Zelle Advertisement
Appearances
Decoder with Nilay Patel
Tech antitrust is about to get really weird
Support for Decoder comes from Stripe. The world of commerce and payments is constantly in flux. Stripe was created to help businesses stay ahead of the curve in an age of digital transformation. Stripe strives to help entrepreneurs grow their businesses and fuel the global economy, leading to more opportunities for everyone.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
This episode of Decoder is brought to you by Stripe. The Internet economy doesn't stay in one place very long. Checking out used to take minutes, not milliseconds. And that's if you could find an online store that could process a credit card transaction. Today, things are a lot more complex.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
You can rent media, subscribe to creators content and pay for access to software that keeps your workflow flowing. Stripe is the payment platform powering the digital transformation, allowing companies of all shapes and sizes to implement sophisticated billing models no matter what they're selling.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
Stripe Billing is the largest billing provider on the market, powering over 300,000 businesses from top AI companies like Anthropic to leading enterprises like Intercom. Companies everywhere are turning to innovative pricing models to satisfy customers and stay competitive.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
Stripe Billing makes it easy to set up and manage flexible, adaptive pricing like usage-based billing, tiered pricing, and more. To learn how Stripe can help your business, visit stripe.com.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
Financial infrastructure we can rely on, that's Stripe, and the future of business. To learn how Stripe can help your business make progress, visit Stripe.com.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
This episode was brought to you by Stripe. Stripe has played a huge part in driving the digital commerce revolution, and the platform's reliability is a big part of that story. And let's face it, reliability isn't always the sexiest selling point. We like when things work, but usually we only notice when something goes awry.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
Stripe gets out of the way, fading into the background with a historic 99.999% uptime, even on Black Friday. It's a big reason why Stripe users report to have collectively processed over $1 trillion last year and why they'll top it again this year. To learn how Stripe can help your business make progress, visit Stripe.com.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
This episode of Decoder is brought to you by Stripe. Direct-to-consumer brands don't have a ton in common with AI companies. Their consumer bases are totally different, their products are in separate categories, and their business models are usually miles apart. And yet businesses in both of those categories turn to Stripe to help get started and scale globally.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
In fact, Stripe has been a go-to platform for companies pioneering business models in the digital age. Stripe powers 75 of the top 100 marketplace apps, 80% of the top AI companies, and more than 14,000 software platforms, and over a million creators. And since 2018, the number of companies generating more than $1 billion annually on Stripe has doubled every year.
Decoder with Nilay Patel
Tech antitrust is about to get really weird
To learn more about how Stripe is building what businesses need, sometimes before they even know they need it, visit Stripe.com.
Decoder with Nilay Patel
Why every company wants a podcast now
Support for this episode of Decoder comes exclusively from Stripe. Everyone who owns or runs a business knows that deciding how much to charge your customers and when to do it is complicated. Even when you start with something simple, like charging $50 a month for a phone plan, it gets messy. But this is Decoder, so instead of just saying that, let's game it out.
Decoder with Nilay Patel
Why every company wants a podcast now
This episode of Decoder is brought to you exclusively by Stripe. Okay, we're back. It's time to deploy our pricing strategy. Your phone company charges $50 to start, but you'll almost certainly want to test and eventually deploy new pricing models as your product evolves. If that goes well and you decide to change your rates, you probably don't want to hike everyone's monthly bill overnight.
Decoder with Nilay Patel
Why every company wants a podcast now
You'll keep many existing customers on their old plan. That means that your billing system has to track the entire history of your pricing matrix, running many different versions of your pricing scheme at the same time. And of course, it's not all sunshine and daisies. Your system needs to handle failed payments.
Decoder with Nilay Patel
Why every company wants a podcast now
That requires striking a balance between holding non-paying customers accountable while also protecting hard-won relationships with paying customers whose credit card details occasionally lapse. You'll probably want a customer service team that can view, explain, and modify almost every aspect of a customer's billing state just to be safe. Got all that?
