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Farm4Profit Podcast

Farmers Say the Funniest Things: Listener Comments of 2024

Thu, 26 Dec 2024

Description

We kick things off with a laugh, featuring comments like “He was born with a 700 credit score and 2 payments left on a 2002 F250” from Just a Jackson Thing and “Lmfao he really just dissed all the parents who give their children iPads” about Tony Reed and Jackson. These witty takes remind us why we love our audience’s sense of humor.Shifting gears, we explore the wisdom shared in farming conversations, like one listener’s advice about getting married as a farmer: “You either marry your high school sweetheart, wait for a divorce, or hope a new teacher or nurse moves to town.” Or the hard-hitting reality of crop insurance debates: “In what world do farmers have 100% protection?”Some comments touch on personal farming challenges, like one listener sharing a scary incident with a sweep auger, and others highlight the importance of mental breaks, such as coffee groups: “It’s a mental break and social time for farmers who usually work alone.”We wrap things up with insights from episodes like Unlock Farm Success, where listeners appreciated practical advice like using QR codes in equipment, and a memorable roast from Farm Life and Laughs with Oh Sheep Shit, dubbed “the most unhinged episode I’ve watched.”Join us as we celebrate the community that keeps us motivated, entertained, and grounded. Whether you're here for laughs, learning, or lively debates, this episode has something for everyone! Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: [email protected]/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitConnect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/

Audio
Transcription

0.129 - 15.436 Tanner

My Coffee Group is not about farming. It's a mental break and social time that as a farmer, normally work alone appreciates. The work will always be there. Farm shows, conferences, the off time for Twitter is where he gains much of his farming knowledge.

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17.577 - 22.479 Narrator

There is a podcast in Iowa. Fought for profit was named by the Facebook.

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26.18 - 54.697 Narrator

Making Buffet was their first goal, oh boy, oh boy, oh boy Soon may the farmers come to bring us guests and beer and fun One day when the recording's done, we'll take our mics and go Before we knew, conversations grew, growing corn even said FU So won't you join tenor, decor, and crew, please like, share, review Soon may the farmers come to bring us guests and beer and fun One day when the recording's done, we'll take our mics and go

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55.754 - 75.262 Tanner

And listeners, welcome back to the Farm for Profit podcast. This is Tanner. Merry Christmas. This is Corey. And Merry Christmas. This is David. Wow, you guys. Merry Christmas. All right, start it over. Did you just have a bad Christmas experience? Probably. Probably? I don't know. What did you wish you would have gotten for Christmas? Ooh.

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77.267 - 82.669 Corey

Ding dong. I don't even want stuff anymore because my wife will tell you, if I want something, I buy it for myself.

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82.749 - 85.389 David

I know. My wife's like, I can't buy anything. I can't buy anything.

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86.31 - 98.813 Tanner

Play the game. That's the point. What did you wish you had gotten for Christmas? Because now I want your family to listen to this and be like, oh, he really wanted that. Some. Okay. Got the first thing covered.

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99.674 - 110.903 David

I'd like to upgrade to an iPhone 16. Oh. You didn't? I didn't yet. Have you? Yes, I told you. He gets it the day it comes out. I know. And I didn't yet. I need to. So you didn't buy it for yourself?

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111.063 - 112.205 Corey

No. There you go, Ian.

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112.706 - 116.731 David

I know. I was waiting for Christmas in hopes that I got it.

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116.771 - 119.114 Corey

That's a business expense, though. Just do it.

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119.194 - 122.098 Tanner

That's fine. Put it on the company card. Let them open it up and read the Christmas tree.

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123.752 - 124.894 Corey

What do you wish you would have gotten, Tanner?

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124.914 - 127.477 Tanner

Literally, I upgraded computers, and I gave my kid a computer. I asked the question.

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127.497 - 130.121 Corey

Yeah, and I answered, and now what do you wish you would have gotten?

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130.221 - 132.204 Tanner

We're going to move on to getting started here, listeners.

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132.344 - 136.049 Corey

If you... Allie. Allie actually listens.

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136.37 - 154.954 Tanner

Yes. We appreciate you. A true Merry Christmas, listeners. Truer than true. You know what? I think that we should have our listeners. That's probably what I wished I would have gotten is our listeners to tell 10 of their friends instead of just eight of them.

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156.475 - 157.275 Unknown

There you go.

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158.482 - 165.548 Corey

I wish I probably would have not loaded hogs because I got hogs starting to load right after Christmas, right before and right after Christmas.

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166.068 - 180.901 Tanner

That's good. Well, listeners, this is going to be a lighthearted host-only episode here after Corey and I taste some wine. So let's jump into that wine segment here first before we come back and chat some more. Well, Corey, did you actually clean the wine glasses off this time?

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181.901 - 188.464 Corey

I did start the dishwasher this morning. It doesn't look like they're any cleaner than they were last time. I mean, I think they're clean.

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188.504 - 205.348 Tanner

I think we just don't have the good spot. I know. I try to get the water spots off of them as well. But we only want the best of wine glasses to put some of the best of the wine in. It's time for another Sonoma County wine segment. And I'm excited because we've got two bottles. And you know we have to open them both. We can't just try one and talk about the other.

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205.368 - 225.377 Tanner

Shouldn't we have four glasses then? he's look our guest is laughing yeah why don't you get to know our guest tyler i'll be right back with some more all right welcome to the podcast tyler click we have tyler welcome give us a little background about your vineyard and about yourself

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226.789 - 247.664 Tyler Click

Yeah, I'm Tyler Click from Redwood Empire Vineyard Management. We farm for about 2,500 acres throughout Sonoma County for absentee owners, for winery owners. We have vineyard properties of our own that we own and lease. So we're pretty much farming in all areas of Sonoma County.

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248.365 - 265.229 Corey

Nice. So I'm curious about that. I've always thought farmers own their vineyards and that's what they farm, but it makes sense here in the Midwest, we rent or lease or crop share ground from absentee landowners and all that. So you guys are doing kind of the same thing.

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266.089 - 277.732 Tyler Click

Yeah, exactly the same thing. We help farm those vineyards, develop the winery relationships, sell those grapes, whatever they need done, we're there to help them. And it's

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278.897 - 279.878 Corey

All grapes that you farm?

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280.418 - 290.466 Tyler Click

We farm, yeah, predominantly grapes. We farm a little bit of olives. Out here in California, a lot of people like to have a few olives around, but predominantly wine grapes.

