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Money Rehab with Nicole Lapin

Wall Street News Roundup: Is President Biden Broke? Plus, Airline Drama and New Trends in Unemployment

24 Sep 2025

Description

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks Spirit Airline's latest bankruptcy, the latest trends in unemployment data and whether President Biden needs Money Rehab. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account’s annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

Audio
Transcription

Full Episode

2.09 - 20.697 Nicole Lapin

I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. It's time for a roundup of the biggest stories on Wall Street and how they're going to affect you and your wallet.

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20.857 - 40.443 Nicole Lapin

Today, I'm covering the biggest air travel drama that you haven't heard about yet, why the job market is in this weird no hire, no fire limbo, where exactly we stand with interest rates after the Fed's big meeting, and why Joe Biden might actually need some money rehab. All this after the break. What is your bank doing for you? And how much is it costing you?

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40.463 - 62.103 Nicole Lapin

That's a serious question, because if they're charging you $8 a month with zero extra services, I've got to stage an intervention here. What are you paying them for anyway to hold your money for you? You deserve better. That's what I love about Chime. There are no monthly fees, no maintenance fees. My younger self would have definitely benefited from this. It's not just the no fees thing.

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62.163 - 81.525 Nicole Lapin

It's what they have to offer you, too. If you set up direct deposit, you can get paid up to two days early automatically. And with qualifying direct deposits, you're eligible for free overdraft up to $200 on debit card purchases and cash withdrawals. Plus, they have over 47,000 fee-free ATMs. So seriously, ask yourself, what is your bank doing for you?

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81.725 - 93.16 Nicole Lapin

And just how much are they charging you to do it? And if the math isn't mapping, think about making a change. Work on your financial goals through Chime today. Open an account in just two minutes at Chime.com slash MNN.

93.601 - 106.259 Chime (ad voice/legal copy)

Chime feels like progress. Chime is a financial technology company, not a bank. Banking services and debit card provided by the Bancorp Bank NA or Stride Bank NA. Members FDIC. Spot me eligibility requirements and overdraft limits apply. Timing depends on submission of payment file. Fees apply at out-of-network ATMs. Bank ranking and number of ATMs according to U.S. News and World Report 2023.

106.279 - 110.785 Chime (ad voice/legal copy)

Chime checking account required. Imagine trying to become a pro athlete without having a coach.

110.765 - 126.631 Nicole Lapin

It sounds crazy, right? We all need help leveling up in areas that matter to us. And that's why one of the smartest financial moves you can make is working with a certified financial planner. Domain money CFP professionals don't just hand out generic financial advice.

126.992 - 148.043 Nicole Lapin

They help people get on track for early retirement, fix messy investment allocations, and figure out the perfect timing for major purchases like buying a home. What I love about their approach is that they don't do cookie-cutter financial plans. They actually dig into what you're trying to achieve and optimize everything around your specific goals. Here's what you need to do.

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