Decoder with Nilay Patel
Why every company wants a podcast now
Good, because we're going to help you pull it off in our final break. Stick around for more or get all the info right now at Stripe.com slash billing.
Decoder with Nilay Patel
Why every company wants a podcast now
Over the course of this episode, our ads will get into the nitty-gritty of how payments get really complicated really fast. That monthly charge will be different for business users. And both of those numbers will be different for customers living in Ireland and different again for folks in Canada. And don't forget sales tax or VAT. How the heck do you go about implementing those changes?
Decoder with Nilay Patel
Why every company wants a podcast now
This episode is brought to you exclusively by Stripe. Everyone who runs a business knows that deciding how much to charge your customers and when is complicated, even when you start with something simple, like charging $50 a month for a phone plan.
Decoder with Nilay Patel
Why every company wants a podcast now
And what if your hypothetical phone company is a global operation, which means customers in each country will want to pay with their preferred payment methods? Some are push payment methods, like sending a bank transfer. Some are pull, like pulling money from a credit card. Only some of them support recurring payments.
Decoder with Nilay Patel
Why every company wants a podcast now
We've come a long way since the first ad break, and the first time ever, we might actually recommend you go back and take a listen. See the whole journey our imaginary phone company has gone on. All of a sudden, it's easy to see how a seemingly simple proposition, charge $50 a month, gets super complicated for any business operating in the real world. So what's the answer? It's simple. Stripe.
Decoder with Nilay Patel
Why every company wants a podcast now
You can discover how to turn complexity into growth for your company with Stripe and their advanced Stripe billing software at stripe.com slash billing.
Decoder with Nilay Patel
Why every company wants a podcast now
This episode of Decoder is brought to you exclusively by Stripe. Let's go back to our hypothetical phone company. To recap, this phone company needs to charge $50 a month for their plan, but it's not exactly that simple, because even though your business starts with a flat monthly charge, you also bill based on usage.
Decoder with Nilay Patel
Why every company wants a podcast now
International calls might be $2 a minute, international roaming, $10 a day, or extra lines, $10 a month. So now you need a database that tracks usage events and turns them into a comprehensible bill. Oh, and by the way, you're dealing with real people who do real people things like starting or ending plans in the middle of a month. So you'll probably need to manage prorating. Okay, let's recap.
Decoder with Nilay Patel
Why every company wants a podcast now
You're going to need a mix of flat and usage-based billing and a way to keep track of everyone no matter how often they begin and or change plans. There are a lot of potential problems here, so much so that we haven't even gotten to what Stripe does yet, and it's the second ad break. Well, the solution to all your hypothetical woes is coming up next.
Decoder with Nilay Patel
Why every company wants a podcast now
Stick around for more or get all the info right now at stripe.com slash billing.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Support for the show comes from Toyota. What do you get when you mix quality craftsmanship and reliable performance with bold design and effortless sophistication? You get a Toyota Crown. Whether it's a sleek sedan or an impressive SUV, the Toyota Crown family has the car you've been searching for, with a powerful exterior that makes you stand out and a smooth ride that keeps you grounded.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Businesses use Vanta to establish trust by automating compliance needs across over 35 frameworks like SOC 2 and ISO 27001, centralized security workflows, complete questionnaires up to five times faster, and proactively manage vendor risk. Vanta not only saves you time, it can also save you money.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
A new IDC white paper found that Vanta customers achieve $535,000 per year in benefits, and the platform pays for itself in just three months. You can join over 9,000 global companies like Atlassian, Quora, and Factory who use Vanta to manage risk and prove security in real time. For a limited time, our audience gets $1,000 off Vanta at vanta.com slash vox.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
That's V-A-N-T-A dot com slash vox for $1,000 off.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Amazon Pharmacy presents Painful Thoughts.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
The guy in front of me in the pharmacy line is halfway through an incredibly detailed 17-minute story about his gout. A story likely more painful than the gout itself.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Next time, save yourself the pain and let Amazon Pharmacy deliver your meds right to your door. Amazon Pharmacy. Healthcare just got less painful.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Okay, business leaders, are you playing defense or are you on the offense? Are you just, excuse me. Hey, I'm trying to talk business here. As I was saying, are you here just to play or are you playing to win? If you're in it to win, meet your next MVP, NetSuite by Oracle. NetSuite is your full business management system in one suite.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
