Ruth, a public school teacher

It absolutely does.

It absolutely does.

66.

66.

She had to put him in hospice and everything.

She had to put him in hospice and everything.

Because he's looking at me and saying, we're going to have to bail my mom out. And I'm looking at him like, you can't even afford to retire.

Because he's looking at me and saying, we're going to have to bail my mom out. And I'm looking at him like, you can't even afford to retire.

I don't know.

I don't know.

They're completely separate. We never combine. We don't even have a shared bank account.

They're completely separate. We never combine. We don't even have a shared bank account.

I wish it was better.

I wish it was better.

I put money into a 401k at every single job. Do you have any debt? No, but I'm driving a 15-year-old car that's got 220,000 miles on it. So probably going to need a new car in the next couple of years.

I put money into a 401k at every single job. Do you have any debt? No, but I'm driving a 15-year-old car that's got 220,000 miles on it. So probably going to need a new car in the next couple of years.

I cut my check for rent. We split the rent 50-50. He pays utilities. I pay groceries.

I cut my check for rent. We split the rent 50-50. He pays utilities. I pay groceries.

Yeah.

Yeah.

Yeah. I just have so much guilt, which is why I haven't left. Because I know if I leave, he's financially screwed.

Yeah. I just have so much guilt, which is why I haven't left. Because I know if I leave, he's financially screwed.

I mean, yeah. I mean, I want out. I wanted out. I had a come-to-Jews talk with him six months ago, and I told him I'm not happy.

I mean, yeah. I mean, I want out. I wanted out. I had a come-to-Jews talk with him six months ago, and I told him I'm not happy.

He was shocked.

He was shocked.

Yeah.

Yeah.

Yeah, he is.

Yeah, he is.

Yeah, kind of. And I'm just like, I'm overwhelmed. I'm like, I don't even know what to do.

Yeah, kind of. And I'm just like, I'm overwhelmed. I'm like, I don't even know what to do.

Yeah.

Yeah.

Hi, I'm a public school teacher who I'm 16 years in. I still need 14 more years till I get full retirement and it's gone really hard. And I've, um, sorry, I've applied to a Christian school.

Hi, I'm a public school teacher who I'm 16 years in. I still need 14 more years till I get full retirement and it's gone really hard. And I've, um, sorry, I've applied to a Christian school.

It's 80% of the day, none of the retirement, but almost, I mean, currently I have 29 students of all different ranges of ability of ability to speak English, um, You know, one is on the autism spectrum, a couple major behavior problems, including parents that are combative.

It's 80% of the day, none of the retirement, but almost, I mean, currently I have 29 students of all different ranges of ability of ability to speak English, um, You know, one is on the autism spectrum, a couple major behavior problems, including parents that are combative.

And, like, the Christian school is a cap at 18, and, you know, even if the parents write a mean email, the kid gets sent on their way, you know?

And, like, the Christian school is a cap at 18, and, you know, even if the parents write a mean email, the kid gets sent on their way, you know?

Totally different. Yeah. I am far enough along that I'm kind of invested, you know, maybe it's a couple of bad years, you know, but it's, it's one of those things where I commute three and a half miles in a 17 and a half year old car that can only go so far. Like I don't trust it very far. Um, But it is my debt-free car, so it is my transportation.

Totally different. Yeah. I am far enough along that I'm kind of invested, you know, maybe it's a couple of bad years, you know, but it's, it's one of those things where I commute three and a half miles in a 17 and a half year old car that can only go so far. Like I don't trust it very far. Um, But it is my debt-free car, so it is my transportation.

The other school would be a two-and-a-half-hour commute every day because of traffic.

The other school would be a two-and-a-half-hour commute every day because of traffic.

Yeah, it would be an hour there and an hour-and-a-half home. Okay. Yeah, outside of D.C., the traffic is a little scary.

Yeah, it would be an hour there and an hour-and-a-half home. Okay. Yeah, outside of D.C., the traffic is a little scary.

Yeah. It would be a longer day, but it might be an enjoyable day. No.

Yeah. It would be a longer day, but it might be an enjoyable day. No.

Well, I think it's 82. I'm projected to be about 88 next year.

Well, I think it's 82. I'm projected to be about 88 next year.

Exactly.

Exactly.

Yeah, I mean, I spent most of my teaching in kindergarten, second grade, so I feel like teaching adults, I would, you know, want them to sing a song or, you know, do a dance while they learn it. No, you wouldn't.

