Stephen
Appearances
The Charlie Kirk Show
Ask Charlie Anything 209: Keeping TikTok Legal? Winning Political Debates? AI Lawyers?
Hey, so just I've got a statement here. But first, I wanted to thank you for Hamfest. It was amazing. It was the first time I'd ever come and really experience that kind of energy. Looking forward to coming back next year. I want to talk about the justice system, and to me, completely broken.
The Charlie Kirk Show
Ask Charlie Anything 209: Keeping TikTok Legal? Winning Political Debates? AI Lawyers?
I grew up believing in the rule of law, the fundamental rights granted to Americans, that we have the right to a speedy trial, the right to face one's accuser. For those of us that just kind of common folk with no power, influence, or wealth, what recourse do we have to push back against injustices when loved ones are incarcerated unjustly for years without due process?
The Oprah Podcast
Oprah and Dr. Sharon Malone on Everything You Need to Know About Menopause
I mean, it's ridiculous when you get into it because, you know, I don't know anything about it. My mom didn't talk to me about it. When Tricia started describing her symptoms to me, I know that if there was symptoms anywhere from really annoying to, you know, debilitating over a course of, you know, there's tens of millions of women in the United States alone who are going through this.
The Oprah Podcast
Oprah and Dr. Sharon Malone on Everything You Need to Know About Menopause
There would be a pill. There would be some kind of salve or poultice. Something would be figured it out. Yeah. Yeah, if it was a men's problem, we'd have this solved already. So it was really hard to, you know, again, just support Trish as she went through it just to figure it out.
The Oprah Podcast
Oprah and Dr. Sharon Malone on Everything You Need to Know About Menopause
Yeah, I mean, it's really, well, and a lot of it's hidden from us, right? So, you know, Trish is a strong mother. She's doing things all the time. She's super energetic. And so a lot of it's hidden. She's, you know, she kept her symptoms to herself. When we started to talk about it, the thing that kind of triggered for me is she goes through periods of, I would call it weariness. She's not tired.
The Oprah Podcast
Oprah and Dr. Sharon Malone on Everything You Need to Know About Menopause
She's weary. Like we get to the end of the day and that's it.
The Oprah Podcast
Oprah and Dr. Sharon Malone on Everything You Need to Know About Menopause
It's it's over. And so that's really the thing that struck me the most about it. But as Trisha and she's really open with me about it, which has been great just to understand her and see if I can support her some way. But it's really it's it's hidden to to men for sure.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Hello, I'm doing all right. How are you, Dave?
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
So I'm in a bit of a situation that I'm looking for some guidance on. My wife and I just started your program about six months ago. We're $43,000 worth of consumer debt down so far. Good. And I just lost my job a few days ago.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Yeah, that was pretty exciting to get a layoff right before Christmas.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Construction, superintendent, so I was making about $160,000 a year. I've got a job lined up to start again in January for $170,000. Well, this worked out. kind of manipulate your system a little bit for my own peace of mind. And my wife and I are debating. I want to stop baby step two right now because we have two vehicles in our house. That's all that's left.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
And I want to do a six-month emergency fund and then go back to attacking everything.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Theoretically, just two.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
It definitely makes you nervous.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Well, for a long time before I took this job, I... tried to out-earn my stupidity, and that didn't work. So I took the job, and like I said, we got pretty serious about it six months ago. I don't know. What does your wife make? Nothing. We're a single-family income family.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
So you just keep going back to the cars and then move on to it?
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Well, that's the reason for the call. Yeah.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Okay. All right. so we're not bad.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Here's the kicker that we've been waiting for that hasn't happened yet. I own a little bit over a million dollars worth of real estate that's been on the market between eight different houses. And when interest rates spiked, sales stopped. So we've kind of been waiting for one of those to sell to just go ahead and pay everything off and be done.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
In fairness, I do have...
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Merry Christmas. How are y'all?
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Okay, so here's my situation. I'm 20 years old. I'm engaged and I'm planning on getting married in June. And that being said, we're looking to get an apartment together in June because that's what you do. You move in together once you get married. I'm completely debt-free. She has a little bit of student loan debt, but that's kind of beside the point. The question for me is,
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
is my grandma opened up a credit card for me to use strictly as a gas card. And that's my only credit card. And she always pays it on time. But that being said, I have credit.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
That was her way of saying that she wants to support me through college. That was her gift to me. Okay. And so I can totally afford my own gas, but that's just the gift she wanted to give to me. Good.
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
but i know that i want to get this apartment and i really like the sound of what y'all talk about of letting your credit score roll over to nothing but i'm afraid that if i say hey grandma thank you but let's close this card i appreciate the gesture i can pay for this um that my credit score will plummet but it won't flip and disappear before that time in june when i'm trying to get an apartment honey you don't have to have a credit score to get an apartment
The Ramsey Show
Broke Is Normal—Do You Really Want to Be Like Everyone Else?
Awesome. I did not know that. I was under the impression that My credit score would plummet and that might jeopardize whether or not we'd be able to move that.