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Elliot

Appearances

The Ramsey Show

Get Out of the Cycle of Debt and Choose Peace Instead

1132.258

Merry Christmas. I'm hoping you can help. So earlier this year, my wife left me. I've got a daughter who's about 18 months. We are separated. We're not legally divorced. She used to handle all of the money in the house. So I'm just kind of figuring things out for myself now. I make a decent wage. I make about $73,000 a year.

The Ramsey Show

Get Out of the Cycle of Debt and Choose Peace Instead

1156.74

But I find I don't really have pennies to rub together by the end of the month. I'm not really saving anything. So I'm just wondering if we can find maybe ways to optimize that.

The Ramsey Show

Get Out of the Cycle of Debt and Choose Peace Instead

1246.523

So, I mean, I'm currently paying about 40% of daycare based on how much she makes, how much I make. Um, like I've put a budget out for myself and you know, it says I have $300 left over the end of the month, but that never seems to happen. Uh, I do have, I have like a recurring investment. I was like, I might as well stop putting something away if I can. So I was just like, I'll do $10 a week.

The Ramsey Show

Get Out of the Cycle of Debt and Choose Peace Instead

1269.599

It's going to be something like this one really noticed. I just have that going into investing in stocks and dividend reinvestment and all of that.