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291.027 - 295.55 Tanner

And olives go well with wine tasting. At least they pair well with some wines, right?

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296.431 - 303.637 Tyler Click

They do. They're great for the Mediterranean climate, and great olive oil is something that a lot of people like to have around.

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304.377 - 307.72 Tanner

Okay, so can you tell which bottles we have here sitting in front of us?

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308.857 - 338.306 Tyler Click

Yeah, so you have the Benzinger Sauvignon Blanc from Frank Johnson Vineyard, a vineyard that we lease. That's the Sauvignon Blanc there. That is a really nice vineyard site. We actually dry farm this site. It's on a deep loam soil, and it just has really nice crisp, clean characters for the fruit. The other bottle you have there is the Coppola Sequerche Cabernet Sauvignon.

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338.326 - 349.255 Tyler Click

It's grown in Alexander Valley, a really nice hillside site, farmed organic from day one, and produces just a really nice quality Cabernet Sauvignon.

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349.835 - 353.899 Tanner

So you said you dry farmed it. That just means no irrigation? Yes.

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354.977 - 372.989 Tyler Click

Correct. On this site, while we have drip irrigation, we essentially don't use it. The soils are very deep, and the winter rains we get, there's enough water holding capacity in the soil to allow us to not have to irrigate during the growing season. Wow.

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374.278 - 375.779 Corey

wine actually drip irrigated?

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377.2 - 395.254 Tyler Click

Most vineyards in California are drip irrigated because we have basically two seasons, wet and dry. In the winter months, we get rainfall. In the summer months, we're dry. That's why it's ideal for growing wine grapes. Much lower disease pressure without the rain in the summertime.

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396.275 - 408.684 Tanner

We have a shorter, rounder wine glass and we have a taller, thinner wine glass. Does that matter for the type of wine that you're going to be drinking or that's just they come in all shapes and sizes?

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408.744 - 417.208 Tyler Click

There are some differences. So you're taller, thinner. You'll want to put your Sauvignon Blanc in your fat or wider one where you'll want to put your Cabernet in.

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417.688 - 419.209 Tanner

I'm glad I asked. Would you have done that?

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420.029 - 425.471 Corey

No, probably not. I mean, I'm not just supposed to drink it right out of the bottle. No, you got to share.

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426.092 - 426.872 Tanner

You got to share.

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426.892 - 428.753 Corey

I thought we each just got a bottle.

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429.557 - 436.271 Tanner

That's fair. We might be able to go that route. You also mentioned that the cab, right, is certified organic? Yes.

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437.765 - 455.717 Tyler Click

Yeah, so this comes from a vineyard that we developed organically and have farmed it organically from day one. It's a site that the property owner, it's a site we actually also lease, but the property owner is probably the greenest person I know.

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455.777 - 467.245 Tyler Click

So the site not only is certified sustainable, certified organic, we also participate in climate adaptation program where we measured our carbon footprint.

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468.225 - 491.657 Tyler Click

and so we can see what are we are we you know net positive net negative on that front actually on this site we are a net positive meaning we actually um sequester more carbon than we emit in our our farming so even the wineries are getting into this carbon intensity and all that kind of stuff and we're getting that in corn and soybean country it's kind of crazy

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493.28 - 510.348 Tanner

So is it easier when we think of certified organic in our area, we understand that it's a three-year time period in order to state the last time a fertilizer or a chemical was utilized on that property. Is that the same way for vineyards? Is it a three-year?

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511.368 - 518.932 Tyler Click

Yes, that is the same. So if I take an existing vineyard that was not organic, it's a three-year transition.

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520.212 - 528.685 Tanner

And as soon as... If you're looking to establish a new vineyard, how many years after you plant the seed can you get your first grapes?

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529.305 - 542.828 Tyler Click

Plant the vines. So say year one, planting of the vines. Year two, we're growing the vines up the stake. Year three, we get our first production. And then they move into full production by year five.

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544.108 - 552.34 Tanner

So ultimately that three-year organic time period, you're not getting a full crop Anyway, it's part of the establishment.

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553.04 - 569.317 Tyler Click

Correct. If you're planting organically from day one, but if you're taking a mature vineyard that is not farmed organically, you have to not have any inorganic inputs over a three-year period of time. I like that. That's very good.

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569.798 - 576.465 Corey

We tried the cab first. Is that where we're supposed to go lighter first? I kind of feel like that was probably the way we're supposed to go.

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576.485 - 579.248 Tyler Click

We typically go white first, but that's okay.

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579.308 - 583.513 Tanner

We do everything backwards here in Iowa, so that's very enjoyable.

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584.935 - 587.578 Corey

How would the professionals say this tastes?

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589.056 - 615.672 Tyler Click

Oh, this wine is very rich and complex. It has a very nice tannin profile. So we call them kind of dusty tannin profile. And it has depth and character. Definitely fully ripe, not overripe. It has some nice, probably blackberry characteristics in there. Little cassis. So it's a, it's a really nice line. It is full.

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616.032 - 630.402 Tanner

And, and I would, I would have used the word deep as well. I felt like there was a lot of flavor to that. I didn't think it was overly dry. No, I felt like it was a sweeter cabinet. It's cab, right? Yeah. Yeah. That's really nice finish on it.

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631.682 - 635.545 Corey

Wow. And a pretty cool label. What, where's the label come from?

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636.969 - 651.054 Tyler Click

That's Francis Ford Coppola, some artwork he had an artist do for his Vineyard Designate program. And so he, you know, being in the movie industry, he likes to always put on a show. So it's a really cool label. Okay.

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651.654 - 652.735 Corey

So I cleaned my palate.

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653.455 - 654.436 Tanner

I just had a drink of coffee.

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654.596 - 661.399 Corey

Coffee and wine. He's just like, you guys are crazy.

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661.88 - 666.302 Tanner

Our listeners would probably do the same thing, right? If we're going to have wine for breakfast, you're going to have your coffee right next to it.

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666.402 - 672.525 Corey

Okay. So before we go to this one on this cab, what would that pair nicely with like food wise?

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673.624 - 688.773 Tyler Click

Oh, that would go great with a steak. Some of your barbecue, it would go good with a lot of those sort of richer meals like a Flamin' Yon or New York. I'm hungry.

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688.793 - 689.413 Unknown

I know.

