Amos
Appearances
The Ramsey Show
Small Changes Now Mean Big Wins Later
$400,000 in IRA, $100,000 in cash, $350,000 in property. and $115 in savings bonds.
The Ramsey Show
Small Changes Now Mean Big Wins Later
None of it really. Well, I guess the $100,000 in cash is kind of, my parents put me in their trust and they placed everything in my name 25 years ago. And my mom has now moved in with me and everything's, all the accounts are now merged. So it's all mine.
The Ramsey Show
Small Changes Now Mean Big Wins Later
okay i was already i was already on path and on my project i'm going to be probably at two or three very very shortly yeah yeah okay good good and what's your best year working income in your worst year my best year was this last one that counts severance because i was laid off after 19 years and that was 129. my lowest was probably when i was making nine dollars an hour driving a truck
The Ramsey Show
Small Changes Now Mean Big Wins Later
Yeah, under 50 for most of it. This is just the last 19 years. When I started this last job, I had nothing, and I've been trying to get into this company for a while.
The Ramsey Show
Small Changes Now Mean Big Wins Later
and when i got in there i got into their 401k and put in six matching and then they had an option i can increase the percent one percent every year and so i set that so every year i'm putting in more in the 401k yeah they had a pension plan i had that and they had stock purchase and i got into that because the jump from my last job to that was almost 20 grand and we were kind of set in our budget so i just put all the extra money towards retirement because i didn't have it started and so
The Ramsey Show
Small Changes Now Mean Big Wins Later
I went from, yeah, I went from driving trucks to driving a computer.
The Ramsey Show
Small Changes Now Mean Big Wins Later
Yeah. It's I like the fact that I don't know if I found anything new, but if you are getting like normal cost of living increases, is this something that I learned when I was a kid? is like to pay yourself first. And so if I get a 3% raise, I always put a 1% towards retirement. And then you don't even notice it. You just forget about it. And it just, like you put it, it snowballs.