With NetSuite, you're running your accounting, your financials, HR, e-commerce, and more all from your online dashboard. One source of truth means every department's working from the same numbers with no data delays. And with AI embedded throughout, you're automating manual tasks, plus getting fast insights for your next move.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Whether you're competing on your home turf or looking to conquer international markets, NetSuite helps you get the W. Over 40,000 businesses have already made the move to NetSuite, the number one cloud ERP.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Right now, get the CFO's Guide to AI and Machine Learning at netsuite.com slash vox. Get this free guide at netsuite.com slash vox.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Support for the show comes from Alex Partners. If you're in the tech industry, wondering how artificial intelligence is going to affect your business might seem like the new normal by now. Alex Partners is a global consulting firm dedicated to helping you navigate the changing headwinds of AI without getting lost in the noise.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Learn how your business can navigate AI while making sure your strategic initiatives are aligned by reading Alex Partners' latest technology industry insights, available at www.alexpartners.com. That's www.alexpartners.com. In the face of disruption, businesses trust Alex Partners to get straight to the point and deliver results when it really matters.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
You can learn more at toyota.com slash toyotacrownfamily. Toyota, let's go places. Support for Decoder comes from Indeed. Stop struggling to get your job posts seen on other job sites. With Indeed's sponsored jobs, your post jumps to the top of the page for your relevant candidates so you can reach the people you want faster. There's no need to wait any longer.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Support for the show comes from Curiosity Weekly, a new podcast from Discovery. Science is constantly evolving with new discoveries happening every week. And on Curiosity Weekly, they help us unpack the latest science and tech news with expert guests who make it all make sense.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
From the research behind our brain activity when we're scrolling on social media to finding out why lefties are sometimes more musical than righties. The breakthroughs never stop. Listen to Curiosity Weekly wherever you get your podcasts.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Speed up your hiring right now with Indeed. And listeners of this show will get a $75 sponsored job credit. to get your jobs more visibility at indeed.com slash decoder. Just go to indeed.com slash decoder right now and support our show by saying you heard about Indeed on this podcast. Indeed.com slash decoder. Terms and conditions apply. Hiring? Indeed is all you need.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Thank you. You can upgrade your business and get the same checkout Allbirds uses with Shopify. You can sign up for your $1 per month trial period at Shopify.com slash VoxBusiness, all lowercase. Just go to Shopify.com slash VoxBusiness to upgrade your selling today. Shopify.com slash VoxBusiness.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Support for the show comes from Vanta. Trust isn't just earned, it's demanded. Whether you're a startup founder navigating your first audit or a seasoned security professional scaling your GRC program, proving your commitment to security has never been more critical or more complex. That's where Vanta comes in.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Vanta says they can help businesses establish trust by automating compliance needs across over 35 frameworks like SOC 2 and ISO 27001. They also centralize security workflows, complete questionnaires up to five times faster, and proactively manage vendor risk. In short, Vanna wants to save you time and money.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
And a new IDC white paper found that Vanna customers achieve $535,000 per year in benefits. And the platform pays for itself in just three months. You can join over 9,000 global companies like Atlassian, Quora, and Factory who use Vanta to manage risk and prove security in real time. For a limited time, our audience gets $1,000 off Vanta at vanta.com slash decoder.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
That's V-A-N-T-A dot com slash decoder for $1,000 off.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Support for this show comes from Oracle. Even if you think it's a bit overhyped, AI is suddenly everywhere, from self-driving cars to molecular medicine to business efficiency. If it's not in your industry yet, it's coming fast. But AI needs a lot of speed and computing power. So how do you compete without costs spiraling out of control? Time to upgrade to the next generation of the cloud.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Oracle Cloud Infrastructure, or OCI. OCI is a blazing fast and secure platform for your infrastructure, database, application development, plus all your AI and machine learning workloads. OCI costs 50% less for compute and 80% less for networking, so you're saving a pile of money. Thousands of businesses have already upgraded to OCI, including Vodafone, Thomson Reuters, and Suno AI.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Right now, Oracle is offering to cut your current cloud bill in half if you move to OCI. For new U.S. customers with minimum financial commitment, offer ends March 31st. See if your company qualifies for this special offer at oracle.com. That's oracle.com.
