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Susan (Caller from Dallas)

Appearances

The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

2033.567

I got what I consider a pretty good amount of money. I'm just curious. I don't really know what to do with it. I let my ex-husband handle every single bit of finances. I never knew how much money we had or anything.

The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

2049.322

Well, there's a couple components to it. I got a check for $1.1 million. Okay. I got a 401k for $715,000. And then $15,000 per month for the next seven years.

The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

2081.265

Okay. So my question is I'm completely debt free. I also don't own a home because I just got divorced. Okay.

The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

2093.28

Right. I'm renting right now, which is $3,600 a month, which I feel like is really expensive. It's also all bills paid. So my question, I guess, is I've got like $95,000 in a high yield savings account. I started a Roth IRA. I'm like totally, I know nothing about finance. So I've just been trying to learn just in the last month or so. Um, anyway, my question basically is a, can I live like with

The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

2127.188

Can I live off of part of this money, like off of the monthly income? Or do I need to get a significant job?

The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

2185.703

And I didn't know what to do with that. So I just put it in a money market account because I didn't even know how to deposit that.