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Garrett

Appearances

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

512.392

Oh, yeah. I mean, I went out on a date, a few dates the past couple of weeks. I don't know which girl.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

525.575

I think I know who you're talking about.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

538.513

Yeah. I mean, you know, she's cool. There's nothing wrong, but I kind of thought we were, you know, going to be on the same page. Like we were going out. I thought we were kind of just, you know, going to lead to hooking up at the end of the night. And like, she wasn't down. So I don't know. I mean, that was kind of like my main motivation to go out with her.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

556.808

I'm not really looking to like date right now.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

565.64

Yeah, I mean, that's true. I mean, I don't know. They weren't that expensive, and I don't mind, you know, having, like, a good time. You know, I'm not just exclusively only trying to do that. Like, I'd like to have a good time during the night, too, and then kind of end it with a bang.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

587.336

Yeah, I mean, well, I'm not trying to ghost her. It's only been like two or three days, but I don't know. I just kind of lost interest.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

601.559

Yeah, well, I mean, I feel a little bit bad, but I mean, it's just kind of, it is what it is. I mean, I assume that she was, you know, on the same page.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

613.357

Well, I mean, she was being all flirtatious and, you know, like the first time we met, same thing. And she was like texting me some stuff. And I don't know, it was just, it was very clear that she was wanting something. And then I don't know.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

639.396

She's on the line right now. Yep. How's it going? Now this is awkward.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

662.361

I'm sorry. You know, look, I'm sorry. You know, I've been busy and I did mean to text you back. I don't I don't really ghost girls like that. Like, I'm not trying to be like that guy. But I guess you just I guess you just heard what I said. And so I don't know. I mean, I was looking to hook up and you weren't down and it just didn't end up going to where I wanted it to.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

708.904

I like to court a girl. I mean, I like to court a girl, you know?

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

737.326

It's literally been like two, three days. I mean, it's not like it's been read.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

769.625

Yeah, like, how do I even say that? Like, it's supposed to be implied.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

783.956

Okay, fine. I want to sleep with you. That's what I wanted out of the day. That's it. Are you happy now? I mean, there. It's honest.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

798.032

Yeah, well, I mean, I never had a girl take me on the radio. I mean, that's kind of crazy in itself, especially after, like, three days.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

815.262

No, I'm okay. I'm done with this. It's all too wild, too much.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

824.087

Yeah. I don't know. I'm not down anymore. It's just the radio call is kind of weird.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

835.533

Well, maybe I would. Yeah. I mean, yeah.

First Date Follow Up - The Jubal Show

Kristin is getting ghosted by Garret - let's find out why

855.819

Well, then I'll text you.

The Ramsey Show

Small Changes Now Mean Big Wins Later

1073.483

Sounds good to me.

The Ramsey Show

Small Changes Now Mean Big Wins Later

1092.226

Yes, yes, for sure.

The Ramsey Show

Small Changes Now Mean Big Wins Later

639.013

I've racked up about $156,000 in business debt, and I've kind of been contemplating bankruptcy, and I didn't know if maybe you thought I should or maybe had other advice or options.

The Ramsey Show

Small Changes Now Mean Big Wins Later

716.398

I sell cabinets and countertops.

The Ramsey Show

Small Changes Now Mean Big Wins Later

727.958

On what? Yes. So my, like, future revenue. Basically, I gave them my bank statements, and then they said, we'll give you this much. And it was like a daily payment. And last year in 2024, I had a very slow time, and it pretty much just took me for everything I had.

The Ramsey Show

Small Changes Now Mean Big Wins Later

765.384

Um, they were, I've since put, um, like stop payments on them. And I'm actually, I was working with like a, or am technically still working with a consolidation agency, but that, that cost is like $1,200 a week, which I can,

The Ramsey Show

Small Changes Now Mean Big Wins Later

782.475

Kind of do, but it's hard to manage that, and every time I miss a payment, they're threatening to cancel the program, and it's nonrefundable, and it's still another $28,000 I have to pay into it before they'll negotiate with them.

The Ramsey Show

Small Changes Now Mean Big Wins Later

805.382

Yeah, I panicked, and I did all that before I'd kind of talked to anyone about it. Now pretty much my whole family knows, and I've been a little more open lately, so I've been getting some more advice.

The Ramsey Show

Small Changes Now Mean Big Wins Later

827.233

Um, no, I was, I was doing pretty well. And then I, I took a lot of pretty sizable loss on a job. And I also got a little full of myself after like a really good four months stretch. Um, and I fell behind on my bookkeeping, which looking back, that was kind of the debt that was like my detriment to it all.

The Ramsey Show

Small Changes Now Mean Big Wins Later

929.739

Um, so last year I did about $400,000 of, uh, revenue. Right. And I have, um, my margins are right around, uh, 31%. Okay.

The Ramsey Show

Small Changes Now Mean Big Wins Later

978.146

Yeah, I didn't think so.

The Ramsey Show

Small Changes Now Mean Big Wins Later

980.822

$14,000, $17,000. Yeah. About $20,000.

The Ramsey Show

Small Changes Now Mean Big Wins Later

998.487

Yeah, I have been. I've been paying them. It was a large amount. Now, listen, I'm giving you a program.