Joseph

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

Hey, how's it going? Good.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

Good. It's just a real privilege to be on the show. It's kind of surreal. So thank you very much. I feel very honored. Appreciate it.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

4159.706

Well, so I just recently started a job going on six months ago. I do enjoy my job, and my bosses are great. It's a good company. I mean, I think they really do right by their patience. Um, and the thing that trouble I'm having is I am making less than I was expecting when I started because I am on a pay per visit scale.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

4184.56

So my base salary is 73,000, but what I was initially told was on average, if I see a certain amount of patients a week, I would probably get around 85,000, but over my time working here, I haven't been seeing that, unfortunately. And it's not because it's not their fault, it's just external factors like patient cancellations and such.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

4211.886

Oh, sorry. I guess I should have mentioned that. I apologize. I'm a physical therapist.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

4232.795

Correct.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

4240.899

Yeah, I mean... About $85,000 is what I anticipated making.

The Ramsey Show

Getting Your House In Order Is The First Step To Financial Success

4263.386

There certainly are. I chose this particular setting just because I would work with the neuropopulation, and I liked what the company was about. But for me as well, I have a lot of student loan debt. Gotcha.