Matthew

No, I use a Roth IRA.

I just put in a regular brokerage.

I just put in a regular brokerage.

I just put in a regular brokerage.

Yeah. I mean, one thing that's sort of important to note is that mutual funds sort of have built-in fees, right? You know what I mean? Correct. There's built-in fees.

Yeah. I mean, one thing that's sort of important to note is that mutual funds sort of have built-in fees, right? You know what I mean? Correct. There's built-in fees.

Yeah. I mean, one thing that's sort of important to note is that mutual funds sort of have built-in fees, right? You know what I mean? Correct. There's built-in fees.

Yeah, exactly.

Yeah, exactly.

Yeah, exactly.

Do you look for specifics in a mutual fund to try to hit those funds? Because I know 80% of mutual funds don't beat the market.

Do you look for specifics in a mutual fund to try to hit those funds? Because I know 80% of mutual funds don't beat the market.

Do you look for specifics in a mutual fund to try to hit those funds? Because I know 80% of mutual funds don't beat the market.

Wait, over how long?

Wait, over how long?

Wait, over how long?

Right, but why are you looking at a 12-month period versus like, you know, decades?

Right, but why are you looking at a 12-month period versus like, you know, decades?

Right, but why are you looking at a 12-month period versus like, you know, decades?

What do you look for in a mutual fund, though?