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The Ramsey Show

When Are You Going To Clean Up Your Financial Mess?

24 Apr 2025

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πŸ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan πŸ“± Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Rachel Cruze answer your questions and discuss: "My mother-in-law is threatening to sue us over a home they built on our property," "Should I pay to fix my car or have it voluntarily repossessed?" "My boyfriend left me after finding out I'm pregnant. How do I prepare my finances?" "My mom is being charged with federal embezzlement over an inheritance. What should we do?" "My partner has massive amounts of credit card and student loan debt," "We bought a business and it's now failing. What should we do?" "My fiancΓ© and I are getting married next week and are dealing with financial issues from the North Carolina floods." Next Steps: βœ… Help us make the show better by taking this short survey! πŸ“ž Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.Β  πŸ’΅ Start your free budget today. Download the EveryDollar app! 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today 🏘️ Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: πŸ›’ Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp πŸ“±Go to Boost Mobile to switch today! πŸ₯ Learn more about Christian Healthcare Ministries 🏑 Get started today with Churchill Mortgage πŸ”’ Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! πŸ₯— Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial πŸ’Έ To find out more about student loan refinancing, check out Laurel Road πŸ’» Visit NetSuite today to learn more πŸ—‚οΈ Use promo code RAMSEY for 18% off at The Nokbox πŸ’΅ Learn more about Timothy Plan πŸ› Get started with YRefy or call 844-2-RAMSEY πŸ” Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: πŸ’Έ The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’° George Kamel πŸͺ‘ Front Row Seat with Ken Coleman πŸ“ˆ EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Full Episode

6.115 - 40.965 Dave Ramsey

Brought to you by the EveryDollar app. Start budgeting for free today. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show. where we help people build wealth, do work that they love, and create actual amazing relationships. I'm Dave Ramsey, your host, Rachel Cruz, number one best-selling author, host of The Rachel Cruz Show, and co-host of Smart Money Happy Hour.

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41.566 - 50.812 Dave Ramsey

My daughter is my co-host today. Open phones at 888-825-5225. Jamie is in Tampa, Florida. Hi, Jamie. How are you?

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52.174 - 53.595 Jamie

I am doing good. How are you?

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53.835 - 55.616 Dave Ramsey

Better than I deserve. What's up?

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57.157 - 64.521 Jamie

Well, the basic question I have is what I should do with my mother-in-law's situation.

65.662 - 67.563 Dave Ramsey

Man, if I could answer that, I'd be rich.

69.123 - 91.042 Jamie

My in-laws gave us a piece of property in 2006. We couldn't afford to build on it at the time, so we saved. And we ended up building our house in 2012. After a couple of visits from my in-laws, they ended up asking us if they could build a small home on the back of our property.

92.802 - 93.942 Dave Ramsey

The property that they gave you?

94.762 - 95.182 Jamie

Correct.

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