Troy Millings
Appearances
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Do you think that you being married has helped you? Not just from a brokerage standpoint. Do you feel like you're more successful because you're married?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
On what?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Okay, okay.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
No, I'm not on dating apps.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Social media is a dating app. Instagram is a dating app now.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Appreciate it. Thank you.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
We don't know. We never really got the answer on that.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Good energy is extremely important. That's the number one key in life. You got to have good energy.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Yeah, you know, I'm not really a person that really checks somebody. I'm not one of those people that's like, on the first date, what's your credit score?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But some people in the financial literacy community, they're like, that's the first question you should know.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Nah, you got to keep the composure. I think that we've always had a calm Demeter. He's a little bit more outgoing than I am. I'm very chill, laid back, reserved person. But I feel like in a day and age where everybody's trying to be somebody that they're not, and I feel like a lot of times when you get online or get on social media, it's almost like wrestling. You have to adapt to a personality.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
For sure. Definitely. That's important. I think positive cash flow is important. You don't want to be with somebody that's a liability. You need assets. More assets than liabilities, for sure.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I appreciate it. Should I get a prenup? Do you want a prenup? Mandatory. Mandatory. It's money rehab. We got to make sure we give responsible financial advice.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Yes. You know what I saw on social media? People with a prenup are less likely to get divorced than people without a prenup. Is that true? That's what I saw, a divorce lawyer. He said he's done thousands of prenups and only had five divorces.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I put on my Instagram last year that I was thinking about running for governor of New York. And so I have political friends. So one of my friends was actually a Congress person. And they're like, are you serious about this? I'm like, look, nah, I'm not serious about it. Don't worry. But I do think that... I'm 50-50 on the politics thing. Half of me would be very interested in being in office.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
The other half of me just feels like it's so fake and you got to make everybody happy and you can't be who you really are, which now I guess that's not... Maybe you could be, right? Maybe you can.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
The floodgates have opened. Yeah, kicked down the door. For sure. So, I don't know. Politics is interesting, man. It's just a dirty game, politics. Do we like his chances if he does?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So you have to change your name and you got to change the way that you dress and change the way that you talk. So I think it's refreshing for people to just really feel like it's an organic vibe. And that's what we did. We haven't changed our personas. or changed our name or changed too much about ourselves. We're just the same people that we were before.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
It's like COVID. They all sold their stocks two weeks before the official lockdown happened because they got briefed that we was going to get a lockdown. It's human nature. If you know something, you're going to act on it. And it's not illegal.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
They know who's getting contracts. They know who's about to get on the investigation. They know when... They know everything. They get briefed on things that we're not privy to. So of course, if they're smart, they're going to use that information to make money. And now we've seen it even go a step further with meme coins. President has a meme coin, right?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So now you actually have political people that's actually endorsing their own
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
coin investment to push to the public marketed from the bully pulpit that they've been provided from being elected officials that's unprecedented pretty much yeah and incentivizing it too you think about trump coin because i think it was like 58 people made a ton of money 10 million yeah and then everybody else lost everything yeah it's a scam any of those coins are scams they're not tied to anything the whole point of that is just to pump it up real quick get
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
a few people rich, and then it's gonna fall apart. So that's happened with anybody that's done that, with celebrities when they've endorsed to the coin. We just never seen a president do that before. But there's a lot of things that we've never seen happen. Or First Lady. She had a coin.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
No, it's never going to be leveled. The idea of there's no democracy. Like, democracy is everybody's equal. That's not true. We know that. If you're Elon Musk, you're not the same as a schoolteacher in Nebraska. You can literally put $200 million into an election. How are you equal? Right?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So even if people don't know us or haven't knew us for 20, 30 years, they can feel like it's an authentic person that they actually grew up with, as opposed to a celebrity or a talking head that they're listening to.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