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0
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711.95 - 729.746 Tyler Click

So this is a... Yeah, so this Sauvignon Blanc, it's hand harvested, and they pick it where it still has good acidity in it, so it's a nice, crisp, clean Sauvignon Blanc. It is.

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730.206 - 731.987 Tanner

Crisp is a very accurate term.

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732.007 - 741.756 Corey

I just said it's easy. There is nothing that sticks out to you that's too much of anything. It's almost perfect.

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742.316 - 751.951 Tanner

So the difference between hand harvested and not is that it just works better with a certain variety of grapes or it's part of the, you know, contributing to the finish?

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753.183 - 777.055 Tyler Click

So hand harvesting, in some cases, at least in Sonoma County, we can only hand harvest because the machines can't get into the hillsides. But we have sites that we can hand harvest. For example, on this Frank Johnson Vineyard, there's another winery that buys another portion of the Sauvignon Blanc. It's actually Coppola that we machine harvest, whereas the vineyard doesn't.

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777.075 - 779.417 Tyler Click

The winemakers wanted it hand harvested.

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779.997 - 797.278 Tanner

for processing i think it's so they can sort it make sure they're just getting the best grapes to go into the wine wow that's good i i would challenge cory that you know there should be parts of his field to get hand harvested no i don't have those types of hills i don't i don't have to do that tanner

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799.366 - 803.289 Corey

I don't know if there's enough money in the commodity of corn or soybeans to do that.

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803.309 - 817.86 Tanner

To do the hand harvesting. I'm excited. We've got a great afternoon ahead of us. We have two very delicious wines that we get to enjoy. If our listeners wanted to find these wines that we just tried, can we get them in the Midwest or how can they get ordered?

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818.826 - 833.218 Tyler Click

That's a great question. You can most certainly contact the wineries directly. Contact Benzinger or go online. Benzinger and same with Francis Coppola Winery. Go online and be able to order them directly from the wineries.

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834.399 - 836.821 Tanner

We might have to do that. These could be some good Christmas gifts too.

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837.141 - 841.044 Corey

Yeah, the wives would drink this at 14%. And this one's almost 15%.

0
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845.146 - 848.547 Tanner

Oh, Tyler, it was a pleasure getting to meet you. Thanks again for hanging out.

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848.567 - 852.189 Tyler Click

All right. Thank you, guys. I want some wine.

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852.609 - 853.409 Corey

And we're back.

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853.649 - 854.63 Tanner

And we're back.

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854.73 - 858.331 Corey

That was a lot of wine. That was a lot of wine.

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858.351 - 863.653 Tanner

Yeah, I felt bad, Dave. You didn't get to try any of that wine. Man. Do you even drink wine?

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864.233 - 876.377 Corey

I do the older I get. Yeah. I want to try the new wine opener that you got that we didn't have on the segment. Yeah. It's like a pump up your basketball.

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876.417 - 895.147 Tanner

What was that, Corey? Do you have to make the face when you do that? All right, so what we're going to do today, just for a little bit of fun, letting you listeners know that we see everything that you do mention us in, whether you tag us or you leave a comment or you leave a review. We appreciate all of those.

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896.087 - 911.169 Tanner

Spotify number of reviews has far surpassed Apple podcast reviews, but also has the audience size. So that's been kind of neat. And yet you still have Apple premium music, not Spotify. I do. Sure. Yeah. I got to buck the trend. You can't be a follower. How much does that cost?

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911.23 - 916.261 Corey

I got to buck one. I think it's like $9.99. You know, we could probably do like a couples plan.

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917.343 - 922.673 David

Oh, yeah, you can. Yeah. We should. I can just keep my password for... That's true.

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922.693 - 924.817 Corey

They'll figure that out. Don't you think they'll figure that out?

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925.218 - 938.957 David

But... No, I don't. They say you can do it for your household. What about like the studio hold? I did that once though at one of my auctions and your song started playing at my auction. Not my fault. And that can be dangerous. Not my fault.

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939.037 - 948.28 Corey

That was not a, you did not share my password. You just played my playlist. Yes. And that is on you. You should know better, Dave.

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949.497 - 963.998 Tanner

Well, let's go through and talk about some of these comments that we've got here. These first couple were left on the Just a Jackson Thing and Tony Reid episode, some clips that we had put out there. Amish Jutes. Oh, is that how? Okay.

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965.305 - 976.909 Corey

I don't think you could say it the other way. How would you say it, Dave? No, don't. He was born with a 700 credit score and two payments left on a 2002 F-250.

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977.489 - 978.289 David

I have a 2002 F-250.

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978.789 - 983.311 Tanner

I like how they went with 2002. Does that tell you how old the commenter is? It wasn't a 1980. It wasn't a 99.

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987.737 - 997.962 Corey

I would, if you can go back to all of those Just a Jackson clips from Farm Progress Show, the comments are gold. They are. And we get dozens a day still.

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998.322 - 1007.066 Tanner

Yeah. The next one, Giovanna, Giovanna Bernal. We're going to get in trouble with some of these. Giovanna Bernal.

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1007.486 - 1008.446 Narrator

Giovanna Bernal.

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1009.007 - 1023.111 Tanner

Laugh my ass off. He really just dissed all the parents who give their children iPads. Lots of crying, laughing emojis. He is smart as hell. That's when he was talking about, yeah, he's got an iPad, but he's not an iPad kid.

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1023.311 - 1024.212 Corey

I'm not an iPad kid.

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1027.128 - 1032.693 Corey

Right. Yeah, so when people are talking, well, he's not getting to be a kid. Well, he be's what he wants to be. He's being a kid.

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1032.813 - 1039.378 David

Yeah, he did. As soon as the interview's over, he runs around and jumping on this stuff and jumping off that stuff.

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1039.478 - 1056.404 Tanner

We had to cut the interview short because you could tell you were losing him. I mean, to ask that kid to sit still for 40 minutes? Any kid. Really, though. I mean, our daughter's? How long would they sit here if you were actually... I mean, if there was one of their shows on the TV, they'd sit there for hours. But to sit there and have to talk to adults?

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1057.184 - 1060.326 Tanner

Not so much? Yeah, no. Not at all. Is it Big Gashy?

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1061.066 - 1063.668 David

Big Gashy. Big Gashy. Big Gashy.

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1064.738 - 1070.243 Corey

Had a beer with him in 89. Great kid. That's the type of comments that you were talking about.