Yeah, I mean, I spent most of my teaching in kindergarten, second grade, so I feel like teaching adults, I would, you know, want them to sing a song or, you know, do a dance while they learn it. No, you wouldn't.

Well, so I'm not quite in D.C. I'm a little bit out. How far out?

Well, so I'm not quite in D.C. I'm a little bit out. How far out?

Uh, two counties.

Uh, two counties.

Prince William.

Prince William.

I've looked at some of them, probably Fauquier County, so a little bit the other direction, so I'd be going against traffic, but the pay is much less than 80% of my current.

I've looked at some of them, probably Fauquier County, so a little bit the other direction, so I'd be going against traffic, but the pay is much less than 80% of my current.

Yeah.

Yeah.

The ones that I, I mean, it's been a couple years since I looked at a particular one, but yeah, and they are high-end.

The ones that I, I mean, it's been a couple years since I looked at a particular one, but yeah, and they are high-end.

Yeah.

Yeah.

I, so when you work for the government, you have like the state retirement, which is a good retirement, but it like, obviously you can't take it with you. I mean, not that it disappears, but it wouldn't be something that I should be concerned about changing out of.

I, so when you work for the government, you have like the state retirement, which is a good retirement, but it like, obviously you can't take it with you. I mean, not that it disappears, but it wouldn't be something that I should be concerned about changing out of.

Yeah, probably.

Yeah, probably.

It absolutely does.

66.

She had to put him in hospice and everything.

Because he's looking at me and saying, we're going to have to bail my mom out. And I'm looking at him like, you can't even afford to retire.

I don't know.

They're completely separate. We never combine. We don't even have a shared bank account.

I wish it was better.

I put money into a 401k at every single job. Do you have any debt? No, but I'm driving a 15-year-old car that's got 220,000 miles on it. So probably going to need a new car in the next couple of years.

I cut my check for rent. We split the rent 50-50. He pays utilities. I pay groceries.

Yeah.

Yeah. I just have so much guilt, which is why I haven't left. Because I know if I leave, he's financially screwed.

I mean, yeah. I mean, I want out. I wanted out. I had a come-to-Jews talk with him six months ago, and I told him I'm not happy.

He was shocked.

Yeah.

Yeah, he is.

Yeah, kind of. And I'm just like, I'm overwhelmed. I'm like, I don't even know what to do.

Yeah.

Hi, I'm a public school teacher who I'm 16 years in. I still need 14 more years till I get full retirement and it's gone really hard. And I've, um, sorry, I've applied to a Christian school.

It's 80% of the day, none of the retirement, but almost, I mean, currently I have 29 students of all different ranges of ability of ability to speak English, um, You know, one is on the autism spectrum, a couple major behavior problems, including parents that are combative.

And, like, the Christian school is a cap at 18, and, you know, even if the parents write a mean email, the kid gets sent on their way, you know?

Totally different. Yeah. I am far enough along that I'm kind of invested, you know, maybe it's a couple of bad years, you know, but it's, it's one of those things where I commute three and a half miles in a 17 and a half year old car that can only go so far. Like I don't trust it very far. Um, But it is my debt-free car, so it is my transportation.

The other school would be a two-and-a-half-hour commute every day because of traffic.

Yeah, it would be an hour there and an hour-and-a-half home. Okay. Yeah, outside of D.C., the traffic is a little scary.

Yeah. It would be a longer day, but it might be an enjoyable day. No.

Well, I think it's 82. I'm projected to be about 88 next year.

Exactly.

Yeah, I mean, I spent most of my teaching in kindergarten, second grade, so I feel like teaching adults, I would, you know, want them to sing a song or, you know, do a dance while they learn it. No, you wouldn't.

Well, so I'm not quite in D.C. I'm a little bit out. How far out?

Uh, two counties.

Prince William.

I've looked at some of them, probably Fauquier County, so a little bit the other direction, so I'd be going against traffic, but the pay is much less than 80% of my current.

Yeah.

The ones that I, I mean, it's been a couple years since I looked at a particular one, but yeah, and they are high-end.

Yeah.

I, so when you work for the government, you have like the state retirement, which is a good retirement, but it like, obviously you can't take it with you. I mean, not that it disappears, but it wouldn't be something that I should be concerned about changing out of.

Yeah, probably.