Money Guy Show
Episodes
Financial Advisors React to Financial Advice on YouTube!
29 Dec 2025
Contributed by Lukas
We are back with another react episode, breaking down content from some of our favorite financial YouTubers and creators. We react to content covering...
64% of Americans Are Stuck Here Financially (Are You?)
26 Dec 2025
Contributed by Lukas
Are you one of the 64% of Americans wandering through their financial life without a plan? We walk through each step of the Financial Order of Operati...
The Truth About Early Retirement: What You Need To Know
24 Dec 2025
Contributed by Lukas
'Tis the season! In this festive Q&A, we share our thoughts about early retirement, starting with insight for aspiring FIRE (Financial Independence, R...
How Couples Actually Talk About Money | Making a Millionaire
22 Dec 2025
Contributed by Lukas
Nathyn (29) and Indie (29) might have a positive net worth, but their fears leave them feeling negative about their money conversations. Indie worries...
The 5 Secrets We’ve Learned in 50 Years of Financial Planning
19 Dec 2025
Contributed by Lukas
After nearly 50 years of combined experience managing people's finances through market highs, lows, triumphs, and tragedies, we are pulling back the c...
How Does Your Generation Think About Money?
17 Dec 2025
Contributed by Lukas
We're taking a look at finance trends in how people think about money based on a survey from YouGov (spoiler: there are some optimists out there). We ...
Financial Advisors React to Funny Money Videos
15 Dec 2025
Contributed by Lukas
We are back with another hilarious react episode, breaking down some of the most interesting financial content circulating online. From fake finance T...
The Financial Rules Designed To Keep You BROKE
12 Dec 2025
Contributed by Lukas
We break down four popular financial rules that you might actually need to break to achieve true financial independence. From the myth of "buy low, s...
The Most Underrated Investment Account in 2026
10 Dec 2025
Contributed by Lukas
The Health Savings Account (or HSA) gives investors many great advantages, but the vast majority of Americans don't even have one. We'll walk you thro...
How to Build Wealth With A Negative Net Worth | Making a Millionaire
08 Dec 2025
Contributed by Lukas
Carl and Laurel are crushing it with nearly $200,000 in household income and have already paid off over $100,000 in student loans. But like many young...
How Much Debt Do Americans Have? (By Age AND By Type!)
05 Dec 2025
Contributed by Lukas
You've heard us say it before and you'll hear us say it again: debt is chainsaw dangerous. While debt can be a useful tool to achieve your financial g...
Do THIS to Fix Your Finances in 2026
03 Dec 2025
Contributed by Lukas
Your net worth is one of the most important numbers to understand your financial picture. We're not talking back of the napkin math, we are talking ab...
Financial Advisors React to INSANE Money Clips
01 Dec 2025
Contributed by Lukas
We've got a rapid-fire, laugh-out-loud reaction to the wild money moves circulating online and a reminder that just because something sounds normal on...
The Truth About Building Wealth in Your 20s
28 Nov 2025
Contributed by Lukas
If you’re in your 20s and feel like you’re already behind, this episode is the reset you didn’t know you needed. We reveal the biggest mindset s...
The #1 Financial Fear Plaguing Gen X & Gen Z (& How to Beat It)
26 Nov 2025
Contributed by Lukas
We've got new data that shows Gen X and Gen Z might be more similar than you think, especially when it comes to their financial fears. 54% of teens fa...
How to Adapt When Your Income is Cut In Half | Making a Millionaire
24 Nov 2025
Contributed by Lukas
After a divorce cut her income in half, 45-year-old public defender Rachel joined us to reconfigure her financial life. Together, we unpack the low-i...
3 Signs Your Friends Are Secretly Broke (By Age)
21 Nov 2025
Contributed by Lukas
Your friends might look rich on social media, but what’s really happening behind the scenes? We walk through the visual, behavioral, and mindset sig...
Tax Updates You Can’t Afford to Miss
19 Nov 2025
Contributed by Lukas
The IRS just released the 2026 tax updates and they’re full of major changes that impact your retirement accounts, your deductions, and your long-te...
Financial Advisors React to Money Advice with Humphrey Yang
17 Nov 2025
Contributed by Lukas
Viral clips make big promises...so we brought Humphrey Yang to test them. We unpack the “drop to the 12% bracket” myth, rent vs buy math, why bein...
The Ultimate Money Rules: Simple Steps to Build Wealth Fast
14 Nov 2025
Contributed by Lukas
We’ve gathered decades of financial experience into one powerful episode. From student loans to investing, we share our most important rules of thum...
Experts Predict MASSIVE Stock Market Drop (Should You Sell?)