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1070.263 - 1079.011 Tanner

They were just loads. The kid was in Vietnam or served with him in Vietnam. Great guy. There's like some hitchhiking ones.

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1079.691 - 1082.454 Corey

He picked me up on the side of the road in 87 and took me to work. Yeah.

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1086.417 - 1094.982 Tanner

You don't see very many hitchhikers anymore. Last one from that episode was, watch, this kid will run John Deere Corp. Well, he's now connected.

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1095.022 - 1099.624 David

He kind of is running it. He is the chief tractor kid.

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1100.305 - 1114.213 Corey

Chief tractor kid. It's crazy, because stuff moves really, really slow in a large corporation like that. They should have had him literally... months before they did. Yeah, I would agree. Finally, they made the right decision.

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1114.393 - 1120.057 Tanner

So what happens when he's no longer a kid? They appoint a new Chief Tractor Kid, and he becomes the Chief Tractor Teenager?

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1120.317 - 1126.662 Corey

I mean, I'm not going to say they're not going to, but I think Chief Tractor Kid is a specific, like...

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1127.679 - 1151.358 Corey

build of a kid or knowledge of a kid there's not they can't just go we're finding another one because you won't find another just a jackson thing i don't think so and the next the next one might not be just a jackson type it might be something other else crazy that has a lot of knowledge but oh i crack myself up i forgot i copy and pasted the next comment for you cory oh yeah how many acres does your family own cory

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1153.049 - 1155.451 Tanner

Did Dave leave that one? It's spelled just like Dave does it.

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1155.991 - 1159.094 Corey

Yeah, I don't know who they're talking to, really. Camp Pfeffler.

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1159.494 - 1161.175 Tanner

Camp Pfeffler. Is that your username, Dave?

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1161.636 - 1180.251 Corey

No. Camp Pfeffler. How many acres your family owns is the... Corey spelled wrong. Corey spelled wrong. Well, I don't know who they're talking to. Oh. And acres owns. It doesn't make sense. You don't? Do you ask how many acres someone owns or they farm?

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1181.167 - 1207.312 Tanner

uh according to dave it's how many acres that you own that matters right isn't that but i've never been pitch when you want people to buy farm ground it's not how many you farm you gotta buy i've always been asked how many you farm yeah so you say a couple thousand acres you don't own all that they also yeah i was gonna say they also didn't ask how many how big your loan is right yeah what's your debt

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1209.513 - 1213.815 Tanner

What did you say your net worth was your network? On the next show?

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1214.275 - 1217.416 Corey

Foreshadowing a little bit?

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1217.576 - 1220.938 David

49 billion downloads. 49 billion networks.

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1221.918 - 1226.9 Tanner

Corey is spelled C-O-R-E-Y. If anybody wants to leave a comment that Corey will actually read and take seriously.

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1228.763 - 1254.996 Corey

dave still hasn't figured that out oh i got i got in my phone right it's you did but when we were golfing at our christmas party i forgot him a he he even he even goes to ann i've really got to spell this right because it's going to be up on the board and he spells my first name right and he's like literally pounding his chest going around and he completely butchered my last name h-i-l-l-a-b-o is how you spelled it that's funny yeah

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1255.563 - 1257.367 Corey

That's how it sounds.

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1257.648 - 1263.381 David

Most people are saved as that guy in this county or that guy with the 4230 or...

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1265.704 - 1266.304 Tanner

Who bought yours?

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1266.584 - 1271.066 David

Oh, it hasn't sold yet. It hasn't sold yet, yeah. I mean, as of this show, it did so. Yeah, as of this show, it did.

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💬 0

1271.386 - 1292.852 Tanner

I've got to make a video about it yet. Tell people why it's cool. We've got two comments coming from the crop insurance episode that we did last year. We had a lot of comments. We actually had over 38,000 comments on the pasture rangeland one. So we're going to have another crop insurance episode for you to help clarify something. Say that again? You have 38,000 comments? Yeah. 1.3 million views.

0
💬 0

1292.912 - 1311.024 Tanner

And they don't have social media. Yep, the company that did that. Just sit there. Sign me up. How do you do this? And their competition is noticed, so their competition wants to do an episode this winter. Fair enough. Kelly.DK. KellyDK03. In what world do farmers have 100% protection? You can't get 100% protection. I thought you could buy up.

0
💬 0

1319.989 - 1333.356 Corey

But you can't buy up to 100. I mean, you're talking insurance. Yeah. Correct. But the farmer themselves can have 100% protection, like on the Board of Trade or whatever. You can have hedges and things of that nature.

0
💬 0

1333.676 - 1342.3 Tanner

Yeah. So we had a listener then, David Olson, respond back to him saying, what would the ag world be like if they actually could get 100% insurance coverage?

0
💬 0

1344.471 - 1359.883 Corey

If you had no risk, what would you do? That's bad enough at 85. I've seen a couple things in the last month of a lot of people get in trouble in farming because we have such easy access to capital. It's so easy to get a loan.

0
💬 0

1363.186 - 1374.135 Tanner

Is it because of that? It's easy to get a loan, but then we also have people that are reaching out to us and asking questions because they're not finding it easy to get a loan. They just go in the wrong place?

0
💬 0

1376.141 - 1380.806 Corey

I don't know. It's like one of them things like once you're in, right?

0
💬 0

1380.986 - 1386.251 Tanner

Well, if you're like Jackson and you're born with a 700 credit score, now you're in. You're too big to fail.

0
💬 0

1386.811 - 1391.216 Corey

How much do you look at a credit score besides like the first time you bank someone?

0
💬 0

1392.037 - 1406.592 Tanner

After that, do you really go? Correct. It's more of an indicator. I used to look more at the fluctuation. So if you went down 100 points. There's probably something underlying that I'm going to be aware of, and more than likely my payment's delinquent anyway.

0
💬 0

1407.372 - 1419.9 Tanner

But once you're in, if you're a 690 and above and you're in, or you're a 720 and above and you're in, no, it doesn't matter nearly as much as it did the first time. Does anybody else, like, try for the 800? Oh, yeah.

0
💬 0

1420.301 - 1421.962 Corey

Like, strategically do stuff?

0
💬 0

1421.982 - 1422.822 Tanner

It gets you nothing.

0
💬 0

1423.143 - 1427.045 Corey

I've had it, and it didn't get me a better rate, or no one, you know.

