Terry

No, I'm not. I'm not a racist. I never should have said what I said. It was wrong. I'm embarrassed by it.

$125,000.

$60.77. There we go. 28 months.

No, it was both of our debt. I was in a lot of student loan debt.

Yes.

We're on the phone and we're driving down the highway and we're like, hey, I see you.

For me, I think it was just a lot of prayer. There was times that we were, I mean, we're so tired of doing this. When are we going to be debt free? When are we going to be out? And then just dreaming. We're running around and looking at houses and, oh, one day we're going to get there. So different things to just try to keep us motivated. But for sure. What was the dream?

As far as getting our own house is what I meant by that. We're wanting to have our own house, and we want to just set up financial freedom for the bloodline, really.

Oh, definitely.

People saying we need credit cards. And we didn't agree on credit cards for like the first, I would say, year. Yeah, about a year of our marriage. I wanted credit cards for the points. And I tell people now that wasn't a good enough reason. I cut all my credit cards up about a year and a half.

And we hit the ground rolling.

Yeah. I actually went live on Facebook not too long ago because I posted our journey and then people are like, how did you do it? So I was like, I'll just go live and answer you guys' questions. But yeah. Yeah, everyone's wondering how we did that.

So for me in 2016, the church I was attending at the time, they had like this financial class and they were telling us about the baby steps and the snowball method. And so I actually started paying off debt then. Slowly, I wasn't attacking it like we did. And then so I had paid like two student loans off, I believe, before we got married. And so that's how I got started. Yes.

I would definitely say our parents. Yeah. Both of our parents.

Our family and friends, for sure. We had a good support system.

Wow.