Decoder with Nilay Patel
DeepSeek, Stargate, and the new AI arms race
Support for this podcast comes from Vanta. Trust isn't just earned, it's demanded. Whether you're a startup founder navigating your first audit or a seasoned security professional scaling your GRC program, proving your commitment to security has never been more critical. or more complex. That's where Vanta comes in.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Amgen, a leading biotechnology company, needed a global financial company to facilitate funding and acquisition to broaden Amgen's therapeutic reach, expand its pipeline, and accelerate bringing new and innovative medicines to patients in need globally.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
They found that partner in Citi, whose seamlessly connected banking, markets, and services businesses can advise, finance, and close deals around the world. Learn more at citi.com slash client stories.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
The refinery at Domino is located in Williamsburg, Brooklyn, and it offers all the perks and amenities of a brand new building while being a landmark address that dates back to the mid-19th century. Its 15 floors of Class A modern office environment house within the original urban artifact, making it a unique experience for inhabitants as well as the wider community.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
The building is outfitted with immersive interior gardens, a glass-domed penthouse lounge, and a world-class event space. The building is also home to a state-of-the-art equinox with a pool and spa, world-renowned restaurants, and exceptional retail. As New Yorkers return to the office, the Refinery at Domino can be more than a place to work.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
It can be a magnetic hub fit to inspire your team's best ideas. Visit therefinery.nyc for a tour.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Support for this episode comes from Microsoft. Did you know one in 43 US children have had their personal information exposed or compromised? Scammers are targeting our kids online, especially on social media, where unmonitored conversations can easily lead to identity theft. We need better tools to protect our loved ones to stay ahead.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Thankfully, there's Microsoft Defender, all-in-one protection that can help keep our families safe when they're online. Microsoft Defender makes it easy to safeguard your family's data, identities, and privacy with a single security app across your devices. Take control of your family's security by helping to protect their personal info, computers, and phones from hackers and scammers.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Visit Microsoft365.com slash Defender.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
This episode is brought to you by Shopify. Forget the frustration of picking commerce platforms when you switch your business to Shopify, the global commerce platform that supercharges your selling wherever you sell. With Shopify, you'll harness the same intuitive features, trusted apps, and powerful analytics used by the world's leading brands.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Sign up today for your $1 per month trial period at Shopify.com slash tech, all lowercase. That's Shopify.com slash tech.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
The opportunity of AI brings a multitude of challenges associated with rapid growth and expansion. SolidEye makes sure your data storage can keep up with your AI ambitions. Energy usage challenges and physical space limits are only going to increase as AI scales.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Outdated storage infrastructure based on spinning disks, also known as hard drives, which are decades-old technology, simply can't keep up. Solidigm offers power-efficient solid-state storage spanning from the highest capacities to the highest performance. It's storage-optimized for the AI era, meaning you can finally scale your AI with fewer limitations.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
Growing AI ambitions require a different approach to storage. Solidigm solid-state storage can help you bring your AI ambitions to life. Learn more at storageforai.com. They're not writers, but they help their clients shape their businesses' financial stories. They're not an airline, but their network connects global businesses in nearly 180 local markets.