0
💬 0

1427.425 - 1428.806 David

How do you know you didn't get a better rate?

0
💬 0

1428.826 - 1435.411 Corey

Should you get cheaper car insurance? Because it was the same rate. Not crop insurance, on my operating loan, than it was the year before.

0
💬 0

1436.632 - 1444.318 Tanner

Yeah, but you don't know if somebody that had a 700 score is getting the same rate that you're getting. No, I had a 700 some. You went up 100 points?

0
💬 0

1444.438 - 1459.33 Corey

No, I was in the 700s and I went to eight, you know, whatever. It's like it didn't change. It went up because that's the way the rates were going. But also, I think credit scores are bull crap because, what, you pay a loan off too early and that's a problem? Yeah.

0
💬 0

1460.1 - 1470.585 David

What the heck? Or you decided not to have that credit card anymore. I still have my credit card from when I was 14. I don't use it, but I'm told I'll get a negative credit score.

0
💬 0

1470.605 - 1488.955 Tanner

You should use it, though, because if you have underutilized capital, access to capital, that is a negative factor. Also, BS. This is stupid. It's a scam. The close-it is a one-time blip. That's all that matters. If you have other lines that have been open for more than five years, close the old one.

0
💬 0

1489.867 - 1490.307 David

Oh, really?

0
💬 0

1490.367 - 1513.607 Tanner

Get rid of it. Yeah. So why is it a penalty to pay off a loan? Why is it a penalty to close an account? If you pay off a loan before the agreed upon terms, it shows that you're not following exactly what you agreed to do. If you made a plan to make 36 payments of $500, the credit score is watching to see if you stick to the plan you said you were going to do.

0
💬 0

1514.261 - 1514.822 Corey

Well, that's dumb.

0
💬 0

1515.122 - 1515.402 Tanner

It is.

0
💬 0

1515.522 - 1520.146 Corey

I made more money. Dave Ramsey told me to pay it off. Told you? Told me to pay it off.

0
💬 0

1520.307 - 1526.973 David

I literally just got a two-year loan for my kid, but we were going to try to pay it off in one year on his truck. It'll still be positive.

0
💬 0

1526.993 - 1529.114 Tanner

You're just not going to get the maximum benefit out of it.

0
💬 0

1530.756 - 1532.538 David

So I wonder if I'm better to just go get him a credit card.

0
💬 0

1533.53 - 1553.074 Tanner

Yeah, you can as long as you maximize the appropriate utilization rate. So if it's $100 balance or $100 exposure, you want to use somewhere between $60 and $70 a month, 60 or 70%, because you'll get alerts. Like if you've got a credit monitoring service, you'll get alerts on, oh, your balance is too high.

0
💬 0

1553.134 - 1560.396 Tanner

You're not maxed out, but it's saying that your balance is over that 70% threshold, and that's technically not scoring the highest on your credit score.

0
💬 0

1560.416 - 1562.456 David

I need a credit monitoring service. There's got to be an app for that.

0
💬 0

1562.881 - 1575.245 Tanner

Oh, there is. All kinds. We should get one as a partner on the podcast. I want to go to this just quick Nathan Binder here. Binder? Binder? You go on a Binder? Binder.

0
💬 0

1575.485 - 1577.786 David

Nathan. Binder. That's how you spell Binders.

0
💬 0

1578.887 - 1585.469 Tanner

He farms for a living. He's afraid if they did away with crop insurance, huge corporations would go away.

0
💬 0

1586.929 - 1599.498 Corey

I don't know about that. If they did away with crop insurance, these huge corporations... Huge corporation farms. He says if they did away with crop insurance, these huge corporations would go away. I thought you said he was afraid of if they got away from. Sure.

0
💬 0

1599.518 - 1605.742 Tanner

I mean, not afraid for it, whatever, to put a little emotion into it. Corporations, like he's talking about big corporate farms.

0
💬 0
0
💬 0

1606.082 - 1609.825 Tanner

Do you think they farm for that margin that they can lock in?

0
💬 0

1611.386 - 1631.908 Corey

I think maybe like hogs might be that way. Well, it's clear. I mean, I don't know if I'd consider them a corporate farm. There's very large farms that have been playing the insurance game. Oh yeah. In the news. Right. But I mean, it's not them. It's not just them. I know I've heard stories of others, right? Like, so I do wonder, and I would also argue maybe not crop insurance.

0
💬 0

1632.128 - 1651.644 Corey

It's the subsidized portion of it. Right. That makes it so cheap. Yeah. You get rid of that. I mean, it's got fricking suck. They're in there for a reason, but it would be really interesting to see who would win. Right. Who, who is actually the better person at risk adverse and managing and all that. Yeah, that's a good point.

0
💬 0

1652.404 - 1664.933 Tanner

All right, last comment on the first page. It was a video that Cale Carlson was in. Brandon, I want to know, Dave, if you have the same philosophy that Brandon has. He says you back the skid loader on the trailer, not off.

0
💬 0

1665.573 - 1674.259 David

Depends on where the tongue weight is. So, like mine, I have a 14-foot trailer. It's short. I have to back it on. I need more weight on the front.

0
💬 0

1675.569 - 1687.746 Corey

I'd also say how steep and what is on the front of the skid loader. Because I did both this week. And I would rather drive on the trailer that I'm driving on because it's longer and I want my weight set.

0
💬 0

1687.766 - 1688.486 David

In the back, yeah.

0
💬 0

1688.626 - 1704.269 Corey

Your tongue weight's going to be everything. But I only had, I didn't have my bucket on, which is a few hundred pounds heavier. So then your tip kept going up. Yeah, really tippy going up. I'm like, eh, I'm going to back it on next time. Yep. I wasn't going that far. So would you back on and turn around? No. No. No. You never turn around on a trailer?

0
💬 0

1704.469 - 1708.65 Corey

I mean, you can, but it's too much moving on the truck.

0
💬 0

1709.55 - 1709.69 Tanner

Okay.

0
💬 0

1711.067 - 1718.6 Corey

Because especially on the trailer I'm at, I'm parking in between wheel wells, so it wouldn't work. I'd have to go up and have all the weight on the tongue. Yeah, I could see that.

0
💬 0

1719.326 - 1741.01 David

But like a flatbed? It could, yeah. Deck over. If you had a deck over. Yeah. The fifth wheel. I lost a boat one time on the interstate and I had to... What? I had to... Dude, I lost like a wheel. The whole axle like was gone. And it was an auction deal. And I had to go... It was a repo deal. An auction repo deal. The guy was upset with it. So I gave him his money back. I went and got it.

