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Are You Garbage? Comedy Podcast

Loan Sharks w/ Kippy & Foley!

Mon, 13 Jan 2025

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Are You Garbage is back with Kippy and Foley for a family episode to answer your garbage questions from Patreon. It's a fun one! Thanks for watching AYG Comedy Podcast. Love youse guys. Come to a live show! Live Shows: https://punchup.live/areyougarbage/tickets PATREON: https://www.patreon.com/AreYouGarbage MERCH: https://areyougarbage.com/ BetterHelp: ARE YOU GARBAGE is sponsored by BetterHelp. Visit https://betterhelp.com/GARBAGE Blue Chew: Make life easier by getting harder and discover your options at https://bluechew.com Factor: Eat smart with Factor. Get started at https://FACTORMEALS.com/garbage50off and use code garbage50off to get 50% off your first box plus free shipping. Draft Kings: Support the show by downloading the DraftKings Sportsbook App and using the code AYG. If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL/IN/LA/MI/NJ/PA/WV/WY), 1-800-NEXT STEP (AZ), 1-800-522-4700 (CO/NH), 888-789-7777/visit http://ccpg.org/chat (CT), 1-800-BETS OFF (IA), 877-8-HOPENY/text HOPENY (467369) (NY), visit OPGR.org (OR), call/text TN REDLINE 1-800-889-9789 (TN), or 1-888-532-3500 (VA).   21+ (18+ NH/WY). Physically present in AZ/CO/CT/IL/IN/IA/LA(select parishes)/MI/NH/NJ/ NY/OR/PA/TN/VA/WV/WY only. New customer offer void in NH/OR/ONT-CA. $200 in Free bets: New customers only. Valid 1 per new customer. Min. $5 deposit. Min $5 wager. $200 issued as eight (8) $25 free bets. Ends 9/19/22 @ 8pm. Early Win: 1 Early Win Token issued per eligible game. Opt in req. Token expires at start of eligible game. Min moneyline bet $1. Wagering limits apply. Wagers placed on both sides of moneyline will void bet. Ends 1/8/23 @ 8pm ET. See terms at sportsbook dot draftkings dot com slash football terms. Comedians H. Foley and Kevin Ryan are self proclaimed GARBAGE. Each week a new stand up comedian gets put to the test. Steal shampoo from hotels? Own a George Foreman Grill? Ever worn JNCO Jeans? Learn more about your ad choices. Visit megaphone.fm/adchoices

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Transcription

Chapter 1: What is the concept of Are You Garbage?

0.209 - 23.807 H. Foley

Welcome to another exciting edition of Are You Garbage? The show where you find out if your favorite comedians are classy individuals or absolute trash. Now, here are your hosts, Kevin Ryan and H. Foley. Hey, everybody out there, and welcome back to everybody's favorite podcast.

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Chapter 2: How do Kippy and Foley introduce themselves?

24.087 - 30.252 Kevin Ryan

This is Are You Garbage? You know it. It's that little show where you sit down with your favorite comedians, and we finally have the group to be classy.

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30.312 - 38.598 H. Foley

Yeah. Or to just a big old piece of trash. Garbage. I'm your host, Dave Trolley, coming at you on a beautiful day. We're out back here at Tootie's in the new edition.

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38.658 - 53.809 Kevin Ryan

She's outside waxing up the Lumina. Okay. Getting it ready for the week for Kippy. All right. I respect that. Got a baby oil out there on that driveway. Call that the Diddy Special. Got some Last Palm Hero over there on the old Patreon. My co-host is coming at you from across the table.

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54.149 - 60.534 H. Foley

He is the CEO of Are You Garbage? He is an international businessman. He's my best pal in the whole wide world.

0

60.854 - 75.346 Kevin Ryan

Give it up for KJ, Kevin, James, Ryan, everybody. What up, gang? Shout out to you. Thanks for tuning in. As always, please make sure you rate, view, subscribe on iTunes. Full video available on YouTube. And also now on Spotify. Go over there. You can leave a look.

75.366 - 75.926 H. Foley

How about that, huh?