12 Nov 2025
Contributed by Lukas
Headlines are suggesting a market crash may be in store - should you be worried? We walk through what you can control (FOO, diversification, and dolla...
How She Built $380k by 38 (Without a Six-Figure Job) | Making a Millionaire
10 Nov 2025
Contributed by Lukas
Rachel, a single mom and tech writer from Colorado, joins us to ask the question so many of us wrestle with, "Am I doing enough? " Together, we unpack...
Are You Richer Than Your Friends? (2025 Edition)
07 Nov 2025
Contributed by Lukas
Are you ahead, behind, or right where you’re supposed to be? We break down brand-new survey data (Average American vs. Financial Mutant vs. Abound c...
The Median Net Worth In America Is…
05 Nov 2025
Contributed by Lukas
The median net worth in America is surprising, but what does that really mean for your financial future? We break down what this number reveals about ...
Confronting Humphrey Yang About ‘Diary of a CEO’ | Financial Advisors React
03 Nov 2025
Contributed by Lukas
What happens when we react with Humphrey Yang to his appearance on Diary of a CEO? We dive into the truth about crypto hype, passive vs. active invest...
The Truth About Building Wealth in Your 30s
31 Oct 2025
Contributed by Lukas
Your 30s are full of change (new jobs, family growth, and rising expenses) but they’re also packed with potential. We unpack the best financial stra...
Americans Are Saving At An All-Time High! Are You Keeping Up?
29 Oct 2025
Contributed by Lukas
Great News: savings are at an all-time high! We dive into Vanguard's How America Saves 2025 report and reveal why more Americans than ever are contrib...
Is $2M Enough to Retire at 40? | Making a Millionaire
27 Oct 2025
Contributed by Lukas
Emily and Kenji grew up with very little and now (at 34 and 36) they’ve built a $2M net worth and a plan to be work-optional by 40. We pressure-test...
How to Be Wealthy in Your 20s, 30s, 40s, and 50s
24 Oct 2025
Contributed by Lukas
Wealth isn’t just about money - it’s about time, freedom, and fulfillment. We walk you through what it really means to be wealthy in your 20s, 30s...
How 595,000 People Reached MILLIONAIRE Status (And How You Can Too)
22 Oct 2025
Contributed by Lukas
More than half a million new 401(k) millionaires were created this year...you can be next. We unpack why the 401(k) is still the #1 path to wealth, th...
Financial Advisors React to Financial Advice on YouTube!
20 Oct 2025
Contributed by Lukas
Real money talk - student loans, $600 car payments, and the trap of “saving” without investing. We react to YouTube advice about how simple choice...
10 Things to Do Before 2025 Ends
17 Oct 2025
Contributed by Lukas
Don’t wait for New Year’s resolutions to take control of your money. We reveal 10 essential moves to make before 2025 ends - from maxing your empl...
How Humphrey Yang Built His Wealth
15 Oct 2025
Contributed by Lukas
Humphrey Yang is an amazing personal finance creator with tens of millions of followers and he joins us for a Q&A livestream! We start by learning whe...
This 22-Year-Old Needs a Reality Check… | Making a Millionaire
13 Oct 2025
Contributed by Lukas
What does it really take to hit a million-dollar net worth by 30? We sit down with 22-year-old filmmaker Cyrus, who’s built an impressive foundation...
What Makes a Financial Mutant? The Survey Results Are In!
10 Oct 2025
Contributed by Lukas
We break down exclusive data from 25,000+ of our listeners who shared their real financial lives - from income and net worth to mindset and money habi...
Why $250k is Halfway to $1 Million
08 Oct 2025
Contributed by Lukas
No - it's not bad math. You might be closer to your goals than you think. We're using compound interest to blow your mind about your path to $1M (or a...
Financial Advisors React to GOOFY Financial Advice
06 Oct 2025
Contributed by Lukas
Not all financial advice online is created equal. We react to some of the internet’s worst money tips, from shady down payment tricks to risky ‘ne...
Top 10 Mind-Blowing Money Stats (2025)
03 Oct 2025
Contributed by Lukas
Money in 2025 looks different than you think. We break down 10 shocking stats (from the rise of Buy Now, Pay Later debt to why the average first-time ...
How Student Loans Are Crippling Americans (& What They’re Doing About It)
01 Oct 2025
Contributed by Lukas
Student loans are reshaping education and your first decade of adulthood. We share how to lower the cost of a degree (scholarships, test prep, communi...
The Truth About $250,000 Saved by 42 | Making a Millionaire
29 Sep 2025
Contributed by Lukas
They didn’t start early, but they did start. In this candid conversation, we unpack how a couple in their 40s paid off debt, now saves ~30% (maxing ...