0
💬 0

1741.05 - 1743.011 David

Well, the doggone wheel fell off on the way back.

0
💬 0

1743.031 - 1743.871 Corey

This was like last year.

0
💬 0
0
💬 0

1744.311 - 1748.232 Corey

How come I didn't hear about this? Did I call you? No. Oh. But...

0
💬 0

1749.012 - 1769.19 David

You told me you were going to go repo this boat. Yeah. And it was like a four-hour drive away. Well, then, so I'm halfway back. I put the boat on the side of the road. I'm in a construction zone. I drive home, get a deck over flatbed with a skid loader with forks, fork extensions, so I can go back and fork this stupid boat trailer and boat onto my trailer. Fork this forking boat.

0
💬 0

1769.33 - 1770.731 Corey

Mother forker. Yeah.

0
💬 0

1771.091 - 1784.777 David

And so then I had to back on with the boat on my forks and turn around on top of the trailer and just set it down because I wasn't long enough to load the boat and the skid loader on the trailer. So I just kept it loaded on the forks.

0
💬 0

1785.457 - 1788.819 Corey

And the trailer was on the trailer? Mm-hmm. Trailer was on the trailer.

0
💬 0

1789.839 - 1798.699 David

Got a new axle for it. Sold it to another guy in Northern Iowa. Three-hour drive there. Put her together. How much did you lose? My time. That's a lot.

0
💬 0

1800.121 - 1826.335 Tanner

That's a whole lot. All right. Not to keep this show any longer than it needs to, the next two comments are based upon relationships. And the second one was very controversial. Ended up being a very controversial clip that we had put together. The first one was Zach's TikTok's favorite farmer on that episode. Comment, I keep Phoenix. I keep Phoenix. Ike. Ike Phoenix. Ike Phoenix.

0
💬 0

1826.735 - 1844.308 Tanner

My dad always said if you want to get married and farm, you either marry your high school sweetheart or wait for a divorce and hope a new teacher. Or hope for a new teacher. Yeah, or hope for a new teacher nurse moves into town. Otherwise, it's not going to happen. Insurance.

0
💬 0

1845.822 - 1870.977 Tanner

insurance yeah he's talking about insurance teacher or nurse or hope that a new teacher or i think we've said several times that farmers always marry a nurse or a teacher but unfortunately original ems so you know screw the actual ems system this is the original ems on vance crowe's episode said i'm 31 and i gave up on having a relationship so being single it is at 31

0
💬 0

1873.484 - 1897.485 Corey

pretty young yeah that's too young brook and jubel in the morning that's what he needs to listen to that is funny that uh i get i get that mentality though i mean this world has become so weird in the day i can't imagine dating right now and i've said this several times like it's so much access to dating apps and connected to everyone it's

0
💬 0

1898.729 - 1913.219 David

It's weird. The thing that I think is weird is I've been with some folks. Well, we've been with some folks. And they've said, well, that guy's a creeper. Why? Because he's in my DMs. Well, maybe he wanted to take you on a date. And get out of creeper status. And get out of creeper status.

0
💬 0

1917.302 - 1917.623 Tyler Click

Exactly.

0
💬 0
0
💬 0

1918.977 - 1921.081 Corey

They never make a pass at me.

0
💬 0

1921.121 - 1926.652 David

No one ever talks to me. And then they do, oh, he's a creeper. There's no winning at all.

0
💬 0

1927.053 - 1929.417 Corey

No, you're only a creeper if you weren't the one that they wanted.

0
💬 0

1929.477 - 1930.519 Tanner

They wanted, correct.

0
💬 0

1930.639 - 1948.982 Corey

Yeah, yeah. That's fair. I'm glad I'm not in that pool. I mean, I've told my wife if something ever happened to her or whatever, I ain't getting married again. Screw that. At this day and age, too much work.

0
💬 0

1949.362 - 1957.866 Tanner

I don't know why Rachel said yes. Not your Rachel, our podcast Rachel. She's now happily engaged. She's Twitter-pated, that's why.

0
💬 0

1958.892 - 1987.011 David

She Twitterpated? Twitterpated. What is that? That's even older than you guys, huh? What is that? Twitterpated from Bambi. The movie Bambi. No. I've seen Bambi. So have I. Twitterpated? I was thinking of Twitter like X. Yeah. The platform. Twitterpated. She's in love. When the skunk in Bambi talks to the deer in Bambi. That's good. Well, we got to end it. She knew it was coming. She didn't know.

0
💬 0

1987.071 - 1987.332 David

That was...

0
💬 0
0
💬 0

1988.572 - 1990.253 Corey

She knew it was coming. Sorry, Matt, but she knew.

0
💬 0

1990.553 - 2012.982 Tanner

Matt. Matt knew that she knew. She was stopping you. Matt knew that she knew? Yes. Then why? See, that's the problem. Yeah, we'll get into it sometime with her. Next comment that we got was a shout-out to our proud partner, Sukup Manufacturing, talking about their paddle sweeps. Unfortunately, Patty said that last week, this comment was made in September, last week got sucked into a sweep auger.

0
💬 0

2013.082 - 2016.924 Tanner

Luckily, I'm fine, but it didn't feel good. Ooh. Yeah. Yeah.

0
💬 0

2018.331 - 2028.475 Corey

I'm glad you're fine. What a comment to leave. Yeah, I'm glad you're here to make that comment because there's a lot of people that have gotten into those and aren't here to say that.

0
💬 0

2029.455 - 2056.127 Tanner

We've got two former guests that left us comments on our coffee chats TikTok that went out. John is supposed to be Kalachuk. Kalachuk. Smith. Kowalchuk. I know. Smith. John Smith. John Smith. My Coffee Group is not about farming. It's a mental break and social time that, as a farmer, normally work alone appreciates. The work will always be there.

0
💬 0

2056.247 - 2062.271 Tanner

Farm shows, conferences, the off time for Twitter is where he gains much of his farming knowledge.

0
💬 0

2063.172 - 2066.815 Corey

Yeah. Go back to my comment about network is your net worth.

0
💬 0

2067.035 - 2067.155 Unknown

Mm-hmm.

