Neer Sharma

Yeah, that's a really good point. And I think part of the motivation for doing it is trying to alter behavior, which makes it way harder to do. And I think one thing I was thinking about, which is semi-related, was I was thinking about Apple Pay. and how Apple Pay is very much the way that I'm making a lot of these purchases.

And I was thinking about Opal, the app that is about reducing screen time and stuff. I was thinking about what does an Opal look like for making payments with your iPhone? Because on the iPhone, you know, you're tracking like all of the payments you're making with Apple Pay. You know, is there a way of just accumulate, like consolidating all the data

And I was thinking about Opal, the app that is about reducing screen time and stuff. I was thinking about what does an Opal look like for making payments with your iPhone? Because on the iPhone, you know, you're tracking like all of the payments you're making with Apple Pay. You know, is there a way of just accumulate, like consolidating all the data

And I was thinking about Opal, the app that is about reducing screen time and stuff. I was thinking about what does an Opal look like for making payments with your iPhone? Because on the iPhone, you know, you're tracking like all of the payments you're making with Apple Pay. You know, is there a way of just accumulate, like consolidating all the data

And even just doing things like, are you sure you want to make that purchase? Or can you set a hard limit on your Apple Pay? Like, you know, I just want to have a £10 budget. You know, I don't want to spend more than £10 with Apple Pay on like thoughtless purchases. So set that hard limit. And then when you hit that limit,

And even just doing things like, are you sure you want to make that purchase? Or can you set a hard limit on your Apple Pay? Like, you know, I just want to have a £10 budget. You know, I don't want to spend more than £10 with Apple Pay on like thoughtless purchases. So set that hard limit. And then when you hit that limit,

And even just doing things like, are you sure you want to make that purchase? Or can you set a hard limit on your Apple Pay? Like, you know, I just want to have a £10 budget. You know, I don't want to spend more than £10 with Apple Pay on like thoughtless purchases. So set that hard limit. And then when you hit that limit,

There's like a notification being like, are you sure you want to make that purchase? Are you sure you want to make that purchase? Or take a minute to decide if you want to, which maybe is a little bit more, I wouldn't say necessarily downstream, but if there is that motivation to be like, hey, I want to...

There's like a notification being like, are you sure you want to make that purchase? Are you sure you want to make that purchase? Or take a minute to decide if you want to, which maybe is a little bit more, I wouldn't say necessarily downstream, but if there is that motivation to be like, hey, I want to...

There's like a notification being like, are you sure you want to make that purchase? Are you sure you want to make that purchase? Or take a minute to decide if you want to, which maybe is a little bit more, I wouldn't say necessarily downstream, but if there is that motivation to be like, hey, I want to...

I want to control my spending, then, you know, you convert that high intention to an action, which is I'm going to set a daily budget. And then the app just continues to work in the background. Unlike the anti-spend app, which is every time you're about to make a purchase, you're swapping the app and adding, you know, the payments.

I want to control my spending, then, you know, you convert that high intention to an action, which is I'm going to set a daily budget. And then the app just continues to work in the background. Unlike the anti-spend app, which is every time you're about to make a purchase, you're swapping the app and adding, you know, the payments.

I want to control my spending, then, you know, you convert that high intention to an action, which is I'm going to set a daily budget. And then the app just continues to work in the background. Unlike the anti-spend app, which is every time you're about to make a purchase, you're swapping the app and adding, you know, the payments.

So I think there's maybe ways to make it a little bit less, yeah, a little bit less effort and more autopilot. Yeah.

So I think there's maybe ways to make it a little bit less, yeah, a little bit less effort and more autopilot. Yeah.

So I think there's maybe ways to make it a little bit less, yeah, a little bit less effort and more autopilot. Yeah.

Um, another idea, which again was related to it and going back to what we were discussing earlier, um, was, and this is not a really good business idea at all, but, um, I, uh, I was thinking about a, uh, if you did want to control your spending, like a Chrome extension that would basically show the true cost of the items on the checkout page. So the true cost of that, uh,

Um, another idea, which again was related to it and going back to what we were discussing earlier, um, was, and this is not a really good business idea at all, but, um, I, uh, I was thinking about a, uh, if you did want to control your spending, like a Chrome extension that would basically show the true cost of the items on the checkout page. So the true cost of that, uh,

Um, another idea, which again was related to it and going back to what we were discussing earlier, um, was, and this is not a really good business idea at all, but, um, I, uh, I was thinking about a, uh, if you did want to control your spending, like a Chrome extension that would basically show the true cost of the items on the checkout page. So the true cost of that, uh,

£10 sweater from Uniqlo is £10 invested in the S&P 500 over 30 years.