Our Top 10 Home Buying Tips for 2025
26 Sep 2025
Contributed by Lukas
Buying a home is not easy in 2025. We share practical tips to keep you grounded throughout the process. From building a dynamite team to guide you thr...
What You NEED To Know About The Fed Meeting
24 Sep 2025
Contributed by Lukas
The Federal Reserve just cut interest rates, but what does that really mean for you? We break down how the decision could impact investors, homebuyers...
Financial Advisors React To INSANE Dave Ramsey Calls!
22 Sep 2025
Contributed by Lukas
That's right - we are BACK with another edition of Financial Advisors React! We're going to hear some interesting calls into Ramsey Studios - from ou...
How to Master Your Money in 9 Steps
19 Sep 2025
Contributed by Lukas
Building wealth is simple when you know what to do - and when. We walk through the Financial Order of Operations, our nine-step, next-dollar plan that...
This One Expense Is Breaking People’s Retirement
17 Sep 2025
Contributed by Lukas
Fidelity released their 24th annual Retiree Health Care Cost Estimate, which revealed that a 65-year-old retiring in 2025 can expect to spend an avera...
This Real Estate Nightmare Could Derail Their Financial Freedom
15 Sep 2025
Contributed by Lukas
At 27, Luke and Hannah are ahead of the curve with a $200K net worth. But after selling their first home and buying both a new house and a rental, rea...
Master Your Finances In 35 Minutes
12 Sep 2025
Contributed by Lukas
Debt isn’t always the enemy, but it is chainsaw-dangerous. We walk you from beginner to mastery with the exact guardrails for cars, college, and hou...
The Biggest Financial Problem For Americans Is...
10 Sep 2025
Contributed by Lukas
What is the biggest financial problem facing Americans today? While everyone has their opinions, we're covering the latest survey data from Gallup! Fr...
Financial Advisors React To Money YouTubers (Part 4)
08 Sep 2025
Contributed by Lukas
We're back reacting to some of our FAVORITE financial advice on YouTube. From Erin Talks Money to Humphrey Yang to the Internet's favorite dog (?), we...
We asked 1,000 millionaires how they got rich. Here’s what they said.
05 Sep 2025
Contributed by Lukas
We unpack what the wealthy actually do with their money - backed by our Abound Wealth client survey. You’ll learn their net worth, their education, ...
Are You Beating the Average American? The 2025 Financial Mutant Survey
03 Sep 2025
Contributed by Lukas
Are you doing better than the average American and should that even be the benchmark? We discuss the median American’s financial assets by age, ans...
What It’s REALLY Like to Build Wealth in the Military | Making a Millionaire
01 Sep 2025
Contributed by Lukas
Fifteen years ago, they were $35,000 in debt and struggling to make minimum payments. Today, before turning 40, they have a $4 million net worth and a...
X% of Americans Will NEVER Retire… featuring Erin Talks Money!
29 Aug 2025
Contributed by Lukas
Nearly 70% of Americans believe they’ll never retire, but you don’t have to be one of them. We sit down with Erin from Erin Talks Money to break d...
Can You Still Buy a Home in 2025? | Ask Money Guy
27 Aug 2025
Contributed by Lukas
Mortgage rates are high, housing is expensive, and many Americans feel stuck with payments that stretch their budgets. We unpack your options: from le...
Reacting to Viral Money Clips with Erin Talks Money
25 Aug 2025
Contributed by Lukas
Brian and Bo team up with special guest Erin from Erin Talks Money for a special reaction episode. From Roth IRA debates to the “poor rich” trap, ...
The Best Financial Strategies by Income, from Financial Advisors
22 Aug 2025
Contributed by Lukas
Does wealth building look the same at $40K as it does at $300K? We walk through how to optimize your money at every income level - from stretching eve...
Are You Middle Class In Your State? (And Why It Doesn’t Matter)
20 Aug 2025
Contributed by Lukas
What does it take to be “middle class” in your state? From Mississippi’s $49K to Maryland’s $90K, the income range might surprise you. But her...
The Truth About Starting Over in Your 40s | Making a Millionaire
18 Aug 2025
Contributed by Lukas
Shelby and Dustin have been married for just a year, but they’re already tackling some of life’s biggest financial challenges together. From payin...
Can You Really Become a Millionaire in 10 Years?
15 Aug 2025
Contributed by Lukas
Tired of hearing how easy it is to become a millionaire? Us too. We examine 5 trendy get-rich-quick strategies (from hot stocks and real estate to ent...
