Smart Money Happy Hour with Rachel Cruze and George Kamel
Sneaky Marketing Tactics That Aren’t Your Friend
Thu, 23 Jan 2025
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money. Next Steps: 💵 Start your free budget today. Download the EveryDollar app! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY. Today’s Happy Hour Special: 🥃 Classic Amaretto Sour Recipe: Real Simple Ingredients: 1 1/2 ounces amaretto liqueur 1 ounce simple syrup 3/4 ounce fresh lemon juice (from 1 lemon) 1 orange slice, for garnish (optional) 1 maraschino cherry, for garnish (optional) Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using. Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Chapter 1: What sneaky marketing tactics should you avoid?
Today, we're talking about sneaky marketing tactics, pretending to be your friend, just so they can steal your money.
The free trial, if you will. You give them your information to sign up for the free trial, and then they start charging you.
Can I give you my hack for this? Yeah.
Hey guys, it's Rachel Cruz.
And George Camel.
And this is Smart Money Happy Hour.
Wow.
Delicious. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money. And what are we going to sip on, George, while we're chatting about this?
We're sipping on Rachel's, I assume, first drink, an Amaretto Sour. A classic.
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Chapter 2: How can free trials lead to unexpected charges?
It is. My bachelorette party 15 years ago. This is what we all drank because we were young.
And you wanted something that tasted like candy. It's good. Tastes like candy. So stick around until the end. We're going to give you our rating and reveal the cost per glass at the end of the episode.
Yep. Okay. So I'm like the resident conspiracy theory person.
Thank you for owning it.
Friends here, right? And I know there's many of you out there. Thanks for reaching out. Appreciate you. But, you know, one of the conspiracies I think though is that like companies will do things to get you to buy more of the product, right?
That makes sense.
And one of those, expiration dates.
That's the one you feel like is the conspiracy.
I don't know. It is a very interesting thing. It scares me to death. They got me. So even if it is a conspiracy, I am one that I don't do well when I see that something is expired because I immediately think food poisoning.
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Chapter 3: What are the myths around expiration dates?
Better situation we have here.
Milk, I'm a little more on edge about. Oh, gross.
Gross.
I feel like milk is one I'm just, I'm going, that's not risky.
I mean, if it's the date of expiration, it's out. Like... And I have a very sensitive nose and I can smell that stuff.
That's a tough one. Eggs? If it says like best buy and it was a week past, use or toss? A week, I'm tossing. I just don't think it's worth it for the cost savings.
I agree.
To me, it's a risk analysis.
Yes.
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Chapter 4: What should you know about food safety and expiration dates?
So food is one.
Yes.
What about like skincare, prescription medicine, supplements? Like, do you feel more conspiracy theory about those? Yeah. Expired medicine. Is that terrible? Well, I think it depends on what it is. Tylenol? Like there was one that was three years old the other day and I went, I'm going to hard pass on that. I'm going to toss that.
But like six months taking a Tylenol and six months expired, I think you just lose some of the potency.
Okay.
Same with supplements.
That's what I would want to wonder. Yeah, yeah, yeah.
But I don't think they're going to like hurt you.
Yeah.
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