Garrett

Oh, yeah. I mean, I went out on a date, a few dates the past couple of weeks. I don't know which girl.

Oh, yeah. I mean, I went out on a date, a few dates the past couple of weeks. I don't know which girl.

I think I know who you're talking about.

I think I know who you're talking about.

Yeah. I mean, you know, she's cool. There's nothing wrong, but I kind of thought we were, you know, going to be on the same page. Like we were going out. I thought we were kind of just, you know, going to lead to hooking up at the end of the night. And like, she wasn't down. So I don't know. I mean, that was kind of like my main motivation to go out with her.

Yeah. I mean, you know, she's cool. There's nothing wrong, but I kind of thought we were, you know, going to be on the same page. Like we were going out. I thought we were kind of just, you know, going to lead to hooking up at the end of the night. And like, she wasn't down. So I don't know. I mean, that was kind of like my main motivation to go out with her.

I'm not really looking to like date right now.

I'm not really looking to like date right now.

Yeah, I mean, that's true. I mean, I don't know. They weren't that expensive, and I don't mind, you know, having, like, a good time. You know, I'm not just exclusively only trying to do that. Like, I'd like to have a good time during the night, too, and then kind of end it with a bang.

Yeah, I mean, that's true. I mean, I don't know. They weren't that expensive, and I don't mind, you know, having, like, a good time. You know, I'm not just exclusively only trying to do that. Like, I'd like to have a good time during the night, too, and then kind of end it with a bang.

Yeah, I mean, well, I'm not trying to ghost her. It's only been like two or three days, but I don't know. I just kind of lost interest.

Yeah, I mean, well, I'm not trying to ghost her. It's only been like two or three days, but I don't know. I just kind of lost interest.

Yeah, well, I mean, I feel a little bit bad, but I mean, it's just kind of, it is what it is. I mean, I assume that she was, you know, on the same page.

Yeah, well, I mean, I feel a little bit bad, but I mean, it's just kind of, it is what it is. I mean, I assume that she was, you know, on the same page.

Well, I mean, she was being all flirtatious and, you know, like the first time we met, same thing. And she was like texting me some stuff. And I don't know, it was just, it was very clear that she was wanting something. And then I don't know.

Well, I mean, she was being all flirtatious and, you know, like the first time we met, same thing. And she was like texting me some stuff. And I don't know, it was just, it was very clear that she was wanting something. And then I don't know.

She's on the line right now. Yep. How's it going? Now this is awkward.

She's on the line right now. Yep. How's it going? Now this is awkward.

I'm sorry. You know, look, I'm sorry. You know, I've been busy and I did mean to text you back. I don't I don't really ghost girls like that. Like, I'm not trying to be like that guy. But I guess you just I guess you just heard what I said. And so I don't know. I mean, I was looking to hook up and you weren't down and it just didn't end up going to where I wanted it to.

I'm sorry. You know, look, I'm sorry. You know, I've been busy and I did mean to text you back. I don't I don't really ghost girls like that. Like, I'm not trying to be like that guy. But I guess you just I guess you just heard what I said. And so I don't know. I mean, I was looking to hook up and you weren't down and it just didn't end up going to where I wanted it to.

I like to court a girl. I mean, I like to court a girl, you know?

I like to court a girl. I mean, I like to court a girl, you know?

It's literally been like two, three days. I mean, it's not like it's been read.

It's literally been like two, three days. I mean, it's not like it's been read.

Yeah, like, how do I even say that? Like, it's supposed to be implied.

Yeah, like, how do I even say that? Like, it's supposed to be implied.

Okay, fine. I want to sleep with you. That's what I wanted out of the day. That's it. Are you happy now? I mean, there. It's honest.

Okay, fine. I want to sleep with you. That's what I wanted out of the day. That's it. Are you happy now? I mean, there. It's honest.

Yeah, well, I mean, I never had a girl take me on the radio. I mean, that's kind of crazy in itself, especially after, like, three days.

Yeah, well, I mean, I never had a girl take me on the radio. I mean, that's kind of crazy in itself, especially after, like, three days.