BIG Changes Are Coming To Your 401(k) - What You Need To Know
13 Aug 2025
Contributed by Lukas
A new executive order could open up 401(k) plans to alternative investments like private equity, real estate, and cryptocurrency. We unpack what’s r...
Financial Advisors React featuring Graham Stephan
11 Aug 2025
Contributed by Lukas
We welcome Graham Stephan for a high-energy round of internet money reacts. From “you can’t save your way to wealth” hot takes to high-risk cryp...
Why Even High-Income Earners Still Feel Broke
08 Aug 2025
Contributed by Lukas
Think making $150,000 a year means you're set for life? Think again. In this episode, we break down five critical mistakes high-income earners make (f...
Is $100K Enough Anymore? The Truth in 2025
06 Aug 2025
Contributed by Lukas
Six figures used to mean you’d “made it.” But in 2025, many Americans feel like $100K just doesn’t go as far. We break down nation...
From $100K in Debt to $550K Net Worth | Making a Millionaire
04 Aug 2025
Contributed by Lukas
Chelsea had six figures of credit card debt. Lucas struggled with financial anxiety and underspending. Together, they built a net worth over $500K by ...
Are You On Track to Become a Multi-Millionaire? (2025 Edition)
01 Aug 2025
Contributed by Lukas
What does real financial progress look like? In this episode, we break down the 7 key milestones on the road to financial independence from reaching a...
How Much Do You Need to Retire (By State)?
30 Jul 2025
Contributed by Lukas
How much do you actually need to retire? It turns out, the answer varies drastically depending on where you live. We break down retirement costs by st...
Financial Advisors React To Crazy Money Scenes From TV Shows
28 Jul 2025
Contributed by Lukas
Laugh and learn as we react to the most iconic TV scenes about money. From Michael Scott’s budget disaster to wild misconceptions about tax write-of...
The 5 Things You NEED to Know About In The One Big Beautiful Bill
25 Jul 2025
Contributed by Lukas
Big tax changes became law and they affect everyone. We break down the five biggest areas your finances may be impacted by the "One Big Beautiful Bill...
Brian Paid Off His Mortgage - Here’s What He Learned
23 Jul 2025
Contributed by Lukas
Should you pay off your mortgage or invest the money instead? We break down a powerful case study comparing two 30-year-olds with the same mortgage - ...
Should You Chase Your Dream or Play It Safe? | Making a Millionaire
21 Jul 2025
Contributed by Lukas
Colin saved like a maniac in his 20s, building a $200,000 net worth by 28, but then literally analyzed himself out of a job. Now he’s deciding if he...
The 5 Worst Market Crashes of All Time (And What We Learned)
18 Jul 2025
Contributed by Lukas
Markets have always crashed, from the 1929 Wall Street collapse to the COVID crash of 2020. What matters is how you react. Brian and Bo unpack the 5 w...
3 Ways to Make Your Kid a Multi-Millionaire
16 Jul 2025
Contributed by Lukas
Want your kids to live like millionaires without sacrificing your own financial future? We break down three powerful ways to set up your children for ...
Financial Advisors React to Money YouTubers (Part 3)
14 Jul 2025
Contributed by Lukas
In this episode, we explore the biggest money mistakes most people make - from lending to family to buying flashy cars. We also dive into whether buyi...
The Truth About Dave Ramsey’s 7 Baby Steps
11 Jul 2025
Contributed by Lukas
Dave Ramsey’s Baby Steps have helped countless people get out of debt and start saving, but are they still the best way to build long-term wealth? ...
This Will Change How You See MONEY…
09 Jul 2025
Contributed by Lukas
We’re launching a game-changing (and free!) compound interest calculator to help you see exactly how your money grows. From hitting your first $100K...
Her Finances Need a TOTAL Reset… | Making a Millionaire
07 Jul 2025
Contributed by Lukas
Megan has an ultra-aggressive savings rate, yet she’s overwhelmed, losing sleep, and worried she’s doing it all wrong. We show her how to simplify...
How To Build a Financial Plan (By Age)
04 Jul 2025
Contributed by Lukas
Most people know they should have a financial plan, but what should that plan actually look like? We break down a personalized financial strategy for ...
Home Prices Are Being SLASHED (What You Need to Know)
02 Jul 2025
Contributed by Lukas
Home prices are falling in many cities, inventories are rising, but interest rates remain high. We break down what it all means for first-time buyers,...
Financial Advisors React To WILD Money Advice On YouTube
30 Jun 2025
Contributed by Lukas
We’re reacting to the internet’s worst financial advice - from flipping mobile homes to buying luxury cars you can’t afford. We break down why t...