If that was the case, then it would be so many different laws and rules that would be put in place to make every single person equal. So I think that... it's never an equal playing field in life. But the most you can do is actually just get into the game, right? You can get into the game. You're not going to be LeBron James, but at least you're in the game.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You either participate or sit on the sidelines or start a revolution and try to erase the whole entire system and bring a new system in. But that's extremely difficult to do. So as long as... We're going to do it.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I like that.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You're hired.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I mean, you got to check every day. Every day.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But it's all relative. I think sometimes people get discouraged with numbers. Numbers is an infinite language. There's no ending or beginning in mathematics. So we have to look at, okay, where are you up since... We started the year. Where are you up since you started your brokerage account? Let's say I'm up 500% since I started my brokerage account, but I'm down from the start of February.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I think sometimes this can be misleading and it can have some level of discouragement for the average person. I just tell people, just invest. If you invest in quality companies, ETFs, index funds, you're going to make money over the course of time. But in pockets, you might have a good season where you're up. You might have a bad season when you're down.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
A couple of trinkets.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But if you look at it too much, then that's going to cause you either a comparison analogy where you're actually comparing yourself to other people, then you start to gamble. then you start to make bad decisions or you get discouraged because you're like, why am I doing this? I'm only up 5%. I might as well just gamble.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Online right now, there's more money you're putting online gambling in the stocks. That's a problem. So we really have to be cautious about how we're curating these messages because the reason why people are putting more money into online gambling is because they think that they can have a quicker opportunity to make more money.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Most people are not entertained by something that's boring. They're entertained by flash and numbers. And if that's the mentality, then you're going to go to Las Vegas.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
It's also based on how much money you have. Because if you have 7% on $1,000, you can't do anything with that. If you have 7% on a million, that's somebody's salary. So it's all relative. And that goes back to the education as well. So the numbers that we're looking at is important, but it's also how much money you're putting in. That's why you gotta put as much money as possible.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Saying like the amount doesn't matter is a lie. Amount always matters. But that's why investing and business go hand in hand. So like with our platform, we teach entrepreneurship and we teach
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
investing because you got to have money to invest what happens is that if you don't have money to invest now you start with very short small bots of money then you start to gamble with that because you want outstretched returns to make it make sense a thousand dollars seven percent's not gonna move the needle so now i need ten thousand percent return on my thousand dollars to actually get somewhere in life but if you have positive cash flow coming in now you can invest a thousand dollars a month
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Now that compound interest makes sense. So it's a double-edged sword. You have to find ways to make money, whether that's through a high-earning occupation, and you have to be skilled in today's high-earning occupations that's actually gonna make money in the next 20 years, or you have to be an entrepreneur. So you can't... Go about it one way or another.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You can't just earn a lot of money and do nothing with it. That's the recipe for disaster. And then you can't be a just Warren Buffett when it comes to stocks, but then have no money to invest. You're going to get frustrated and you're going to go against your discipline either way. So it's all interconnected.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I'm not 100% sure, to be completely honest with you. I remember when I made my first million dollars. $100,000 to me was not a goal. I'm not discouraging people from $100,000, but I feel like $100,000 is very attainable. I know a lot of people that have $100,000 saved, like in their 401k. That's a realistic number that if you're doing the right things, you're going to get to $100,000.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
A million is where it gets tricky because to have a million dollars liquid, that's when I think it's... That's the hardest to me, personally. Your first million is the hardest to me. I feel like the 100,000 is inevitable. A million dollars is almost damn damn possible. Liquid. But once you get a million, now you just gotta... The changes.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I think it was 20... 21? 21, yeah.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Yeah, that's the first thing.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I think you skip steps. So it's a million, then it's 10 million. That's the next goal. Like 10 million is a goal. Then after that, it's like maybe 50 or 100 million.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But I feel like when you get your first million dollars, you're gonna feel pressure. You're gonna have a lot of anxiety.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Because you don't want to lose it. That's the first thing. Nobody wants to have money and then go broke. When you're broke, there's no fear of going broke because you're already broke. But it is a lot of pressure to make sure that you do the right things with your money because there's no guarantee that you're gonna make that money again. So that's one level of pressure.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
And then most of the time, you're gonna change where you live. You're gonna have different things. Your kid might start going to private school. So your expenses are gonna go up. that puts more pressure on you to keep making money.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Right. That's a real thing. It's more pressure.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
More money, more problems. That's a fact. Yeah.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
FU number?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I think the FU number's 100.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That's when you can just... Like, live off your interest. At that point in time, I feel like it's almost impossible to go back to zero if you have 100. But you want 100 million...