No, I'm okay. I'm done with this. It's all too wild, too much.

No, I'm okay. I'm done with this. It's all too wild, too much.

Yeah. I don't know. I'm not down anymore. It's just the radio call is kind of weird.

Yeah. I don't know. I'm not down anymore. It's just the radio call is kind of weird.

Well, maybe I would. Yeah. I mean, yeah.

Well, maybe I would. Yeah. I mean, yeah.

Well, then I'll text you.

Well, then I'll text you.

Oh, yeah. I mean, I went out on a date, a few dates the past couple of weeks. I don't know which girl.

I think I know who you're talking about.

Yeah. I mean, you know, she's cool. There's nothing wrong, but I kind of thought we were, you know, going to be on the same page. Like we were going out. I thought we were kind of just, you know, going to lead to hooking up at the end of the night. And like, she wasn't down. So I don't know. I mean, that was kind of like my main motivation to go out with her.

I'm not really looking to like date right now.

Yeah, I mean, that's true. I mean, I don't know. They weren't that expensive, and I don't mind, you know, having, like, a good time. You know, I'm not just exclusively only trying to do that. Like, I'd like to have a good time during the night, too, and then kind of end it with a bang.

Yeah, I mean, well, I'm not trying to ghost her. It's only been like two or three days, but I don't know. I just kind of lost interest.

Yeah, well, I mean, I feel a little bit bad, but I mean, it's just kind of, it is what it is. I mean, I assume that she was, you know, on the same page.

Well, I mean, she was being all flirtatious and, you know, like the first time we met, same thing. And she was like texting me some stuff. And I don't know, it was just, it was very clear that she was wanting something. And then I don't know.

She's on the line right now. Yep. How's it going? Now this is awkward.

I'm sorry. You know, look, I'm sorry. You know, I've been busy and I did mean to text you back. I don't I don't really ghost girls like that. Like, I'm not trying to be like that guy. But I guess you just I guess you just heard what I said. And so I don't know. I mean, I was looking to hook up and you weren't down and it just didn't end up going to where I wanted it to.

I like to court a girl. I mean, I like to court a girl, you know?

It's literally been like two, three days. I mean, it's not like it's been read.

Yeah, like, how do I even say that? Like, it's supposed to be implied.

Okay, fine. I want to sleep with you. That's what I wanted out of the day. That's it. Are you happy now? I mean, there. It's honest.

Yeah, well, I mean, I never had a girl take me on the radio. I mean, that's kind of crazy in itself, especially after, like, three days.

No, I'm okay. I'm done with this. It's all too wild, too much.

Yeah. I don't know. I'm not down anymore. It's just the radio call is kind of weird.

Well, maybe I would. Yeah. I mean, yeah.

Well, then I'll text you.

Well, I was on the corner, like where the concrete was, and then I could only see, I was the only girl I saw right there.

Well, I was on the corner, like where the concrete was, and then I could only see, I was the only girl I saw right there.

I heard something about four, five, six or seven gunshots.

I heard something about four, five, six or seven gunshots.

Well, I was on the corner, like where the concrete was, and then I could only see, I was the only girl I saw right there.

I heard something about four, five, six or seven gunshots.

Sounds good to me.

Sounds good to me.

Yes, yes, for sure.

Yes, yes, for sure.

Okay.

Okay.

I've racked up about $156,000 in business debt, and I've kind of been contemplating bankruptcy, and I didn't know if maybe you thought I should or maybe had other advice or options.

I've racked up about $156,000 in business debt, and I've kind of been contemplating bankruptcy, and I didn't know if maybe you thought I should or maybe had other advice or options.

$7,250.

$7,250.

Yes, sir.

Yes, sir.

I sell cabinets and countertops.

I sell cabinets and countertops.

On what? Yes. So my, like, future revenue. Basically, I gave them my bank statements, and then they said, we'll give you this much. And it was like a daily payment. And last year in 2024, I had a very slow time, and it pretty much just took me for everything I had.

