Shea
Appearances
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
Hi, so just to cut right to the chase, I just took out my first student loan ever. Super nerve-wracking. It's for my master's in social work and it's about $45,000. That's without the interest. So I'm just trying to figure out what's a great path to start on that, like how to tackle it super fast because I don't want to be with this debt for like 10 years.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
No, so it's like $6,000 a semester, but they just gave it all to me at once. So it's $45,000 is what they gave me at once.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
Well, not into my bank. It goes directly to my school, and then they start paying it that way. So it's already given to my school, and my school just takes it out.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
Not enough. It's about 90 grand, which would be the salary for it.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
That is the salary in Florida for it.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
Not starting out, no, but I've been doing social work and case management and all that stuff for years. So with the experience and once I get it, I'm already making $50,000 right now, so they're bumping it up.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
Yeah. Yeah, that was one of my big fears. It's just like, I definitely don't want it lingering for so long, too. And when it comes to money, I just have really bad anxiety over it.
The Ramsey Show
Bad Money Habits and Good Relationships Don’t Mix
No, because I'm not a nurse. They only have it for nurses. And what enticed me to it was because they said at first that they would. And then when I got here, they said, oh, sorry, no, it's just for nurses.