0
💬 0

2068.43 - 2085.058 Corey

it's huge. The relationships you have and all that, like it's, it's, it's big. Like, and I'll be honest, I felt like we should have that we're recording this in the, before Christmas, but I feel like we should have been at Lincoln this week because there's sure. Not that it's a big show that anyone wants to be there, but just going to see everybody. Right. It's kickoff of farm show season.

0
💬 0

2085.158 - 2094.763 Corey

Like I, I miss that. And I realized that when we get into middle of February, we're going to be like, thank God we didn't do that, but still have a little bit of FOMO.

0
💬 0

2095.183 - 2108.286 Tanner

That's right. Then next was Ted Sheeran who took the flip. The complete opposite of these comments. He said his coffee chat is nosy old man with nothing else to do but gossip about the farmers that are too busy to be at coffee.

0
💬 0

2109.267 - 2112.769 Corey

That's the, what do you want to call that?

0
💬 0

2112.829 - 2116.352 David

That is, I can't think of the word right now.

0
💬 0

2117.152 - 2118.693 Corey

That is not good, but it's.

0
💬 0

2118.773 - 2125.218 Tanner

Oh, it's not good? Why not? Negative Nancy? When you go to coffee, Dave, what's your coffee meeting like?

0
💬 0

2127.199 - 2151.184 David

It is a bunch of people that are older gentlemen that like to reminisce about old times. We always get in a discussion about what used to be there or that person used to live there or that was the old such and such place. And she got a divorce, but then remarried to such and such. And it's always just a reminisce back to the regurgitated and hopefully for a better use.

0
💬 0

2151.304 - 2171.881 Corey

And that's fine. I forgot. It's toxic. Ah. The ones that are negative, Nancy's, and bitching about everybody else that are too busy. That goes back to quit being mad about someone's success. Sure. They're out there trying to make it. Yep. Because they don't feel that they have the time to be in there or haven't got ahead. And I'm guessing the old guys that are there, like...

0
💬 0

2172.657 - 2173.657 Corey

They've had their time, right?

0
💬 0

2173.837 - 2193.903 David

They have a little. See, I don't show up every day on purpose because then it gets. They can talk about you? It's complacent every time. So when I show up, they're like, ooh, I wonder what he's got to say today. So then I show up and don't say anything. And then they're like, so what? And then they ask me exactly what they're looking for. And normally it's about the farmland market.

0
💬 0

2194.844 - 2196.944 David

So then I let them engage about farmland.

0
💬 0
0
💬 0

2200.782 - 2205.21 Corey

Have you ever picked up a job from the coffee shop?

0
💬 0

2205.45 - 2205.43 Tyler Click

100%.

0
💬 0

2205.63 - 2228.525 Tanner

Good. Now you need to start picking up more ground to rent. There you go. You can get that at the coffee shop. Everybody's drinking. Next one. This was interesting. Corey, you've mentioned that you've kind of taken this comment and done a little bit unique spin of it for your own. And this was when we were talking with our guest about unlocking the farm success.

0
💬 0

2228.585 - 2241.148 Tanner

He put a QR code that allowed you to have instructions as you operate a piece of machinery. So he said very good information. The one thing that stuck out was putting that QR code in the equipment. Definitely going to be looking these guys up.

0
💬 0

2242.288 - 2269.363 Corey

So I didn't put the QR code in, but I have made videos for myself. Just the most recent one is hooking up to the strip-till bar. There's so many different ways to hook up and how you want your outlets all set up and your flows and things of that nature. Not only is it good for myself, but then if something happens to me or I want my brother to take... the reins, then boom, here you go.

0
💬 0

2269.383 - 2275.434 Corey

This is how you do it. Or I think I sent you one on how to unfold the Brandt Roller.

0
💬 0

2275.494 - 2275.974 Tanner

Oh, yeah, yeah.

0
💬 0

2276.554 - 2283.877 Corey

Right? Yep. Because I feel like every roller has this different cadence of, all right, you're going to twist. You're going to go out, unlock. You're going to twist the wheels.

0
💬 0

2283.897 - 2285.357 Tanner

You have to be in neutral. Now you've got to pull forward a little bit.

0
💬 0

2285.377 - 2295.54 Corey

Now you have to drive. Now you've got to back up. Like, make sure this is in float or you're going to break everything. You know, like, it's just this standard operating procedure.

0
💬 0

2295.6 - 2300.882 Tanner

Have you done that for your, now that you're growing, right? Next episode, we'd mention that you are hiring.

0
💬 0
0
💬 0

2301.722 - 2303.963 Tanner

So, actually, we're a started YouTube university.

0
💬 0

2305.143 - 2317.029 David

For our firm. Yeah. On how. So the flyer that we talked about that I just made the other night, I want to say how to become a realtor and what are the keys to success with us. And so I wrote a nine step.

0
💬 0

2317.79 - 2320.371 Corey

Take a million dollars and 10 easy steps with Whitaker Marketing.

0
💬 0

2320.411 - 2327.915 Tanner

It's a 10 step plan. It's a 10 step plan. Nine. Nine steps. It's even faster than a 10 step plan. Our Oh Sheep Shit episode.

0
💬 0

2327.955 - 2329.736 David

You guys remember that? Oh Sheep Girls. Yeah.

0
💬 0

2329.836 - 2337.259 Tanner

And Stuart Wood. Woody said this might have been the most unhinged episode that he's ever watched.

0
💬 0

2337.539 - 2342.181 Corey

It was good. I feel like it did not get the traction that it deserved because it was very fun.

0
💬 0

2342.581 - 2360.368 David

I follow them now. And did you see the one where she was prank checking a cow? And so she is. Yeah. She's literally like, she can't take it. It's just funny. They are funny.

0
💬 0

2360.588 - 2374.277 Tanner

They're very funny. Oh, sheep shit. And then, of course, I love it when our listeners go in and defend others in the comment section. We had Aaron here. He said, almost everybody else commenting here has no idea what they are talking about. And I feel like when we review comments...

0
💬 0

2375.988 - 2405.416 Corey

most of the people don't know what keyboard warriors and i i think he was commenting that was on the welker show and everyone was saying you know they're not real farmers and all that kind of stuff like yeah and there there were some like if anything they like they make their own parts and things because they don't like they took a draper apart because it was bent they bought it bent because they knew that they could fix it not very many farmers would take on that task that's right that's right now if you guys think about this where where do you find yourself commenting a lot at

0
💬 0

2406.434 - 2412.679 Tanner

Is there any content that you take in that you leave comments on? Dave's. Dave's stuff. I feel like I comment on Dave's stuff.