75.946 - 92.581 Kevin Ryan

You get a full video available on Spotify. You comment. You do your little rate review over there. Let's get those numbers juicing. Let's get a bag. They do all that over there? They do rate and reviews and comments and stuff? Yeah. No kidding. Uh-huh. These guys are pretty good. Uh-huh. Uh-huh. Uh-huh. Then obviously the greatest website of all time, www.patreon.com. Slash all your garbage.

92.601 - 113.552 Kevin Ryan

You go over there. You get all. Oh, that bonus content, gang. I'm talking about four years of bonus episodes and hard feelings. Oh, you get it. You sign up right now. You get all that backlog. That's a lot. Also, for the listener, Foley just took out his in before we started and put it right in his pocket. They drive very quickly. That's insane behavior. That's insane behavior?

113.632 - 115.634 H. Foley

I'd rather have you throw it on the ground. I'll show you insane behavior.

Chapter 3: What funny stories do they share about borrowing money?

1593.555 - 1594.556 H. Foley

You had to chase me.

0

1595.816 - 1615.999 Kevin Ryan

When I get paid. When I get paid. When I get paid. Tell my check kids. I would always make the effort to make the payment when I felt like the charm of it was wearing off with the person. What do you mean? Have you ever paid and then asked for more money? Like two days later. Like knowing that you're going to need that $100 back. Hey, man, here's the $100 I owe you.

0

1616.319 - 1618.14 Kevin Ryan

And then like 48 hours later, you're like, let me borrow $250.

0

1618.78 - 1626.125 H. Foley

No, but I was such a dirtbag, I would test the waters a little bit to see if somebody was... I don't want to say Mark.

0

1626.425 - 1656.629 Kevin Ryan

Mark is too negative of a term. In your head, that guy's a walking dollar sign to you. You're not- Slightly, but not- You know, listen. You're a master manipulator and master baiter. You know. Listen, there's people you call for cash and people you don't call for cash. It's just- Yeah. That's what it is. It's just more so- That's what we're talking about. More so if I knew they would play ball.

1657.25 - 1667.527 Kevin Ryan

So I would maybe take out a small loan, okay? This is when I was working on the Upper East Side. I was friends with a couple of bartenders. These guys made a lot of cash.

1668.715 - 1677.498 H. Foley

And that was kind of the society a little bit. People were borrowing off each other. But they were all paying each other back.

1677.538 - 1696.204 Kevin Ryan

And they were usually pretty big sums. They usually had a lot to do with gambling. Sure. But if I knew. Here, I'll ask you for nine bucks. Let me get nine bucks and a light. Book of matches. Put this on the Jets. Sure. I would sometimes try a couple hundred. Hey, can I borrow a couple hundred?

1697.307 - 1711.259 Kevin Ryan

Not really needing it, but with the intent of making sure that I gave that back to them right away so then I could come in and get a big, you know, I need a grand. That was good for the 250. My credit's good with you.

Chapter 4: How do Kippy and Foley handle their finances?

1716.543 - 1745.246 Kevin Ryan

And then if I didn't pay that back and I would sense that they would start being like, you know, this isn't funny anymore, I'd get it to them real quick. I'd figure it out. Sure. Usually go to Peter. I had a... One kid I would borrow. A friend of mine. We're jammed up. You know, we're teenagers, whatever, 18, 20, whatever. Jammed up. Get a job. And I just spend it. It's just like this.

0

1745.266 - 1748.889 Kevin Ryan

It just comes out of my fingers. It's like trying to hold water to me.

0

1749.329 - 1777.502 Kevin Ryan

i can't do it i can't it just slips away i know kids now it just slips away i know kids now my you know some some some family younger generation that have thousands of dollars in their savings account or whatever i remember my one boy his grandparents died and he got 10 grand no not even i'm just saying we threw that in his face You got 10 grand, jerk. I mean, I'm in a poor line over here.

0

1777.522 - 1778.682 Kevin Ryan

You're sitting there with 10 grand?

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1778.722 - 1779.503 H. Foley

I don't feel like these kids.

1779.523 - 1801.528 Kevin Ryan

What the fuck am I buying your beers for? I mean, it was crazy. We still throw it in his face. Shout out to you. You know who you are. Our one buddy whose dad had passed away years before. He moved to our town because his dad had passed away. Dad had this crazy job. Hold on. I remember bragging to my mom that he had 10 grand. I go, he's got 10 grand.

