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The Ramsey Show

Cut Debt out of Your Life! (Literally)

Tue, 25 Feb 2025

Description

๐Ÿ“ˆย Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony show answer your questions and discuss: "My husband is telling me to stay in my lane..." "How much should I spend on an engagement ring?" "Should I cut up my credit cards?" "How do I select a good SmartVestor Pro?" "Should I add an authorized user on my credit card?" "Should I help my birth family with money?" "How do I have hard money conversations with my parents?" Top Myths About Wills and Insuranceโ€”and Why Theyโ€™re False. Support Our Sponsors: ๐ŸŒฑ Get 10% off your first month of BetterHelp โ—Ž Get 10% off Byrna product bundles and more! ๐Ÿฅ Learn more about Christian Healthcare Ministries ๐Ÿก Get started today with Churchill Mortgage ๐Ÿ”’ Get 20% off when you join DeleteMe ๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle! ๐Ÿฅ— Save 15% on your first Field of Greens order with code RAMSEY โ›จ Find top Health Insurance Plans at Health Trust Financial ๐Ÿ’ธ To find out more about student loan refinancing, check out Laurel Road ๐Ÿ’ป Visit NetSuite today to learn more ๐Ÿ—‚๏ธ Use promo code RAMSEY for 18% off at The Nokbox ๐Ÿ’ต Learn more about Timothy Plan ๐Ÿ› Get started with YRefy or call 844-2-RAMSEY ๐Ÿ” Visit Zander Insurance for your free instant quote today! Next Steps ๐Ÿ“ฑย Watch the full episode for free in the Ramsey Network app. ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ๐Ÿ›’ Preorder Build a Business You Love Now at Ramsey Solutions ๐Ÿ’ผ Need help with your taxes? See who we trust. ๐Ÿ’ช Invest with confidence! Get tickets to Investing Essentials ๐Ÿ’ต Start your free budget today. Download the EveryDollar app! ๐ŸŽŸ๏ธ Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ๐ŸŽ™๏ธ The Ramsey Show ย  ๐Ÿง  The Dr. John Delony Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ก The Rachel Cruze Show ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿ’ฐ George Kamel ๐Ÿช‘ Front Row Seat with Ken Coleman ๐Ÿ“ˆ EntreLeadership Learn more about your ad choices.ย https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

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Transcription

Chapter 1: What is the main theme of this episode?

0.209 - 13.009 Dave Ramsey

Hey guys, Dave Ramsey here. Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour. It's happening soon, so don't wait. Get your tickets at ramseysolutions.com slash tour.

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28.663 - 50.739 George Kamel

From Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm George Campbell, joined by my friend Dr. John Deloney, number one best-selling author, and we're here to help you take the right next step for your life and your money. Give us a call at 888-825-5225. Sarah's up first in Dallas, Texas.

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50.759 - 51.64 George Kamel

How can we help, Sarah?

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53.541 - 54.341 Jenna (Caller from Rockford, Illinois)

Hi, how are you?

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54.482 - 56.283 George Kamel

We're doing great. What's going on?

56.523 - 81.482 Jenna (Caller from Rockford, Illinois)

Great. Well... So I am married, possibly separated from my spouse. Um, I stay at home and he is a breadwinner. I've raised our children and I am not allowed to see any of our financial information, bank accounts, credit cards, passwords, nothing like that.

82.003 - 82.443 George Kamel

Yikes.

82.943 - 93.154 Jenna (Caller from Rockford, Illinois)

Um, what do you mean you're not allowed? I know. He just says, that's how I was raised. I make the money. And he does have a lot of, he does very well.

93.174 - 102.199 George Kamel

I don't care if he makes a dollar or a million. It has no bearing on your involvement in knowing what's going on financially in the family.

Chapter 2: How do I deal with financial control in a marriage?

319.677 - 328.325 Dr. John Deloney

Sometimes they say, we're going to dig in and we're going to burn everything to the ground because this is a terrible deal. But that's their job is to fight for you.

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328.345 - 332.369 Jenna (Caller from Rockford, Illinois)

I think they can find cryptocurrency because I know that's so shady. It's such a weird.

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332.409 - 336.973 Dr. John Deloney

Dude, you're stepping over $100 bills to pick up nickels right now.

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338.195 - 338.375 Co-host/Producer

Mm-hmm.

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339.079 - 349.665 Dr. John Deloney

Like you're worried about the thread count on the beach towel you're going to wrap yourself up with if you swim to shore. Like let's get to shore first.

352.967 - 361.192 Jenna (Caller from Rockford, Illinois)

What about him hiding? I know he hides money with his business partners. They like swap hundreds of thousands of dollars and put it in each other's accounts.

362.593 - 365.315 Dr. John Deloney

Like I say, I mean, what do you want me to tell you?

368.602 - 388.607 George Kamel

I think this is you starting to realize how angry and resentful you are, living this life this whole time while he hid everything. But the truth is, like John's saying, it has no bearing. You have your agreement on what it says will happen, and that's what will happen if you take the agreement. And so he may have hidden money offshore. I have no idea. But it doesn't matter.

388.648 - 392.611 George Kamel

Right now, this is about you and your kids and your health and your safety.

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