0
💬 0

2413.479 - 2431.033 Corey

This morning I did. Yeah. Once. Which he had a take. Do you have data behind that? No, I don't. His take this morning was you thought you're beginning to think that 5% of auction sales, so I'm guessing like items like farm equipment.

0
💬 0

2431.053 - 2431.633 Tanner

Consignment sales.

0
💬 0

2431.653 - 2436.013 Corey

Consignment sales. are actually going to the end user. That's correct.

0
💬 0

2436.553 - 2446.137 Tanner

That is an extreme low number. Wouldn't you think like the weekly auction time auction that you'd see more stuff show back up if that wasn't the case? You might.

0
💬 0

2446.157 - 2466.729 David

I guess I'm thinking live auctions. And because I've had a bunch of other auctioneers come to our auctions and buy and then resell the stuff at their auction. So everybody's trying to take a percent on it. And then I went to their auction the other day. So case in point, I sold a combine to a guy, local auctioneer bought it. He waited four months, put it on his auction.

0
💬 0

2467.049 - 2485.866 David

And then I watched who bought it there. And the guys from Richie Brothers showed up and they bought it on his auction. I'm like, well, heck, that ain't even the end user there. They're going to now take it down to Mississippi. They're going to resell it there. Or it'll go to Ed's Machinery in Missouri and then he'll sell it and then Florida will buy it and then they'll resell it.

0
💬 0

2486.226 - 2494.892 David

What kind of a gamble is that? And by the time we've shipped this thing 10 times and everybody took 8% in the middle, by the time the end user actually buys it, I feel like it might be jacked up 40%.

0
💬 0

2496.448 - 2500.432 Corey

So the auction is just a big game of everyone taking a percent.

0
💬 0

2500.592 - 2518.429 David

Everybody thinks they can sell it for more. Everybody thinks that it might be worth more. You better know your game if you're going to be buying and selling. If you're swapping equipment and trading. Wow. I just don't feel like we're at that point yet. Money's made in the margins. And dealers buy as well. I don't know if it's that big. But even personal property.

0
💬 0

2518.869 - 2539.818 David

We had our Christmas party last night. We were talking with personal property folks and how many people are buying that are the people that actually want the antique. That is a lot. They're not. It's actually all the consignment stores and eBay. I sold parts last weekend for an automobile parts deal and there was order buyers there. We sold 90% of the parts to five guys.

0
💬 0

2540.759 - 2563.06 David

They take them and remarket them, keep them, put them in their stores and put them on eBay for the next year until the next auction that they have there. Whoa. Heck of a game. So the last few auctions that I've attended and assisted with have been like, wow, there's a lot of people that are just buying to resell. Yeah. When you get into the big pieces, though, like, is that? No, not as much.

0
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2563.32 - 2568.142 David

And, of course, farmland, I'm 100% opposite. It's the end user that's buying it 100% of the time. Is it, though?

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2568.362 - 2570.123 Corey

Or is it the investor's not the end user, is it?

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2571.579 - 2579.146 Tanner

Well, they kind of are. They're using it as a... They're not using the farm, but they're using it as an investment. Yeah, he's saying very few people are buying it and selling it right away.

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2579.266 - 2586.133 David

But they're not... I mean, there's a few guys, like Noah, might buy it just to flip it. There are guys buying it to flip it, you know? Well, that's what you should start doing.

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2586.153 - 2603.77 Tanner

Go to everybody else's land auction, just buy it, and sell it again before you have to actually close on it. There's a couple we've done that way. That you've bought? Not that I've bought. Well, I feel like that would bring a bad name. It just shows up to so-and-so's land auction. There's that land jockey again.

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2604.23 - 2614.872 David

Well, I've sold a handful that way, and that's why everybody writes and or assigns, and they'll just assign it to, they'll resell it. They got their buyers in mind. They'll resell it to somebody else before they have to close.

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2615.292 - 2621.333 Corey

So in taxes, is that considered a commission? No, it'd be a short-term capital gain. Short-term capital gain. But you never owned it.

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2622.376 - 2629.398 David

Ooh. That's a good point. Never went in your name. So then how do they get paid? You just take the cream off the top.

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2629.458 - 2632.458 Corey

Take the cream off the top, yeah. But then would that be a commission?

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2632.719 - 2634.079 Tanner

That'd be subject to income tax.

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2634.899 - 2639.56 Corey

It'd be like winning the lottery. It would. So it'd be like a gambling... I don't know.

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2639.98 - 2645.202 David

Tax. I've never done it, so I've never had to pay that tax. You should start doing it. Well, if I had Corey's money, I'd do it.

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2645.222 - 2648.762 Tanner

No, you don't have to have the money. You saw it before. You gotta have confidence in yourself.

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2649.162 - 2651.123 Corey

Yeah, you just have... You got everything you need.

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2652.577 - 2677.283 Tanner

Just sign your name. Then goals don't scare you. Goals don't scare you. Yes, listeners, stay tuned because the next episode is our motivation episode with clips and our insights as to what we think is going to help you drive to be successful. No, this is the day after Christmas. I think you said this was the 23rd. 26th. We just heard from Mike Burkhart on the 23rd. Oh.

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2677.823 - 2693.41 Tanner

We got to reflect on how you balance, how people have balanced personal life and work life. And now we've said thank you to our listeners. We wish them a Merry Christmas. Hopefully they had a Merry Christmas. And the next episode, we're going to share with them a little motivation.

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2693.95 - 2701.906 David

Are you married? Have you ever said, oh, I'm married today? No. Why do we wish people Merry Christmas? We're wishing them something that nobody knows.

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2701.926 - 2708.049 Corey

Because you can't say Happy Christmas. Why can't you? That sounds weird. It's all about sound.

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2708.309 - 2714.452 David

What if you said have a gay day? That used to be a thing. You can't with DEI. Yeah, now you can't.

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2714.472 - 2715.213 Tanner

That's right. It's not fair.

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2715.233 - 2720.955 David

You can't say gay day? Nope. You can have a gay day.

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2720.975 - 2735.713 Tanner

That's right. Well, listeners, we appreciate you sticking around to the end of this one. As good as it was, we thank you. But until next time, have a gay day. Have a gay day. Have a good one. Have a gay Christmas. Have a gay Christmas.

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