1803.648 - 1807.549 Kevin Ryan

So don't write him out to him next time he's here. Show a little goddamn respect.

1807.589 - 1809.85 H. Foley

He wants an extra slice of meatloaf. You gave it to him.

1810.33 - 1813.071 Kevin Ryan

He could buy and sell you, you dumb bro.

Chapter 5: What are the challenges of borrowing and lending money?

1921.311 - 1925.352 Dave Trolley

Yeah, but your brother's doing well now. He understands. What do you mean?

0

1925.693 - 1942.077 Kevin Ryan

He was doing it in 2004. They weren't doing that shit in the 80s. Give me 50%. I'll put it in the fucking... I know my brother when he was a kid was smart enough to do it on his own. Yeah, some people are. I didn't. No one in my crew. I was that pig in the straw house. What? You know the three pigs? Right?

0

1942.478 - 1943.919 Dave Trolley

Yeah, you didn't have the patient for the bricks.

0

1944.841 - 1972.038 Kevin Ryan

Not bad. Or the money. Let's build this place and get some hookers over here. I just came across 200 cash. I remember we were so like... The wolf was a drug dealer. He can blow his ass down, dog. Buddy, we're blowing all night long. Come on. The bathroom's to the left. Yeah, I just never had that mentality. Dude, I remember one summer... I still don't. We were down the shore a bunch.

0

1972.098 - 1988.187 Kevin Ryan

Pat was working at a parking lot. He was selling like, yeah, you pull in, you pay him the 15 bucks or whatever, and he would get cash every day. He'd get paid in cash. You couldn't tell a shit. That's just an influx of cash into the crew.

1988.367 - 1988.988 H. Foley

Organization.

1989.008 - 2009.377 Kevin Ryan

With a guy who's bad with money. You know what I mean? So it's like, he's like heaters. If I'm stretched out till Friday, you know what I mean? If I only got like fucking 25 bucks for two days down the shore. This kid's like, I'll just go to work. I'll come back with fucking $60. That's beers, heaters, and hot dogs. And you're $26 minus your chicken parms and fucking hoogies.

2009.557 - 2010.557 H. Foley

That's $0.87.

2014.079 - 2014.439 Kevin Ryan

Man.

Chapter 6: How do they compare their past financial struggles?

2574.706 - 2595.839 Kevin Ryan

I thought you were just drilling a hole and then you fucking cork it or whatever. I thought you had to buy that. I thought you bought cork bats. I don't need to do it yourself. How do you cover up the hole in the bottom? No, it's at the top. You cork the top of the bat, don't you? No, you cork the base where the thick part is. Yeah, it's the top of the bat. The bottom of the bat you hold. Yeah?

0

2596.42 - 2598.989 Kevin Ryan

That's what you think the top is? What?

0

2599.389 - 2605.473 H. Foley

The top of the bat to me is what you hold. That's the top of the bat. In my head. No.

0

2605.653 - 2634.968 Kevin Ryan

And the bottom is what hits the ball. No. Huh. What are you, living on the moon? I mean, that's just. Because if I put a bat, if I stand the bat up, I'm standing it up. Upside down. No. Not to me. That's right side up. Like, what's the top of that guitar? So you're classifying as the top of it because that's what it stands on. Because that's the top part of it. What's the top of that chair?

0

2635.769 - 2651.166 Kevin Ryan

The fucking headrest. But why? It's sitting on the base there. With that logic. You're saying it's the top because it stands up. Yeah. Yeah, that chair is standing up. Yeah, and the top is fucking up there. Up the top, the back of it. Am I nuts?

2651.466 - 2652.828 Dave Trolley

Well, how are you supposed to hold the bat?

2653.229 - 2653.829 Kevin Ryan

Hold it like that.

2653.929 - 2655.832 Dave Trolley

Exactly. So what's the bottom when you're holding it?

2657.765 - 2663.607 Kevin Ryan

He's up there, the thing you hit with. That's the top of the bat is the top. What are we talking about here? That's insane to me.

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