Colton
Appearances
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Y'all deserve it. I've been following Dave Ramsey from the student program that I took back in high school back in 2016. Okay. All right. So I was wondering. if I can afford to go on a vacation to Japan next year?
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Nope, nope. I paid off my truck last year in July, and I have about $15,000 in savings right now, and I estimate that to be about $35,000 in savings. Is that your emergency fund? That is my emergency fund. That is everything.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
For me, so I still live at home currently. I'm moving out in July, and I estimate my expenses to be about $2,100 a month to $2,400 a month.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Yes, I should be able to, but I'm also wondering if it's too much of my net worth because $4,000 relative to $30,000, $35,000 is a good chunk of money.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
I haven't started investing yet. My company doesn't do a 401k match and I'm still just bulking up to move out. And that's why I've been saving probably about 70% of my take home.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
Me and my friend are still working that out. He's coming along to also paying all cash, so he'll be good to go.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
You know what? Thankfully, my job offers me generous amounts of PTO. And I do mean generous amounts of PTO. I have 24 days to burn this year.
The Ramsey Show
Math Is Important but Behavior Change Is What Matters
No, it's not going to push me from that. I'm moving out in July. I'm moving out to a college town not to go back to school. That's just where I want to live. It's going to be Laramie, Wyoming. And, you know, that's where my expenses and rent fits and where I want to live.