knockbox. Start getting organized today and receive an exclusive discount at knockbox.com slash Ramsey. That's N-O-K box.com slash Ramsey.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
People tell me about their experiences with big banks all the time. Bad service, fees that nickel and dime them to death, and predatory lending that tries to catch them in never-ending cycles of debt. So if you're ready for a bank that puts people over profits, check out Fairwinds Credit Union. I recommend Fairwinds because they share our Ramsey values of helping people
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Get out of debt and live generously. If you go to fairwinds.org slash Ramsey, you'll see the combined checking and savings account bundle they created just for Ramsey fans. This account bundle is designed to help you take control of your finances and stay out of debt. And Fairwinds also has a great mobile app that's safe and secure for so you can manage your transactions with peace of mind.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Fairwinds has been helping people avoid big bank traps for 75 years. So go to fairwinds.org slash Ramsey to learn more. It's easy to join, no matter where you live. That's F-A-I-R-W-I-N-D-S dot org slash Ramsey.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
This show is sponsored by BetterHelp. You've probably heard people talk about different kinds of flags in friendships and romantic relationships. Red flags, green flags, beige flags.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Listen, it can be helpful to look for patterns or unsafe behaviors in potential relationships, but all those labels can distract from what's really important, your values, and whether you and your potential partner are willing to wake up every day and choose to honor each other's values. And look, I know it can be tough sometimes to even know what's important to you in a relationship.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Therapy can help you figure out what your values actually are and decide your boundaries and your non-negotiables. And if you're thinking about starting therapy, try BetterHelp. BetterHelp is 100% online therapy that works with your schedule. To get started, just fill out a short online survey to get matched with a licensed therapist.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
If it's not the right fit, you can switch therapists at any time for no extra cost. So whether you're dating, married, building a friendship, or working on yourself, do it with help from BetterHelp. Visit BetterHelp.com slash Deloney to get 10% off your first month. That's BetterHelp, H-E-L-P dot com slash Deloney.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
You know, one of the first things I discovered working in the financial world is how absolutely devastating it is when the breadwinner of a family dies. And there's too little life insurance or none at all. Grieving families are suddenly left behind scrambling to pay bills and trying to make ends meet.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
I also discovered that there are a lot of ripoffs in the life insurance world like that whole life crap posing as an investment opportunity. What you need is level term life insurance, usually 10 to 12 times your income. which is the smartest, most affordable way to protect your family.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
The key is finding an independent broker who represents a ton of companies and works for you, not for the insurance company. This is exactly what my friend Jeff Zander and his team at Zander Insurance are all about. They shop the term life companies to find you the best options, and they've been around for over 95 years. so you know they'll be there when you need them.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Zander is the real deal, and that's why they've handled all my personal insurance for over 25 years. I trust them, and you can too. Visit Zander.com for instant online quotes or for a more personal touch. Give them a call at 800-356-4282. It's that time again, folks. Tax season is here. I know some of you would rather bury your head in the sand until April 15th than face your taxes.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
But here's a better idea. If your tax situation is complicated, get in touch with a Ramsey Trusted Tax Pro today. That way they can take the stress off your shoulders once those tax forms come in and teach you how to keep your tax bill as low as possible. But don't wait. Ramsey Trusted Pros can book up fast. Go to ramseysolutions.com slash taxpro to find one who serves your area with excellence.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
That's ramseysolutions.com slash taxpro.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Hey guys, I've got a big announcement. George Campbell and I are bringing back Investing Essentials, our two-night virtual event deep diving into investing and real estate. Learn step-by-step how to get the most out of your 401k, mutual funds, and real estate investments because there's no better time to get the clarity you need to invest with confidence. Watch live on March 4th and 5th.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
Get tickets today at ramseysolutions.com slash events.
The Ramsey Show
Your Income Is Your Greatest Wealth Building Tool
See, we're all just saying something. Why are we saying it?
The Ramsey Show
Stop Letting Excuses Steal Your Wealth
This show is sponsored by BetterHelp. All right, so I was born and raised in Texas, and I love the myth of the lone cowboy. You know, the guy who doesn't need anyone or anything. It's a fun story, and it's a lie. In our self-obsessed society, we're obsessed about our own diets, our own workout routines, our own jobs, our own social media feeds, everything.
The Ramsey Show
Stop Letting Excuses Steal Your Wealth
It's easy to forget that no one can do life alone. And I don't care if you're an introvert, an extrovert or whatever you want to call yourself. We all have to have a community and a support system to do life with. It's time to shift the focus from doing it all by ourselves to knowing that we can only be well and whole when we ask for help.
The Ramsey Show
Stop Letting Excuses Steal Your Wealth
Therapy can be a great source of help and support for any area of your life. And if you're thinking about starting therapy, try BetterHelp. BetterHelp is 100% online therapy so it can fit with your schedule. To get started, just fill out a short online survey to get matched with a licensed therapist. And if it's not the right fit, you can switch therapists at any time for no extra cost.
The Ramsey Show
Stop Letting Excuses Steal Your Wealth
This month, start to build your support system with BetterHelp. Visit BetterHelp.com slash Deloney to get 10% off your first month. That's BetterHelp, H-E-L-P dot com slash Deloney.
The Ramsey Show
Stop Letting Excuses Steal Your Wealth
This is a paid advertisement. NMLS ID 1591. NMLSconsumeraccess.org. Equal housing lender. 1749 Mallory Lane, Suite 100. Brentwood, Tennessee 37027.
The Rest Is History
537. Emperors of Rome: Claudius, Paranoia and Poison (Part 4)
Welcome to Nadiada Island. Next on Metro's Nadiada Island podcast. I almost fainted when the four new bombshells arrived. Four free Samsung Galaxy A16 5G phones at Metro. No way. And finding out the fourth line is free. Oh, things got heated. That's wild. Join Metro and get four free Samsung 5G phones. Only at Metro. Plus tax. Bring four numbers and an ID and sign up for any Metro Flex plan.
The Rest Is History
537. Emperors of Rome: Claudius, Paranoia and Poison (Part 4)
Not available currently at T-Mobile or been with Metro in the past 180 days.
The Rest Is History
537. Emperors of Rome: Claudius, Paranoia and Poison (Part 4)
This episode is brought to you by Shopify. Upgrade your business with Shopify, home of the number one checkout on the planet. Shop pay boosts conversions up to 50%, meaning fewer carts going abandoned and more sales going cha-ching. So if you're into growing your business, get a commerce platform that's ready to sell wherever your customers are. Visit Shopify.com to upgrade your selling today.
The Rest Is History
537. Emperors of Rome: Claudius, Paranoia and Poison (Part 4)
This episode is brought to you by LifeLock. During tax season, your personal info travels to a lot of places, between payroll, your tax consultant, and the IRS. If your W-2 gets exposed, that's just the ticket for identity thieves. That's why LifeLock monitors millions of data points every second. If your identity is stolen, they'll fix it guaranteed or your money back.
The Rest Is History
537. Emperors of Rome: Claudius, Paranoia and Poison (Part 4)
Don't let identity thieves take you for a ride. Save up to 40% your first year. Visit LifeLock.com slash podcast. Terms apply.