Decoder with Nilay Patel
Why AI image editing isn’t “just like Photoshop”
They're not detectives, but they work across businesses to uncover new financial opportunities for their clients. They're not just any bank. They are Citi. Learn more at Citi.com slash WeAreCiti. That's C-I-T-I dot com slash WeAreCiti.
Decoder with Nilay Patel
NBCU's streaming chief isn't worried about you canceling cable
Fox Creative. This is advertiser content from Zelle. When you picture an online scammer, what do you see?
Decoder with Nilay Patel
NBCU's streaming chief isn't worried about you canceling cable
That's Ian Mitchell, a banker turned fraud fighter. These days, online scams look more like crime syndicates than individual con artists. And they're making bank. Last year, scammers made off with more than $10 billion.
Decoder with Nilay Patel
NBCU's streaming chief isn't worried about you canceling cable
One challenge that fraud fighters like Ian face is that scam victims sometimes feel too ashamed to discuss what happened to them. But Ian says one of our best defenses is simple.
Decoder with Nilay Patel
NBCU's streaming chief isn't worried about you canceling cable
Learn more about how to protect yourself at vox.com slash zelle. And when using digital payment platforms, remember to only send money to people you know and trust.
Decoder with Nilay Patel
How Philips CEO Roy Jakobs is turning the company around after major recall
Fox Creative. This is advertiser content from Zelle. When you picture an online scammer, what do you see?
Decoder with Nilay Patel
How Philips CEO Roy Jakobs is turning the company around after major recall
That's Ian Mitchell, a banker turned fraud fighter. These days, online scams look more like crime syndicates than individual con artists. And they're making bank. Last year, scammers made off with more than $10 billion.
Decoder with Nilay Patel
How Philips CEO Roy Jakobs is turning the company around after major recall
One challenge that fraud fighters like Ian face is that scam victims sometimes feel too ashamed to discuss what happened to them. But Ian says one of our best defenses is simple.
Decoder with Nilay Patel
How Philips CEO Roy Jakobs is turning the company around after major recall
Learn more about how to protect yourself at vox.com slash Zelle. And when using digital payment platforms, remember to only send money to people you know and trust.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
Support for the show comes from Alex Partners. If you're in the tech industry, wondering how artificial intelligence is going to affect your business might seem like the new normal by now. Alex Partners is a global consulting firm dedicated to helping you navigate the changing headwinds of AI without getting lost in the noise.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
Support for the show comes from Alex Partners. In business, disruption brings both challenges and opportunities. When faced with critical moments of disruption, chief executives turn to Alex Partners for reliable consulting. With a focus on clarity, direction and effective implementation, Alex Partners provides essential support when decisive leadership is crucial.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
As AI reshapes the tech landscape, Alex Partners is committed to helping your company identify what truly matters. In their latest report, Alex Partners found that 88% of executives report seeing potential for growth from digital disruption, with 37% seeing significant or even extremely high positive impact on revenue growth.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
Discover the insights and learn how to convert digital disruption into growth by reading Alex Partners' latest technology industry insights, available at www.alexpartners.com. That's www.alexpartners.com. In the face of disruption, businesses trust Alex Partners to get straight to the point and deliver results when it really matters.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
Learn how your business can navigate AI while making sure your strategic initiatives are aligned by reading Alex Partners' latest technology industry insights, available at www.alexpartners.com. That's www.alexpartners.com. In the face of disruption, businesses trust Alex Partners to get straight to the point and deliver results when it really matters.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
Thank you so much for having me. You can discover insights and learn how to convert digital disruption into revenue growth by reading the 2024 Digital Disruption Report at www.alexpartners.com. That's www.alexpartners.com. In the face of disruption, businesses trust Alex Partners to get straight to the point and deliver results when it really matters.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
Support for the show comes from Alex Partners. You already know artificial intelligence will be transformative. Beyond that, it might be a little bit of a mystery. As AI upends the tech industry, Alex Partners is dedicated to making sure your business knows what really matters when it comes to artificial intelligence, because disruption brings not only challenges, but opportunities.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
In these pivotal moments of change, Alex Partners is the consulting firm chief executives can rely on. With clarity, direction, and most importantly, implementation, Alex Partners provides a steady hand for your business needs when decisive leadership is vital. That's www.alixpartners.com slash V-O-X.