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Liquid. $100 million liquid for that. Liquid. Because you could have $100 million net worth and then 95% of that is tied up into a company's valuation.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You can't actually get... We met a broke billionaire before. It was an interesting story. He told us a story of how he's one of the youngest people to become a self-made billionaire in America. Who was it?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
ryan boslow he was like in his 20s and forbes listed him as a billionaire he wasn't broke as far as no money at all but he had probably less than a hundred thousand dollars of cash because all of his valuation was tied up in his company and then he had a board and then he had a fight with the board so he couldn't really do too much with the company it was a lot of infighting that was happening he didn't have too much control of the company at the time the company
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
really wasn't even at a position where he could take money from the company. So he had a valuation of being a billionaire, and he was broke and living in Los Angeles.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You don't buy it. We're not getting it. It's either cash or nothing.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Plastic bags in the dishwasher. Plastic bags in the dishwasher.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Oh, it was like a shelf, like a drawer.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
My mom, she washes dishes with her hands, but she uses the dishwasher as the dryer. So you wash this stuff and then you put it in a dishwasher so it could just air dry. I feel like that's common.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I guess he couldn't because it was happening with the board and all this stuff that M-Fi and so it was a unique situation. His situation is probably not common, but I'm just saying that's an example of the net worth sometimes a little bit misleading, right? Like it's, what do you have?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
What can you touch?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I think it's relative conversation.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So 10 million to me is considered wealthy, but I don't think 10 million is enough to say F you. I don't think so. I think you still got to be cautious. You still got to be careful. Yeah. Depends on your lifestyle, of course, but like you're living in New York City, you're living in Miami, you're living in LA, you're going to travel, you're going to do different things.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I don't think 10 million is a number where you can just ride off into the sunset and just say, F the world. Can I preface that real quick? Because I was a teacher when he told me that.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But 10 numbers is 10 numbers. That's a number that's important for sure. But I just feel like once you have nine digits, and it doesn't have to be like 100% liquid, but it gotta be a large portion liquid. Six digits is what you always look for as far as growing up that you have to try to make $100,000 a year. Seven digits is a dream as far as everybody wants to become a millionaire.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But that's still a workable, you're still working. Eight digits as far as 10 million, to me, now you are wealthy, right? But you still have to maintain that. You still got to stay in pocket and manage different things. Nine digits is when you're uber rich. And when I'm saying like F you, I'm thinking like uber rich.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So you don't have to have 100% of the nine digits liquid, but I do think that is a large portion has to have some level of liquidity. But to me, nine digits is when you can literally just say,
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
F you. Do you have a number?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Well, $100 million? No, I feel like if you got $100 million... You're not doing the show.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
At that point, leisure's been earned. It's over. Yeah.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
We have curated over seven years of content right now and wrote a book and done a variety of different things. So at some point in time, it's over. I'm not trying to do this too much longer. Like, I feel like the more you do, the less you appreciate it.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Because familiarity doesn't really breed appreciation. It breeds contempt. So the more you see something, the more you just, all you do is just think about what they could have done better or criticize or it just leads to, because it's human nature, right? Like you're used to seeing your mom every single day.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But if you don't see your uncle or your aunt that you only see once every two years, it's like Christmas every time you see them because you don't see them.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
No, I'm just saying that you have a relationship if you like them, right? Everybody has a favorite uncle that they only see every couple of years. So sometimes it's better for people to appreciate your absence. Yeah. as opposed to you being too familiar and too comfortable. We're not at that point yet, but we've given a lot of information and we got a lot more information to give.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But at some point in time, it's gonna be up to the people to carry on that legacy.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
No, but we'll have a thing. Final call. It'll be like the last episode, and it'll be probably four hours, and we'll actually talk about the exit. We'll talk about our exit, and we'll say, now you'll actually, you'll see from start to exit. Literally, that'll be a whole documentary within itself, and we'll say, okay, this is it. This is how we got the $100 million.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
We'll walk you through the process. This is what we did. And this is our gift to you guys. And this is a send-off.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
See you in Mykonos. It's been real.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bullish, but you gotta be careful. Gotta be careful with real estate. Residential. Residential, yeah, for sure.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bullish.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bearish.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bullish.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bullish.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Short-term treasury bonds, long-term, bullish.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bullish, still.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
It's choppy waters right now, but it's still important.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Bullish, still.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I'm down.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Champagne.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I only drink champagne in the morning. Rose, to be exact. Please, preferably.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
What region of France is this from?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That's crazy. We grew up in a different era. Splitting the check is crazy.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I have not signed a pre-nup. Neither have I. I did not.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Oh yeah, definitely been in debt.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
A six-figure gift? Sheesh, you got expensive.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That's one of my favorites. Okay. Love it. I don't think a car really counts, though. Well, you bought it in cash?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Well, I'll say this. We're still down from the highs that we were at in February. We haven't recovered fully yet. But we spoke with the head of brokerage at Robinhood, and he says they had a record inflow of money that flew in over the last month and a half. So now I think that people are starting to go away from what they used to do as far as panic and sell.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You bought a car in cash? That counts.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
