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Money Rehab with Nicole Lapin

Heather Dubrow on Two Decades-Worth of Marriage and Money Advice, Prenups, Money Dysmorphia and More

Thu, 21 Nov 2024

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This conversation with Heather Dubrow (actor, entrepreneur Real Housewives of Orange County star) has everything: how to have healthy conversations about money with your spouse, tackling money dysmorphia, to prenup or not to prenup, Nvidia, floozy clauses, the Real Housewives arrest record— everything. And one thing is for sure: you'll have as much fun listening to this conversation as Nicole had having it. Check out Heather's capsule collection with Susan Bender here: https://sbxhd.com/ All investment strategies involve risk of loss. The content you hear on this podcast is for entertainment purposes only and does not constitute financial advice by our hosts or by Money News Network.  

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What are the keys to healthy money conversations with a spouse?

910.28 - 935.241 Heather Dubrow

20? Definitely more than that. This is not going to be a relatable conversation. But- I get it. Like an investment piece. Like an investment piece. But also there's something that seems like jewelry to me is romantic, I suppose. So I'd want him to give it or for it to be significant- I've spent more on parties than I have on certain items of jewelry. But Terry doesn't understand what parties cost.

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935.301 - 938.583 Heather Dubrow

So I would never include him in that conversation.

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939.924 - 966.163 Nicole Lappin

One of the biggest questions for couples, new couples, is to prenup or not to prenup. How do you feel about a prenup? Hold on to your wallets. Money Rehab will be right back. And now for some more money rehab. How do you feel about a prenup?

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966.583 - 993.556 Heather Dubrow

I feel like there used to be such a big stigma about it. When we were getting married, it would have been like, oh, but. It does seem to me that it makes sense. You talk about everything before you get married. You plan so many things. I hope so. I mean, you should, right? But it really does seem prudent to have financial conversations. We never sat down and said, are you in debt?

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994.296 - 1018.736 Heather Dubrow

I knew I wasn't, but I never asked him that. Did he have student loans or anything from? You know, he probably had literally $200 in student loan. It was such a low interest loan. He kept it till the very end. But besides that, he didn't have debt. But I didn't know that. We never talked about that. I wish we had. It turned out fine. But I would caution my kids if they were getting married.

1019.016 - 1029.062 Heather Dubrow

I think I don't know enough about this kind of law to know what's what. Because Laura Wasser and I have talked about this before. Has she been on your show? Yes.

1029.222 - 1038.908 Nicole Lappin

She's amazing. What a killer. But she also really emphasizes that you have a prenup even if you don't sign a prenup because the state decides. Yeah.

1039.571 - 1060.836 Heather Dubrow

Exactly. So you're agreeing to something without agreeing. But the question is, I think about inherited money. If you take part of your inherited money and you put it into a house that you're now living in with your significant other, I'm not really sure how that works. Do you get your initial investment back and the gain is community property? I'm not really sure how that works.

1061.337 - 1076.795 Heather Dubrow

How much are you going to inherit? How much protection do you need? Is there jewelry in the family? that really should be kept in your family if something were to happen between you. I don't know, things like that. I think they are things worth discussing.

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