Decoder with Nilay Patel
Arm CEO Rene Haas on the AI chip race, Intel, and what Trump means for tech
In the face of disruption, Alex partners are who businesses trust to get to the point and to get things done when it really matters.
Decoder with Nilay Patel
Duolingo CEO Luis Von Ahn wants you addicted to learning
Fox Creative. This is advertiser content from Zelle. When you picture an online scammer, what do you see?
Decoder with Nilay Patel
Duolingo CEO Luis Von Ahn wants you addicted to learning
That's Ian Mitchell, a banker turned fraud fighter. These days, online scams look more like crime syndicates than individual con artists. And they're making bank. Last year, scammers made off with more than $10 billion. $10 billion.
Decoder with Nilay Patel
Duolingo CEO Luis Von Ahn wants you addicted to learning
One challenge that fraud fighters like Ian face is that scam victims sometimes feel too ashamed to discuss what happened to them. But Ian says one of our best defenses is simple.
Decoder with Nilay Patel
Duolingo CEO Luis Von Ahn wants you addicted to learning
Learn more about how to protect yourself at vox.com slash zelle. And when using digital payment platforms, remember to only send money to people you know and trust.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Support for Decoder comes from Stripe. Stripe is a payments and billing platform supporting millions of businesses around the world. Whether you run a startup or a well-established business, Stripe can help you reach more customers, hit your revenue growth targets and build a more profitable business.
Decoder with Nilay Patel
Answering your biggest Decoder questions
The platform offers a suite of specialized features and tools to fast track growth, like Stripe Billing, which makes it easy to handle subscription-based charges, invoicing, and recurring revenue management needs. You can learn how Stripe helps companies of all sizes make progress at Stripe.com. That's Stripe.com to learn more. Stripe. Make progress.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Support for Decoder comes from Stripe. Imagine a world with 99% reliability. You can glance at your weather app and know exactly what to wear. Your flights would always leave on time. Your flaky friend would actually bring a main dish to the potluck. Sadly, that's not the timeline we're living in. That's what makes Stripe's payment platform so remarkable.
Decoder with Nilay Patel
Answering your biggest Decoder questions
When they say they offer 99.999% reliability, they actually mean it. Stripe is a global payments leader serving millions of businesses of all sizes, including Hertz, OpenAI, and DoorDash. And their industry-leading reliability is a big reason why. Historically, Stripe has managed to maintain nearly flawless uptime, even on Black Friday and Cyber Monday.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Stripe makes it easy for businesses to accept popular payment methods around the world. The platform offers advanced billing software to help you grow your revenue and work seamlessly with virtually any business model. Learn how Stripe helps companies of all sizes make progress at Stripe.com. That's Stripe.com to learn more. Stripe. Make progress.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Support for this episode of Decoder came from Stripe. Stripe builds financial infrastructure that millions of ambitious companies use to help support their biggest, boldest ideas. And the platform has something to offer companies of all sizes, from brand new startups to established global businesses.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Stripe has processed trillions of transactions, and the platform is constantly analyzing past sales to generate revenue-growing insights for its partners. Its suite of optimized checkout features can help boost revenue by intelligently converting prices to local currencies, offering customer-specific payment methods based on past transactions, and more.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Learn how Stripe helps companies of all sizes make progress at stripe.com. That's stripe.com to learn more. Stripe. Make progress.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Support for Decoder comes from Stripe. Your customers aren't thinking about your payment management software as long as it works. But the moment your checkout now button stops functioning, customers will start thinking about it a lot. Or they'll go somewhere that can actually accept their payment. Stripe can help you make sure that doesn't happen.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Stripe handles the complexity of financial infrastructure, helping you offer a seamless experience for business owners and their customers. Stripe makes sure that your customers see their local currency and preferred payment methods when they shop. So checking out never feels like a chore.