On what? Yes. So my, like, future revenue. Basically, I gave them my bank statements, and then they said, we'll give you this much. And it was like a daily payment. And last year in 2024, I had a very slow time, and it pretty much just took me for everything I had.

Um, they were, I've since put, um, like stop payments on them. And I'm actually, I was working with like a, or am technically still working with a consolidation agency, but that, that cost is like $1,200 a week, which I can,

Um, they were, I've since put, um, like stop payments on them. And I'm actually, I was working with like a, or am technically still working with a consolidation agency, but that, that cost is like $1,200 a week, which I can,

Kind of do, but it's hard to manage that, and every time I miss a payment, they're threatening to cancel the program, and it's nonrefundable, and it's still another $28,000 I have to pay into it before they'll negotiate with them.

Kind of do, but it's hard to manage that, and every time I miss a payment, they're threatening to cancel the program, and it's nonrefundable, and it's still another $28,000 I have to pay into it before they'll negotiate with them.

Yeah, I panicked, and I did all that before I'd kind of talked to anyone about it. Now pretty much my whole family knows, and I've been a little more open lately, so I've been getting some more advice.

Yeah, I panicked, and I did all that before I'd kind of talked to anyone about it. Now pretty much my whole family knows, and I've been a little more open lately, so I've been getting some more advice.

Um, no, I was, I was doing pretty well. And then I, I took a lot of pretty sizable loss on a job. And I also got a little full of myself after like a really good four months stretch. Um, and I fell behind on my bookkeeping, which looking back, that was kind of the debt that was like my detriment to it all.

Um, no, I was, I was doing pretty well. And then I, I took a lot of pretty sizable loss on a job. And I also got a little full of myself after like a really good four months stretch. Um, and I fell behind on my bookkeeping, which looking back, that was kind of the debt that was like my detriment to it all.

Um, so last year I did about $400,000 of, uh, revenue. Right. And I have, um, my margins are right around, uh, 31%. Okay.

Um, so last year I did about $400,000 of, uh, revenue. Right. And I have, um, my margins are right around, uh, 31%. Okay.

Yeah, I didn't think so.

Yeah, I didn't think so.

$14,000, $17,000. Yeah. About $20,000.

$14,000, $17,000. Yeah. About $20,000.

Yeah, I have been. I've been paying them. It was a large amount. Now, listen, I'm giving you a program.

Yeah, I have been. I've been paying them. It was a large amount. Now, listen, I'm giving you a program.

Sounds good to me.

Yes, yes, for sure.

Okay.

I've racked up about $156,000 in business debt, and I've kind of been contemplating bankruptcy, and I didn't know if maybe you thought I should or maybe had other advice or options.

$7,250.

Yes, sir.

I sell cabinets and countertops.

On what? Yes. So my, like, future revenue. Basically, I gave them my bank statements, and then they said, we'll give you this much. And it was like a daily payment. And last year in 2024, I had a very slow time, and it pretty much just took me for everything I had.

Um, they were, I've since put, um, like stop payments on them. And I'm actually, I was working with like a, or am technically still working with a consolidation agency, but that, that cost is like $1,200 a week, which I can,

Kind of do, but it's hard to manage that, and every time I miss a payment, they're threatening to cancel the program, and it's nonrefundable, and it's still another $28,000 I have to pay into it before they'll negotiate with them.

Yeah, I panicked, and I did all that before I'd kind of talked to anyone about it. Now pretty much my whole family knows, and I've been a little more open lately, so I've been getting some more advice.

Um, no, I was, I was doing pretty well. And then I, I took a lot of pretty sizable loss on a job. And I also got a little full of myself after like a really good four months stretch. Um, and I fell behind on my bookkeeping, which looking back, that was kind of the debt that was like my detriment to it all.

Um, so last year I did about $400,000 of, uh, revenue. Right. And I have, um, my margins are right around, uh, 31%. Okay.

Yeah, I didn't think so.

$14,000, $17,000. Yeah. About $20,000.

Yeah, I have been. I've been paying them. It was a large amount. Now, listen, I'm giving you a program.