Brenda
Appearances
48 Hours
Unraveling the Case Against Melissa
But you did stop working the very next day? I did. I was just kind of tired of being there. I don't recall a bump, and I don't recall ever bumping him. So do you say it didn't happen, or you don't remember it happening?
48 Hours
A Day Care Worker Convicted of Murder
But you did stop working the very next day? I did. I was just kind of tired of being there. I don't recall a bump, and I don't recall ever bumping him. So do you say it didn't happen, or you don't remember it happening?
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
Anybody from our childhood, anybody from our era who was born in the 70s and the early 80s and you were growing up in Greenacres, when someone mentions to them, what do you think of when you think of Greenacres? Kristi Luna. That's it. It's Kristi Luna every time.
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
And they put the two, they put the two side by side. And when I said to myself, it's not the same person, but they look a lot alike, and I'm wondering if they're not related...
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
I don't need a picture of some 70-year-old pedophile. It was only until Jenny Christie's mom gave us some of the articles that we were able to come across a newspaper article with Charles Rambo and a newspaper article with Willis Rambo from the time in which everything took place. And then that's when everything made sense.
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
I can confidently say from old newspaper articles looking at Willis's picture that that's the man that I saw in the park that day when he approached us and asked us if we had thrown any change on the bathroom floor.
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
I have a pit in my chest right now. Like I really do. It's like the weirdest feeling to stand here and look and see that. I mean, I don't know if it's because we're hoping and thinking that the past holds the secret. And by taking this down, you're removing the past from us. And now I don't know if the secret is going to be buried with it or if this is a good thing and something will come from it.
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
There was an absence of her on TV, and it upset me that her face was not still out there, and it made me question why. And I thought, why did they forget about her, and why is she not in the public eye? I think a majority of it is about awareness. and letting everybody know that they're not alone and they have some place that they can go.
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
Helping just one person is a lot, but if you can help more, it's better. And we just want to make sure that we're making a voice for those who can't be heard, like Christie. She can't speak for herself right now. She needs us more than ever. We are her voice right now. We have to be. Not just her voice, but all the other voices of those who are missing and can't be found. The rest of the deck.
The Deck
Marjorie "Christy" Luna (4 of Spades, Florida)
They don't have voices. We need to be their voices now. And that's how we find them and that's how we bring them home.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I do have a question. I'm 55 and I'm still ranting. I raised my four grandkids. I have for the past 21 years. And I just feel like I'm just too old to get out of debt.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Well, I guess I just feel like I'm just, you know, I think about paying, you know, until I start listening to you guys, I think about paying a house. And, you know, usually it takes 30 years and No, it doesn't. No, and listening to you, I've learned a lot, I feel like.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I do. How much? I do. I guess about, well, okay, so I did something stupid. You even have a, what is it? YouTube or whatever video of it that my son showed me or my grandson that it says you pay $800 a month for a car. But anyway, that's me. Oh, your car payment.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
The same car sells straight down the street for $20,000. Gotcha.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I make $43,000 a year. Okay. All right.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I have rent, $2,100 a month. Okay.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Credit cards? Just a few credit cards.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Well, no, the only thing I have through my employee is a 401K, and you can't get that out unless you're dead.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
I do, and I tried to go through them, and they asked me to pay on it another six months to a year because I was so upside down in it.
The Ramsey Show
Building Wealth Is Hard but Being Broke Is Harder
Okay. I'm working now, and I work at DoorDash on the weekends and sometimes at night.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Um... My husband and I are, well, my parents are moving from their home in Florida. They're going to be selling their home there and moving to where we live, which is in Las Vegas. And that is a big difference economically. It's a much more expensive city to live in than where they are rurally.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Talking with my parents, they just want to make a wise decision on what they need to do with moving here. So we've been talking through, would it be better for them to rent a house at their age, they're 80 and 78? Would it be better for them to purchase a home in this economy?
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
And my husband and I have also talked about the possibility of us purchasing a home and then just renting it to my parents.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
But we want to make a wise choice, and so I thought I would just call you and see what you think.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Probably a good half a million dollars.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
They can. But I don't think it's not whether they can afford it or not. They know they can afford it. I think they just want to make sure that long-term at their age, would that be still a good choice?
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
No. There's a 55-plus community near us. Yeah, exactly.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
Right. No, it would be a good property. So buying, purchasing.
The Ramsey Show
You Can’t Win With Money if You Keep Ignoring the Real Problem
It's a very rural community in the Panhandle near Panama City.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Well, that's how confident we were that we could sell our old house.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
That's the million-dollar question. We've knocked the price down a couple times now. We are technically under contract, but our buyers cannot seem to lock in a buyer themselves. And what they keep telling us is the market is just so weird. It's just such a bad time right now. It's a buyer's market, not a seller's. Yes.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
I mean, I think we listed too high. But then again, we were going off of the comparables, you know, the appraisal report. And, you know, I don't know. I think the market over here, the people that can afford that price difference. tag, they're looking for way more square footage. So while that house is very nice because it's remodeled, we poured a lot of money and sweat and tears into it.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
It's a two acre property. It's got, you know, that country feel with Starbucks five minutes away, all the amenities. But I think people are looking for more palatial homes in that area because we're surrounded by those types of homes.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Got it. It's an original. There's a lot of new development out here, a lot of incentives.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
We have it at $9.95. And like I said, we've been under contract with a contingency offer for 40 days already.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
And say, hey, we can. But most of the time, people we have had open houses still. But because a lot of people on many of the apps like Redfin and Zillow and whatnot, it is showing us under contract. It's showing us pending.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Well, I actually did contact a Ramsey realtor not too long ago, and he said, at this point, because of your situation, you're better off sticking with the same person because there would be a delay if I switch to a new agent.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Tell me more. Well, he's at pictures and the listing itself would take a few weeks for it to get going again.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Yeah. We have to come out of pocket for any different semi.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
They gave us until June 4th because that was when escrow was supposed to close.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
But they haven't been able to secure buyers.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
We have a savings. Obviously, we would have rather not 100.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
I mean, I've already asked and nobody seems to get back to me on that.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Well, my question is also, is it better to just terminate this contract and go back on the market? Why?
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
But nobody is offering anything.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Yeah. And you do have an offer. Active kick out is what the description on all of those says. The agent added that little piece. Right.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Hi, I'm calling because in October of last year, my husband and I made the dumb, dumb, dumb decision of taking out a bridge loan to purchase a property. And it was with the idea that we would sell our previous property and pay off the loan, restructure the loan, and everything would be great. But we haven't been able to sell our old property, and the loan is due on June 1st.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
Interest has accrued like nobody's business. Oh, man.
The Ramsey Show
Everyone Makes Financial Mistakes – Don’t Let Yours Define You
So the total, they combined both properties, came out to $1.437 at $10.99. $10.99? ! Yeah. So apparently bridge loans, they explained to us, are always high interest like this. They're anywhere between 8 and 12. Man.