It counts.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Yeah, I love it.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Oh, definitely.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Amex.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Yeah, exactly.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
I fought with a friend about money.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
What would we call it?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
What is a boss bitch? What does that mean?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
The cup just got put down.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Got it.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
It's a popular slogan. Took it from you.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Oh, so you started that?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Oh, wow. Congratulations. OK, this is interesting. Being that you started this, do you think that it has gone away from its original? Because now it's used all the time. So a lot of people have said that that's taken away, like, feminine aspect. So there's another term that's feminine CEO, I think it's called, where it's like, you can still be soft, still be feminine.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But when you created that term, did you have that in mind that you could not be feminine or the feminality?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That you can take straight to the bank? Not literally, but just... Maybe literally. The biggest money tip that I could ever give somebody is, to live below your means. Increase your income, decrease your spending, invest a difference.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That's important. Most people haven't really, nobody ever really thought that through. Below your means, invest a difference. If you can do that, you'll be fine. If you don't remember anything else in life, If you can learn to live below your means and invest a different thing, you'll be okay.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
There's still some panic selling that happens, but now people are really buying the dip. And that's become a term. And urban vernacular is buy the dip, right? So I think that more and more people are looking at these downturns as an opportunity as opposed to being scared.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But I also think it's the expiration date too, so I don't use terms like young and old, because it's all relative. If you're 16, but you're going to live to 18, you're old at 16. But if you're 40 and you're going to live to 95, you're young. How do you know that? Exactly. That's why we got to be careful with these words. Because you manifest things upon yourself.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That's why I don't use those type of words, young and old. You're just living. We're just passing through this. But when you start to put that on yourself, right, now you're starting to actually manifest certain things that you have no control over. So I don't really like those terms, young, old. I feel like we're all just passing through. We don't know our destiny.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But we just, you got to just live in that moment. Start now.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
And that goes to the work that everybody like yourself has been doing and championing as far as financial literacy, teaching people about investing, teaching people about index funds, teaching people about dollar cost averaging. So they used to call retail investors dumb money. because they were not educated.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So they were liquidity, they were opportunities for smart money, which is whales and institutions and hedge funds to make money off of. But now I think they're starting to change. I think more and more regular people that might have $5,000 or $10,000 or $1,000 invested, they're still educated and they're not getting taken advantage of at the same level
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
that it might've been at previous times in history. So I think that current is starting to change a little bit.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
For me, it's just a matter of understanding entrepreneurship at a high level. My dad was an entrepreneur. My mom was a schoolteacher. She's always from a standpoint of, like, security. And he was on a standpoint of making risk. As an entrepreneur, you take risks.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
You know, when you're a kid, you're not really privy to a lot of conversations, but if you're an observant person, you can pick up things. You don't have to actually have a conversation with somebody to know. What's actually happening is like a puzzle. You can put pieces together. There's a lot of times where, as an entrepreneur, you might not get paid for a week or a month or whatever, right?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
And it's an inflow of cash that's not always stable. So that can cause a lot of issues. When one person has a stable income, the other person doesn't have a stable income. that causes problems, you know what I'm saying? Like that causes problems.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So you see things like that and you understand like, okay, like this is the dynamics of a family that when you're dealing with finances and it could lead to issues and that's something that you pick up early on. So you got to figure out like, is this something that I want for myself? Or do I want to subject somebody else to that? Or you start to think about those types of things because
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
A lot of issues and relationships come down to finances. I think that's one of the major cause for divorces actually in America. There's a lot of different things that you just pick up on as a child that shapes who you are as an adult. But for me personally, I always wanted to be an entrepreneur.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So you see the ups and downs and you know that it's not easy, but that's giving you some level of foresight of what you need to avoid. and different mistakes that you could potentially stay away from. Keep your overhead low. Don't overexpend yourself when times are good. Make sure you hoard money as opposed to spending money when times are good. Then you don't have money when times are not good.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
So these are all things that you pick up if you're around people that actually are in business. And you can learn from their mistakes just by observing. And you can learn from things that they're doing good by observing. Like sometimes you don't always have to actually get mentored to learn. Like I said, if you're an observing person, you can actually learn just by being in close proximity.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Huh? You said I wanted to be married?
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Marriage, if it happens, it happens.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
For sure. Definitely.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Two incomes is better than one. So it's been proven that married couple financial trajectory is better than a single person. That's been proven. So I think that it's beneficial. If you find somebody that, you know, you really connect with to have a family unit, even if it's taxes, it's like there's so many different things that you get benefits for from being married.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
But it's also a thing that can actually really hurt somebody financially also if you find the wrong person. That's for sure. So it's not something that you enter into ill-advised prematurely. So you have to find the right person and you have to have proper guidance and education before you enter that union.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
This is a message sponsored by the American of America. If you can find love, I congratulate you, but... Have you found love? Me? I'm not married.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
That wasn't the question, man. I'm just day by day. I'm just living, taking it one day at a time.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Congratulations.
Money Rehab with Nicole Lapin
Does Getting Married Help You Earn More Money? Earn Your Leisure's Troy and Rashad on the Marital Minimum Wage, Tariffs, Financial Trauma and "F U Numbers"
Well, what's your personal experience?