River

It's about two hours.

It's about two hours.

Hey, what's going on, guys? So, yeah, I kind of have a mess. I'm 20. My fiance is 23. Together we have roughly $151,000 in debt That's between student loans and an $18,000 auto loan. That's it?

Hey, what's going on, guys? So, yeah, I kind of have a mess. I'm 20. My fiance is 23. Together we have roughly $151,000 in debt That's between student loans and an $18,000 auto loan. That's it?

Yes. Okay. That's it. My student loans, I have, I think it's like $33,000, and the rest is her. I think she has like $150,000. 20-some thousand, but yeah, it's confusing. It's all through Sally Mae.

Yes. Okay. That's it. My student loans, I have, I think it's like $33,000, and the rest is her. I think she has like $150,000. 20-some thousand, but yeah, it's confusing. It's all through Sally Mae.

So she's a multimedia journalist. She's a news reporter at a news station in West Virginia.

So she's a multimedia journalist. She's a news reporter at a news station in West Virginia.

Multimedia.

Multimedia.

She did. Yeah, she did.

She did. Yeah, she did.

So together, so we aren't joint accounts yet. So right now, my situation, I'm bringing in roughly $2,400 a month Um, she's around the same.

So together, so we aren't joint accounts yet. So right now, my situation, I'm bringing in roughly $2,400 a month Um, she's around the same.

So I work at a credit union and, um, yeah.

So I work at a credit union and, um, yeah.

You know, I'm not really sure. I'm still in school. I'm a junior in college right now getting my bachelor in business administration. I'm paying this semester out of pocket trying to cut the loans out.

You know, I'm not really sure. I'm still in school. I'm a junior in college right now getting my bachelor in business administration. I'm paying this semester out of pocket trying to cut the loans out.

Yeah, and I did just get a promotion, too. So I'll be making $21 an hour starting in the middle of February.

Yeah, and I did just get a promotion, too. So I'll be making $21 an hour starting in the middle of February.

Yeah, mine's $33,000 student loan, $18,000 truck.

Yeah, mine's $33,000 student loan, $18,000 truck.

Yeah, she's making roughly like $31,000. Okay.

Yeah, she's making roughly like $31,000. Okay.

No, she's midday.

No, she's midday.

She really is.

She really is.

It absolutely is. And here's a question. So the loans, her loans are broken down to like four or five different loans and they're $22,000, $20,000. They're attached with a 12% interest rate. I was thinking, you know, it's probably best to, you know, refinance these loans, get it consolidated. Yeah. you know, kind of go that route?

It absolutely is. And here's a question. So the loans, her loans are broken down to like four or five different loans and they're $22,000, $20,000. They're attached with a 12% interest rate. I was thinking, you know, it's probably best to, you know, refinance these loans, get it consolidated. Yeah. you know, kind of go that route?

It's about two hours.

Hey, what's going on, guys? So, yeah, I kind of have a mess. I'm 20. My fiance is 23. Together we have roughly $151,000 in debt That's between student loans and an $18,000 auto loan. That's it?

Yes. Okay. That's it. My student loans, I have, I think it's like $33,000, and the rest is her. I think she has like $150,000. 20-some thousand, but yeah, it's confusing. It's all through Sally Mae.

So she's a multimedia journalist. She's a news reporter at a news station in West Virginia.

Multimedia.

She did. Yeah, she did.

So together, so we aren't joint accounts yet. So right now, my situation, I'm bringing in roughly $2,400 a month Um, she's around the same.

So I work at a credit union and, um, yeah.

You know, I'm not really sure. I'm still in school. I'm a junior in college right now getting my bachelor in business administration. I'm paying this semester out of pocket trying to cut the loans out.

Yeah, and I did just get a promotion, too. So I'll be making $21 an hour starting in the middle of February.

Yeah, mine's $33,000 student loan, $18,000 truck.

Yeah, she's making roughly like $31,000. Okay.

No, she's midday.

She really is.

It absolutely is. And here's a question. So the loans, her loans are broken down to like four or five different loans and they're $22,000, $20,000. They're attached with a 12% interest rate. I was thinking, you know, it's probably best to, you know, refinance these loans, get it consolidated. Yeah. you know, kind of go that route?