Neer Sharma

dopamine hit from being like, no, I'm not going to spend that 20 pounds. Instead, I'm going to save that 20 pounds by not spending it. And then what I'd really want to do from there is build up this balance of money that you haven't spent. And that is money that could, in theory, then be invested in an index tracker fund. And what is also interesting about this

dopamine hit from being like, no, I'm not going to spend that 20 pounds. Instead, I'm going to save that 20 pounds by not spending it. And then what I'd really want to do from there is build up this balance of money that you haven't spent. And that is money that could, in theory, then be invested in an index tracker fund. And what is also interesting about this

dopamine hit from being like, no, I'm not going to spend that 20 pounds. Instead, I'm going to save that 20 pounds by not spending it. And then what I'd really want to do from there is build up this balance of money that you haven't spent. And that is money that could, in theory, then be invested in an index tracker fund. And what is also interesting about this

is the cost of the pizza is not 20 pounds, right? The cost of the pizza is that 20 pounds invested in the S&P 500 over 30 years. So I think there is, again, this like, I think there's two things. One thing is a viral moment from just having how much money have you decided to not spend and how much is that money worth?

is the cost of the pizza is not 20 pounds, right? The cost of the pizza is that 20 pounds invested in the S&P 500 over 30 years. So I think there is, again, this like, I think there's two things. One thing is a viral moment from just having how much money have you decided to not spend and how much is that money worth?

is the cost of the pizza is not 20 pounds, right? The cost of the pizza is that 20 pounds invested in the S&P 500 over 30 years. So I think there is, again, this like, I think there's two things. One thing is a viral moment from just having how much money have you decided to not spend and how much is that money worth?

And secondly, from a monetization perspective, I'd really think about how do you create that link from the money you've saved to then money being actually invested in a Vanguard fund? Are there affiliate revenues that could be generated from being like lead gen for Vanguard or whoever else there is.

And secondly, from a monetization perspective, I'd really think about how do you create that link from the money you've saved to then money being actually invested in a Vanguard fund? Are there affiliate revenues that could be generated from being like lead gen for Vanguard or whoever else there is.

And secondly, from a monetization perspective, I'd really think about how do you create that link from the money you've saved to then money being actually invested in a Vanguard fund? Are there affiliate revenues that could be generated from being like lead gen for Vanguard or whoever else there is.

And I think just on top of that, I think there's a number of different movements that where anti-spend would actually be kind of interesting. So I think there's the fire movement, first of all. Secondly, I think there's like an environmental movement of people trying to actively consume less, spend less. So if you go on TikTok, there are people who do a lot of these no spend challenges.

And I think just on top of that, I think there's a number of different movements that where anti-spend would actually be kind of interesting. So I think there's the fire movement, first of all. Secondly, I think there's like an environmental movement of people trying to actively consume less, spend less. So if you go on TikTok, there are people who do a lot of these no spend challenges.

And I think just on top of that, I think there's a number of different movements that where anti-spend would actually be kind of interesting. So I think there's the fire movement, first of all. Secondly, I think there's like an environmental movement of people trying to actively consume less, spend less. So if you go on TikTok, there are people who do a lot of these no spend challenges.

So like, I'm not going to spend money on new clothes this week, or I'm not going to spend money on anything this week. So I think there is... this combination of people either trying to save money or trying to veer away from like excessive consumerism or just trying to protect the planet where actually something like this and tracking that behavior would maybe be kind of interesting.

So like, I'm not going to spend money on new clothes this week, or I'm not going to spend money on anything this week. So I think there is... this combination of people either trying to save money or trying to veer away from like excessive consumerism or just trying to protect the planet where actually something like this and tracking that behavior would maybe be kind of interesting.

So like, I'm not going to spend money on new clothes this week, or I'm not going to spend money on anything this week. So I think there is... this combination of people either trying to save money or trying to veer away from like excessive consumerism or just trying to protect the planet where actually something like this and tracking that behavior would maybe be kind of interesting.

But yeah, curious to get your thoughts.

But yeah, curious to get your thoughts.

But yeah, curious to get your thoughts.

Yeah, that's a really good point. And I think part of the motivation for doing it is trying to alter behavior, which makes it way harder to do. And I think one thing I was thinking about, which is semi-related, was I was thinking about Apple Pay. and how Apple Pay is very much the way that I'm making a lot of these purchases.

Yeah, that's a really good point. And I think part of the motivation for doing it is trying to alter behavior, which makes it way harder to do. And I think one thing I was thinking about, which is semi-related, was I was thinking about Apple Pay. and how Apple Pay is very much the way that I'm making a lot of these purchases.