Decoder with Nilay Patel
Answering your biggest Decoder questions
Stripe offers a suite of specialized features and tools to power businesses of all sizes, like Stripe Billing, which makes it easy to handle subscription-based charges, invoicing, and recurring revenue management needs. Learn how Stripe helps companies of all sizes make progress at stripe.com. That's stripe.com to learn more. Stripe. Make progress.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Support for Decoder comes from AT&T. What's it like to get the new iPhone 16 Pro with AT&T next up anytime? It's like when you first light up the grill and think of all of the mouthwatering possibilities. Learn how to get the new iPhone 16 Pro with Apple Intelligence on AT&T and the latest iPhone every year. With AT&T, next up anytime. AT&T, connecting changes everything.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Support for Decoder comes from AT&T. What does it feel like to get the new iPhone 16 Pro with AT&T NextUp anytime? It's like when you first pick up those tongs and you're now the one running the grill. It's indescribable, like something you've never felt before.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
All the mouthwatering anticipation of new possibilities, whether that's making a perfect cheeseburger or treating your family to a grilled baked potato, which you know will forever change the way they look at potatoes. With AT&T NextUp Anytime, you can feel this way again and again.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Learn how to get the new iPhone 16 Pro with Apple Intelligence on AT&T and the latest iPhone every year with AT&T NextUp Anytime. AT&T. Connecting changes everything. Apple Intelligence coming fall 2024 with Siri and device language set to US English. Some features and languages will be coming over the next year. Zero dollar offer may not be available on future iPhones.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Next up anytime feature may be discontinued at any time. Subject to change. Additional fees, terms, and restrictions apply. See AT&T.com slash iPhone for details.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Support for Decoder comes from AT&T. What does it feel like to get the new iPhone 16 Pro with AT&T NextUp anytime? It's like when you first pick up those tongs and you're now the one running the grill. It's indescribable, like something you've never felt before.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
All the mouthwatering anticipation of new possibilities, whether that's making a perfect cheeseburger or treating your family to a grilled baked potato, which you know will forever change the way they look at potatoes. With AT&T NextUp Anytime, you can feel this way again and again.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Learn how to get the new iPhone 16 Pro with Apple Intelligence on AT&T and the latest iPhone every year with AT&T NextUp Anytime. AT&T. Connecting changes everything. Apple Intelligence coming fall 2024 with Siri and device language set to US English. Some features and languages will be coming over the next year. Zero dollar offer may not be available on future iPhones.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Next up anytime feature may be discontinued at any time. Subject to change. Additional fees, terms, and restrictions apply. See AT&T.com slash iPhone for details.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Apple intelligence coming fall 2024, with Siri and device language set to US English. Some features and languages will be coming over the next year. Zero dollar offer may not be available on future iPhones. Next up anytime feature may be discontinued at any time. Subject to change. Additional fees, terms, and restrictions apply. See AT&T.com slash iPhone for details.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Support for Decoder comes from AT&T. What's it like to get the new iPhone 16 Pro with AT&T next up anytime? It's like when you first light up the grill and think of all of the mouthwatering possibilities. Learn how to get the new iPhone 16 Pro with Apple Intelligence on AT&T and the latest iPhone every year. With AT&T, next up anytime. AT&T, connecting changes everything.
Decoder with Nilay Patel
Platforms need the news, but they're killing it
Apple intelligence coming fall 2024, with Siri and device language set to US English. Some features and languages will be coming over the next year. Zero dollar offer may not be available on future iPhones. Next up anytime feature may be discontinued at any time. Subject to change. Additional fees, terms, or restrictions apply. See AT&T.com slash iPhone for details.