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Money Rehab with Nicole Lapin

Are You Financial Healthy? 5 Tips To Improve Your Financial Fitness

Wed, 01 Jan 2025

Description

Around the New Year, it's popular to make resolutions for health and wealth— but we typically put those goals into two separate categories. Today, Nicole makes the case for including money as a part of your overall health picture, and five tips to get financially fit this year.

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Full Episode

0.149 - 17.395 Nicole Lappin

While you're binging the pod, how about a little bonus tip? As a starting place for your investment allocation that you can, of course, tailor depending on your goals, pros recommend making your bond allocation your age. How about a second bonus tip? When you want to invest in bonds, use Public, the modern brokerage for investors looking for a simple yet sophisticated investing experience.

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17.795 - 35.925 Nicole Lappin

Public is truly the only place I buy bonds, legit, because every other app or site I've tried to use is so complicated. But on Public, I can buy a bond on my iPhone in less than five minutes. This is a major upgrade because most investing platforms that offer bonds design their user experience before the iPhone was even invented. I'll let that one sink in.

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36.085 - 54.919 Nicole Lappin

And you can use Public for more than your bond investments. Public is the brokerage I use for all my investing needs, whether I'm looking for stocks, ETFs, a high-yield cash account, options, and other assets to build the multi-asset portfolio of your dreams. Go to public.com slash money rehab. One more time, because trust you will thank me. Public.com slash money rehab.

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54.959 - 79.089 Nicole Lappin

This is a paid endorsement for public investing. Full disclosures and conditions can be found in the podcast description. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. Money rehab. Around the new year, people set all sorts of goals for their mental and physical health.

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79.269 - 95.585 Nicole Lappin

It's also very common to set financial resolutions, but typically health and wealth are separated into two separate sets of goals. But I'm going to challenge you today to think about your money as part of your health. And this shouldn't be too difficult because you've probably already seen by now how money and health go hand in hand.

95.965 - 111.098 Nicole Lappin

Money challenges can cause all sorts of stress that certainly have health effects. I know this personally. Even beyond stress, there is financial trauma, and that is no joke. And it's not just nerves before a big purchase or when your bank account hits a particular low point.

111.639 - 131.127 Nicole Lappin

It's this deep-seated anxiety, the kind that triggers full-blown sweaty-palm panic attacks just at the thought of anything to do with money. Part of my healing journey with my own financial trauma has been making a show, writing books, but it's also about simple, actionable changes that reshape my mindset.

131.447 - 149.412 Nicole Lappin

Having more money, of course, has improved my outlook, but I have also used little strategies that have helped me along the way build healthy habits that fortify my own financial wellness. So today I'm going to take you through five practices that can help keep you financially healthy. Number one, find your wealth routine.

149.992 - 169.22 Nicole Lappin

If you have a good routine for your health and wellness that you're really into, you can apply the same principles to your finances. So what's working for you there? Are you a rise and shine jogger at 6 a.m.? Awesome. It sounds like you're a morning person. So give your sneaks a little rest day and dedicate one morning to all of the items on your financial to do list.

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