The Science Behind Building Wealth
27 Jun 2025
Contributed by Lukas
Building wealth doesn’t have to feel like cracking a secret code. We unpack the three key sciences behind wealth building (behavioral, financial, an...
6 Questions to Know If You're Ready for Financial Independence
25 Jun 2025
Contributed by Lukas
Are you really ready to be financially independent? We share six powerful questions that help you zoom out and reflect on your life’s purpose, goals...
Laid Off at 51: Are We Ready to Retire? | Making a Millionaire
23 Jun 2025
Contributed by Lukas
This week’s Making a Millionaire features Chris & Heather - a couple in their early 50s who thought they had more time to plan for retirement until ...
3 Phases of Wealth Building by Age (Where Are You?)
20 Jun 2025
Contributed by Lukas
Are you focused on the right part of your financial journey? In this episode, we break down the three phases of wealth - Make, Maintain, and Multiply ...
We HATE This New Money Trend…
18 Jun 2025
Contributed by Lukas
Buy Now, Pay Later is everywhere, but is it helping or hurting your finances? We uncover the dangerous reality behind BNPL services, how they encourag...
The Internet Got It Right? Money Advice We Actually Agree With
16 Jun 2025
Contributed by Lukas
We’re reacting to viral money advice from some of our favorite YouTubers. We'll help you separate hype from wisdom. From Roth IRAs to compound inter...
The 3 Tools That Actually Build Wealth
13 Jun 2025
Contributed by Lukas
There’s no secret to building wealth - it’s all about using the right tools. We reveal the three essential ingredients of financial success: disci...
What You Need to Know About the New Tax Bill
11 Jun 2025
Contributed by Lukas
A potential tax overhaul is on the horizon so we’re breaking down what it could mean for your finances. From deductions to credits and everything in...
Young Couple Saving for Future Family Over Themselves | Making a Millionaire
09 Jun 2025
Contributed by Lukas
Daniel and Lindsay (25) recently relocated to Boston. With a net worth over $240K, they’re off to a strong start...but they’ve also made a few FOO...
How to Beat Wall Street (It's Easier Than You Think)
06 Jun 2025
Contributed by Lukas
Think you're a savvy investor? The data says you might not be. We expose why average (and even professional) investors underperform the market, dissec...
How Much Home Can You Really Afford in 2025?
04 Jun 2025
Contributed by Lukas
With housing affordability reaching historic lows, how can the average American afford a home in 2025? We explore state-by-state income data, explain ...
Financial Advisors React to BONKERS Financial Advice
02 Jun 2025
Contributed by Lukas
We react to some of the most extreme financial advice circulating online - from street hustles and scratch-offs to anti-debt rants and luxury car nego...
7 Cash Flow Milestones Worth Celebrating
30 May 2025
Contributed by Lukas
Discover the seven cash flow milestones that prove you’re making real progress, even if you're not a millionaire yet. From becoming cash flow positi...
How to Reduce Your Money Stress
28 May 2025
Contributed by Lukas
78% of people think this helps reduce your financial stress. See if we agree and how we're helping relieve your money stress. After that, we're taking...
Can This Family of 6 Survive the Messy Middle? | Making a Millionaire
26 May 2025
Contributed by Lukas
Kaitlyn and Aaron’s story is a testament to what’s possible when you get serious about money. We discuss their journey through debt, family respon...
The Dark Side of Saving: 4 Signs You’ve Gone Too Far
23 May 2025
Contributed by Lukas
Are you unknowingly sabotaging your present for the sake of your financial future? We reveal the four warning signs you might be saving too much - fro...
X% of Americans Over 50 Have NOTHING Saved…
21 May 2025
Contributed by Lukas
What happens if you turn 50 and haven’t saved a dime? We break down how to turn things around with tools like catch-up contributions, Social Securit...
Financial Confessions: The Money Mistakes You’ll Never Forget
19 May 2025
Contributed by Lukas
You (the financial mutants) submitted your most jaw-dropping, hilarious, and painful financial confessions - and we’re unpacking them all. From unde...
Are You Saving Enough? 401(k) Balances by Age Revealed!
16 May 2025
Contributed by Lukas
Curious how your 401(k) stacks up? Our annual break down is back with the latest Fidelity data on average 401(k) balances by age and how to use your 2...
The Hidden Wealth Tool No One's Talking About
14 May 2025
Contributed by Lukas
A new retirement savings tool is here - and most people don’t even know about it. We explain how auto-IRA programs are helping workers build wealth ...
From Debt and Grief to Financial Freedom | Making a Millionaire
12 May 2025
Contributed by Lukas
Rick and Lori may have a $4.5 million net worth, but fear and financial trauma linger as they enter retirement. In this powerful episode, they open u...