Neer Sharma

And I think that, um, you know, I, I spent a lot of time in the, in the fire, like subreddits and the, there is something really interesting about that larger potential number, um, of investing into an index tracker fund that I don't think is really utilized that much.

And I think that, um, you know, I, I spent a lot of time in the, in the fire, like subreddits and the, there is something really interesting about that larger potential number, um, of investing into an index tracker fund that I don't think is really utilized that much.

And that's actually an idea, that principle inspired another idea of mine, which was anti-spend, which is the next idea on the list.

And that's actually an idea, that principle inspired another idea of mine, which was anti-spend, which is the next idea on the list.

And that's actually an idea, that principle inspired another idea of mine, which was anti-spend, which is the next idea on the list.

Okay, so anti-spend is an app that basically tracks the money you don't spend by being more thoughtful about your day-to-day spending. behavior. And the idea of it is again, um, this is something that I do. I'm generally a pretty cheap guy. Um, and there's always this mental maths that I, there's like mental maths game that I play with myself. You know, if I'm, Hey, if I make coffee today,

Okay, so anti-spend is an app that basically tracks the money you don't spend by being more thoughtful about your day-to-day spending. behavior. And the idea of it is again, um, this is something that I do. I'm generally a pretty cheap guy. Um, and there's always this mental maths that I, there's like mental maths game that I play with myself. You know, if I'm, Hey, if I make coffee today,

Okay, so anti-spend is an app that basically tracks the money you don't spend by being more thoughtful about your day-to-day spending. behavior. And the idea of it is again, um, this is something that I do. I'm generally a pretty cheap guy. Um, and there's always this mental maths that I, there's like mental maths game that I play with myself. You know, if I'm, Hey, if I make coffee today,

before I go out into town, instead of buying coffee from that cafe, I've saved myself like four pounds. And it's almost like girl math, but for a cheap guy. And I think what's really interesting is then, hey, if I invested that four pounds into the S&P 500 in 30 years time, that four pounds could be worth X pounds.

before I go out into town, instead of buying coffee from that cafe, I've saved myself like four pounds. And it's almost like girl math, but for a cheap guy. And I think what's really interesting is then, hey, if I invested that four pounds into the S&P 500 in 30 years time, that four pounds could be worth X pounds.

before I go out into town, instead of buying coffee from that cafe, I've saved myself like four pounds. And it's almost like girl math, but for a cheap guy. And I think what's really interesting is then, hey, if I invested that four pounds into the S&P 500 in 30 years time, that four pounds could be worth X pounds.

And I was just generally thinking, you know, there's a lot of, you know, there's, when we're making transactions, when we're making purchases, there's a lot of like thoughtless purchases, right? And a lot of these like instant dopamine hits. So one thing for me is when I get stressed, I... once a month, I'll just buy a pizza like from Uber Eats and it'll be terrible for me.

And I was just generally thinking, you know, there's a lot of, you know, there's, when we're making transactions, when we're making purchases, there's a lot of like thoughtless purchases, right? And a lot of these like instant dopamine hits. So one thing for me is when I get stressed, I... once a month, I'll just buy a pizza like from Uber Eats and it'll be terrible for me.

And I was just generally thinking, you know, there's a lot of, you know, there's, when we're making transactions, when we're making purchases, there's a lot of like thoughtless purchases, right? And a lot of these like instant dopamine hits. So one thing for me is when I get stressed, I... once a month, I'll just buy a pizza like from Uber Eats and it'll be terrible for me.

And it's like super expensive for what it is. It's like a shit pizza. And that dopamine hit from just pressing purchase is like, yeah, okay, that will do something for me. But really, it's just like a lot of money wasted for nothing. And usually those kinds of purchases are things that are not actually really good for me in the long run anyway.

And it's like super expensive for what it is. It's like a shit pizza. And that dopamine hit from just pressing purchase is like, yeah, okay, that will do something for me. But really, it's just like a lot of money wasted for nothing. And usually those kinds of purchases are things that are not actually really good for me in the long run anyway.

And it's like super expensive for what it is. It's like a shit pizza. And that dopamine hit from just pressing purchase is like, yeah, okay, that will do something for me. But really, it's just like a lot of money wasted for nothing. And usually those kinds of purchases are things that are not actually really good for me in the long run anyway.

So I think there's this like confluence of thoughtless purchases, usually resulting in something bad for me anyway, and that money could have been spent better. So what I really wanted to do is... can you create a dopamine hit from not spending money? So, you know, if I was on Uber Eats about to make that, you know, 20 pound pizza purchase, could I create an alternative

So I think there's this like confluence of thoughtless purchases, usually resulting in something bad for me anyway, and that money could have been spent better. So what I really wanted to do is... can you create a dopamine hit from not spending money? So, you know, if I was on Uber Eats about to make that, you know, 20 pound pizza purchase, could I create an alternative

So I think there's this like confluence of thoughtless purchases, usually resulting in something bad for me anyway, and that money could have been spent better. So what I really wanted to do is... can you create a dopamine hit from not spending money? So, you know, if I was on Uber Eats about to make that, you know, 20 pound pizza purchase, could I create an alternative