Noah
Appearances
The Ramsey Show
Your Future Self Deserves Better Choices Today
Okay. So I guess long story short, um, So I'm about three months out from turning 30 and, uh, I'm having some kind of crisis realizing that, um, I have essentially been in survival mode. It feels like for the last 13 years of my, uh, my wife and I've been together 13 years and, uh, we have three children together. And so I've, I've come to notice that, uh, I have nothing saved.
The Ramsey Show
Your Future Self Deserves Better Choices Today
I'm constantly like overdrafting and, uh, I don't have a 401k because my work doesn't offer it. My wife is self-employed, so we don't have anything like that. I just, I feel like I need help. Like I'm trying to take in as much info as I can, you know, and do it that way. But I'm like, I just need someone to talk to me about what I need. It makes sense.
The Ramsey Show
Your Future Self Deserves Better Choices Today
Yes. Yeah, it is. I... We were young parents. We were 16 and 17. All of a sudden, it's like life has come together. I've got a job that I adore. My wife, like I said, she's running her own business that she adores. It's like, okay, we've made it, but what do we do now?
The Ramsey Show
Your Future Self Deserves Better Choices Today
What's your annual salary? I brought home a little over $115,000 this year. What about your wife?
The Ramsey Show
Your Future Self Deserves Better Choices Today
My wife, right now, we pay ourselves $600 a month from her business account.
The Ramsey Show
Your Future Self Deserves Better Choices Today
Yeah, she does her own accounting firm. We built a little office in our backyard, and she deals with agricultural accounting.
The Ramsey Show
Your Future Self Deserves Better Choices Today
that's what we bring home. Yes. And then we leave money obviously in the business and it pays all of its own bills and all that.
The Ramsey Show
Your Future Self Deserves Better Choices Today
Um, I mean she, my kids are all in school, um, full time and, and, and, or I mean, you know, as much as kids are. Um, but so yes, she is home full time. The thing about my job, uh, I work as a paramedic and the only way I was able to find money like that is, um, I have a travel contract.
The Ramsey Show
Your Future Self Deserves Better Choices Today
So I go up to Chicago for two weeks every month and I work in Chicago for two weeks and I come home for two weeks.
The Ramsey Show
Your Future Self Deserves Better Choices Today
Um, gosh, truly. Like I said, when, My wife has some anxiety. So when I'm home, oh, I'm sorry, when I'm gone, she does not do necessarily a whole lot with getting out of the house. So when I am home, we are taking the kids to movies and taking them shopping. I know that I have this desire to seek this approval, I think, of parents.
The Ramsey Show
Your Future Self Deserves Better Choices Today
everyone in my household is like, hey, it's okay that you're gone because, you know. There you go. I don't know. I'm trying to justify it.
The Ramsey Show
Your Future Self Deserves Better Choices Today
Oh, I mean, I don't know. I want my kids.
The Ramsey Show
Your Future Self Deserves Better Choices Today
I just want it to feel safe, like, in the sense that, I don't know, that if something bad were to happen tomorrow, that we're okay.