Jenny
Appearances
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Hi. Hi, Kim. Hi, Jade. Thank you for taking my call.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
I just have a question. My husband and I have about $167,000 worth of debt, and I really wish I had found y'all sooner. We are on baby step two, and... The house is $125,000 and we have some consumer debt of $42,000. Okay. And my question is, my husband has, we've been married for seven years, seven plus years, and he has a separate account than mine. We have two checking accounts and then he has
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
an emergency account that he only has access to, and I'm not really sure how much is in there, but he does use it for emergencies and for, like, we have all of our vehicles paid off, and they do need work from time to time, so that has come in handy.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
And he's kind of, we've kind of done this thing where he pays the house note and then I pay the consumer side of it and he's wanting me to, um, like just get in there and get us out of debt. Oh, okay. And I'm like, um, we need to put everything in one checking account. Right.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Um, he just says, well, I want you to have your own money. Um, And I'm just, I know that.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
See, and that's something that I've asked him before because I don't have a problem with us having the same account. You know, that doesn't bother... We've been together for over seven years. I mean, it's not... I'm not going anywhere. He's not going anywhere, so... I'm not really sure. And at this age, I mean, we're in our 50s.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
So it's not like we're spring chickens and we're just trying to I want to get all this.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Honestly, I'm the one that gets stuff paid off, and he's always bragging about me. And I'm like, well, if you really want to do this, I want to do the scorched earth approach. And he's not a fan of that, which I can get, you know. He does put, you know, a portion of his check, every check into this other account that I don't have access to, which is for emergencies and all of that.
The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out
Yes. And what does he say? He just is kind of like, well, it's okay. I've got you covered, you know, and I'm just, It kind of frustrates me in a way.