Patricia
Appearances
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Hi, thank you. It's great to be talking to you. I actually just heard of Dave Ramsey like six or eight weeks ago, and I've been listening compulsively. since then, and a lot of it has resonated with me. Great. My deal is I went through a devastating divorce about 18 years ago. It left me financially stripped.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
I've worked hard since then, put the kids through college on my own, and what's killing me now is the Parent PLUS loans. I just paid off my car from having listened to Dave, so thank you for all that advice from your area. and I only have one other debt, which is $2,000. So these Parent PLUS loans are about $87,000, and I'm already not a spring chicken.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
So the retirement years are scaring me to death, so I'd like a little direction. Okay.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Well, my daughter is now in a good spot. but she just began. So that's not, you know, they have their part of their loans and I have my part. Okay.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Yes, I started a high-yield savings account from you all's advice. I have a couple of IRAs. One is an IRA, one is an RRA. I have checking and savings.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
$45,000 in checking. Okay. Yeah. Okay. Another savings account is $21,000. Okay, good. And that's pretty much it.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
And one day you didn't say that.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
That's right. I know, I know. I've just been living in worry.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Oh, no, these are just Parent PLUS loans for me.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Well, theirs is separate from mine.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Oh, no, no. We split everything from the beginning. I see. They have their loans and I have mine.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Yeah, I've tried the side hustles and other things. You're doing it. You're doing it.
Watch What Crappens
#2729 2025 Golden Crappies Act One
But, you know, I didn't realize that he had given everybody else a cane. I thought he was just giving it to me, like, you know, focusing on me.
Watch What Crappens
#2729 2025 Golden Crappies Act One
Well, I mean, Craig has a history of pathological life.
Watch What Crappens
#2729 2025 Golden Crappies Act One
But, you know, I love him anyway. I do. I just don't pay any attention to what he says.
Watch What Crappens
#2729 2025 Golden Crappies Act One
I don't have my glasses. I can't see a fucking thing.
Watch What Crappens
#2729 2025 Golden Crappies Act One
No, I don't know who any of them are. Perfect.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
So Madison is like, well, why do you want to give, why did you want to give JT another chance? I think that hurt Austin's feelings. And by the way, listen, Austin, this whole thing with Austin, this like divorce, I think that you two were going through. I mean, what's, what are we going to do about it? Because like, I think that Austin loves you.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
I think you're more angry about it now and he's more sad. Yeah.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
It's like he's only had canned corn. He never had the real thing.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
He says it. So Madison is like, well, I do think that he's doing well, but like, well, I do too.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
I don't know. Cuddling at night like you used to. I know you punch betas. That's what betas do, right?
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
I mean, Sienna went to Africa. And then she was flying home. And then like after that, I don't hear anything. And then two days later, I'm like, hello? Like, why haven't I heard from her?
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
I'm a good little boy who misses his girlfriend.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
I'm a good little boy on ayahuasca.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
I've just been going through a lot and kind of needed space. And I was like, oh gosh, gosh, what does that mean?
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
But I can tell, you know, and Shep is like, yeah, but I can tell we both want to talk to each other.
Watch What Crappens
#2711 Southern Charm S10E08 Part One: Garshbitration
Well, how do you feel about JT, traitor? And she tells us, honestly, I'm still pissed off at Craig. Mainly because I just like being pissed off, especially at Craig. But I always expect loyalty out of a friendship.
Watch What Crappens
#2654 Southern Charm S10E02: Easterring The Pot
The Last Kingdom. Yeah. I am Uhtred.
Watch What Crappens
#2654 Southern Charm S10E02: Easterring The Pot
And she's like, well, I guess I'm going to organize this Easter dinner, Whitney.
Watch What Crappens
#2654 Southern Charm S10E02: Easterring The Pot
And Austin's like, Madison, she's going to like free. She's going to like free. That's bad shit. Bro.
Watch What Crappens
#2654 Southern Charm S10E02: Easterring The Pot
Told you so. Told you so, guys. Do I feel that this is a beautiful sense of vindication?
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
He's like, I know you did. Whatever. Whatever you guys, whatever you want to think.
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
She's like, they don't realize I know all their secrets.
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
so miss bad it's your first reunion she's like first and last by the way whoever did this set is genius i mean it's just just like my house fake antiques a painting in my house an aging peter pan probably gonna inherit most of the money i made wait a minute you forgot the rape you forgot in your will
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
Don't you have the dog crate that Randy sleeps in? That's usually right by that antique chair over there.
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
Well, you know, speaking of people who haven't been born yet, I just have Randy go to the hospital and take stem cells from fetuses that are on hold. And that's always really helped. So you never know. Craig could end up having a wife that I've already used to use in my gorgeous face.
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
Yeah, I can't believe this show even lasted. I think it would be like most of Whitney's career choices, you know, and be a flash in the pan. But here we are. I said, who'd be interested in this cast of reprobates and their misdeeds?
Watch What Crappens
#2791 Southern Charm S10E17: Okay, My TED Talk Is Over
But you know, they're mad at me because I'm not a career-oriented woman, which is just not true. I've always worked.