Tom Holland

This episode is brought to you by Lloyd's Business and Commercial Banking.

One of the great things about finance is that it may result in you having to pay tax.

And this was a constant grumble in Anglo-Saxon England, which was the most heavily taxed country in the whole of Christendom.

And just when the Anglo-Saxons thought it couldn't get any worse, they got conquered by King Canute and Canute imposed a tax rate that was effectively revoked.

100%.

Yeah, well, that was one very big change, Tom.

But another tax change is upon us.

And this is the advent of making tax digital for income tax.

And if you're at all concerned about it, this is where Lloyd's come in, because they're here to help make that change much simpler for you with a useful HMRC-recognised accounting tool that will help you stay in line with all the making tax digital requirements.

And the brilliant thing about this is that it is free for Lloyd's business account customers.

So when it is time to digitise your income tax, you can bank on Lloyd's.

Search Lloyd's business accounts to find out more.

Hello everybody, so those were the two opening verses of the South African National Anthem, Nkosi Sikeleli Afrika, which was sung by the Imelonji Kantu Choral Society at the Rugby World Cup Final of 1995.

So I remember very vividly watching that final, a great match, incredibly tense, very exciting.

So the match was held in Johannesburg at Ellis Park, the totemic stadium of the Springboks, South Africa, and they were playing the All Blacks or New Zealand.

Now the All Blacks were overwhelming favourites.

They were and are the dominant national team in any sport, not just rugby.

The All Blacks had steamrolled their way through the tournament.

They kicked off, of course, with the Haka, with their Maori dance, which intimidates their opponents.

They had in Jonah Lomu, the star of the tournament, probably the most intimidating rugby player compared to his peers who has ever existed.